Chemung Financial (CHMG) FCF Margin (2010 - 2026)
Chemung Financial's FCF Margin came in at 89.49% for Q2 2026, down 8.35 percentage points from 97.83% a year earlier and down 0.62 percentage points from the prior quarter.
Chemung Financial (CHMG) FCF Margin (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Chemung Financial reported FCF Margin of 115.69%, up 38.89 percentage points year-over-year; for FY2025, it was 114.63%, up 43.28 percentage points from FY2024.
- FCF Margin carries a five-year change of +21.91 percentage points (FY2020 to FY2025).
- Going back by year, FCF Margin was 71.34% in FY2024 (-17.19 pp), 88.53% in FY2023 (-13.84 pp), 102.37% in FY2022 (+0.53 pp) and 101.84% in FY2021 (+9.13 pp).
- The Q2 2026 figure represents the lowest quarterly FCF Margin since Q1 2025.
- Year-over-year, FCF Margin increased in five of the last eight quarters, with an average year-over-year change of +20.01 percentage points.
- The fastest year-over-year change in FCF Margin over five years came in Q4 2025 (a gain of 114.13 percentage points), and the weakest in Q4 2022 (a drop of 72.99 percentage points).
- Business Quant data shows CHMG's FCF Margin at 90.10% (Q1 2026), 158.95% (Q4 2025) and 124.70% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | -44.09% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 92.03% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | -16.70% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 189.34% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 27.55% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 29.95% |
| 10 | Chemung Financial | 394.06 Mn | 109.83 Mn | - | 89.49% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 89.49% |
| Mar 31, 2026 | 90.10% |
| Dec 31, 2025 | 158.95% |
| Sep 30, 2025 | 124.70% |
| Jun 30, 2025 | 97.83% |
| Mar 31, 2025 | 74.20% |
| Dec 31, 2024 | 44.82% |
| Sep 30, 2024 | 90.55% |
| Jun 30, 2024 | 60.48% |
| Mar 31, 2024 | 91.37% |
| Dec 31, 2023 | 40.76% |
| Sep 30, 2023 | 110.57% |
| Jun 30, 2023 | 81.79% |
| Mar 31, 2023 | 123.56% |
| Dec 31, 2022 | 28.29% |
| Sep 30, 2022 | 177.52% |
| Jun 30, 2022 | 136.91% |
| Mar 31, 2022 | 69.21% |
| Dec 31, 2021 | 101.28% |
| Sep 30, 2021 | 100.76% |
Chemung Financial FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=CHMG&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "CHMG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=CHMG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();