Alerus Financial Corp Ratios

Ratios Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
EBT Margin 19.05%52.18%60.96%96.00%96.33%77.73%24.28%35.98%
EBIT Margin 6.67%10.96%12.80%20.16%20.23%16.32%5.10%7.56%
Operating Margin 6.67%10.96%12.80%20.16%20.23%16.32%5.10%7.56%
Net Margin 8.79%40.85%46.29%73.29%73.46%59.59%17.91%27.62%
FCF Margin 26.33%78.65%25.62%-42.76%206.57%150.71%39.38%25.77%
Efficiency
Assets Average 2,267.97M2,685.32M3,203.23M3,586.16M3,843.68M4,584.69M
Equity Average 224.09M307.95M344.78M358.14M363.00M432.27M
Invested Capital 221.28M344.50M388.90M418.34M415.71M428.08M554.48M
Asset Utilization Ratio 0.030.020.020.020.020.01
Leverage & Solvency
Interest Coverage Ratio 1.430.560.441.002.610.690.040.04
Debt to Equity 0.581.060.850.48
Debt Ratio 0.040.100.080.05
Equity Ratio 0.070.120.110.110.090.090.09
Times Interest Earned 1.430.560.441.002.610.690.040.04
Dividends & Payouts
FCF Payout Ratio 0.150.150.54-0.400.070.130.580.93
Valuation
Enterprise Value -43.82M242.77M281.89M258.16M402.13M303.95M417.16M
Market Capitalization 389.58M468.63M503.85M466.70M442.78M487.51M
Return Ratios
Return on Sales 0.09%0.41%0.46%0.73%0.73%0.60%0.18%0.28%
Return on Invested Capital 0.02%0.03%0.03%0.02%0.01%0.01%
Return on Assets 0.01%0.02%0.02%0.01%0.00%0.00%
Return on Equity 0.13%0.15%0.15%0.11%0.03%0.04%