Chemung Financial (CHMG) EBT Margin (2010 - 2026)
Chemung Financial (CHMG) reported EBT Margin of 113.37% for Q2 2026, up 205.21 percentage points from -91.84% a year earlier but down 6.44 percentage points from the prior quarter.
Chemung Financial (CHMG) EBT Margin (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Chemung Financial's EBT Margin came in at 112.63%, up 76.72 percentage points year-over-year; for FY2025, it was 52.16%, down 29.79 percentage points from FY2024.
- EBT Margin has declined for three consecutive years, with a five-year change of -27.47 percentage points (FY2020 to FY2025).
- By year, EBT Margin came in at 81.95% in FY2024 (-9.73 pp), 91.68% in FY2023 (-17.40 pp), 109.08% in FY2022 (+11.11 pp) and 97.97% in FY2021 (+18.35 pp).
- Five-year quarterly EBT Margin spans a low of -91.84% in Q2 2025 and a high of 120.42% in Q2 2022.
- Year over year, EBT Margin has now increased in each of the last four quarters, with an average year-over-year change of +13.57 percentage points over the last eight quarters.
- The high point for year-over-year EBT Margin in five years was Q2 2026 (a gain of 205.21 percentage points); the low point was Q2 2025 (a drop of 161.08 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 119.81% (Q1 2026), 111.05% (Q4 2025) and 106.02% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 47.98% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 36.65% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 34.42% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 41.80% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 42.10% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 35.57% |
| 10 | Chemung Financial | 394.06 Mn | 109.83 Mn | - | 113.37% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 113.37% |
| Mar 31, 2026 | 119.81% |
| Dec 31, 2025 | 111.05% |
| Sep 30, 2025 | 106.02% |
| Jun 30, 2025 | -91.84% |
| Mar 31, 2025 | 83.25% |
| Dec 31, 2024 | 77.91% |
| Sep 30, 2024 | 76.60% |
| Jun 30, 2024 | 69.24% |
| Mar 31, 2024 | 105.74% |
| Dec 31, 2023 | 52.32% |
| Sep 30, 2023 | 114.40% |
| Jun 30, 2023 | 91.96% |
| Mar 31, 2023 | 109.99% |
| Dec 31, 2022 | 112.92% |
| Sep 30, 2022 | 100.40% |
| Jun 30, 2022 | 120.42% |
| Mar 31, 2022 | 102.23% |
| Dec 31, 2021 | 92.08% |
| Sep 30, 2021 | 94.57% |
Chemung Financial EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=CHMG&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "CHMG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=CHMG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();