Alerus Financial (ALRS) EBT Margin (2018 - 2026)
Alerus Financial's EBT Margin was 92.93% in Q2 2026, down 2.16 percentage points from 95.09% a year earlier and down 10.98 percentage points from the prior quarter.
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Analysis
Alerus Financial (ALRS) EBT Margin (2018 - 2026) Analysis & Trends
On a trailing twelve-month basis, Alerus Financial's EBT Margin was 31.67% through Jun 30, 2026, down 14.41 percentage points year-over-year; for FY2025, it came in at 20.77%, down 1.12 percentage points from FY2024.
- EBT Margin shows a four-year change of -49.74 percentage points (FY2021 to FY2025).
- In earlier years, EBT Margin was 21.89% in FY2024 (+5.52 pp), 16.37% in FY2023 (-32.69 pp), 49.06% in FY2022 (-21.45 pp) and 70.51% in FY2021.
- Quarterly EBT Margin has moved between -151.38% (Q4 2025) and 103.91% (Q1 2026) over five years.
- Compared with a year earlier, EBT Margin was higher in five of the last eight quarters, with an average year-over-year change of +11.66 percentage points.
- The best year-over-year quarter for EBT Margin over five years was Q4 2024 (a gain of 76.94 percentage points); the worst was Q4 2025 (a drop of 150.43 percentage points).
- Per Business Quant data, ALRS's EBT Margin in the three quarters before Q2 2026 was 103.91% (Q1 2026), -151.38% (Q4 2025) and 80.88% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 47.98% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 36.65% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 34.42% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 41.80% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 42.10% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 35.57% |
| 10 | Alerus Financial | 801.05 Mn | 398.46 Mn | - | 92.93% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 92.93% |
| Mar 31, 2026 | 103.91% |
| Dec 31, 2025 | -151.38% |
| Sep 30, 2025 | 80.88% |
| Jun 30, 2025 | 95.09% |
| Mar 31, 2025 | 69.72% |
| Dec 31, 2024 | -0.95% |
| Sep 30, 2024 | 26.25% |
| Jun 30, 2024 | 31.95% |
| Mar 31, 2024 | 35.76% |
| Dec 31, 2023 | -77.89% |
| Sep 30, 2023 | 43.21% |
| Jun 30, 2023 | 53.76% |
| Mar 31, 2023 | 50.02% |
| Dec 31, 2022 | 37.32% |
| Sep 30, 2022 | 57.54% |
| Jun 30, 2022 | 54.01% |
| Mar 31, 2022 | 56.02% |
| Dec 31, 2021 | 58.98% |
| Sep 30, 2021 | 72.33% |
API Access
Alerus Financial EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=ALRS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "ALRS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=ALRS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();