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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Alerus Financial (ALRS) Interest Coverage Ratio (2018 - 2025)

Alerus Financial has reported Interest Coverage Ratio over the past 8 years, most recently at 0.36 for Q4 2025.

  • Quarterly results put Interest Coverage Ratio at 0.36 for Q4 2025, down 16804.04% from a year ago — trailing twelve months through Dec 2025 was 0.04 (up 4.29% YoY), and the annual figure for FY2025 was 0.04, up 4.29%.
  • Interest Coverage Ratio for Q4 2025 was 0.36 at Alerus Financial, down from 0.17 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for ALRS hit a ceiling of 3.25 in Q1 2021 and a floor of 0.36 in Q4 2025.
  • Median Interest Coverage Ratio over the past 5 years was 0.16 (2023), compared with a mean of 0.78.
  • Biggest five-year swings in Interest Coverage Ratio: surged 872.58% in 2021 and later crashed 16804.04% in 2025.
  • Alerus Financial's Interest Coverage Ratio stood at 2.48 in 2021, then tumbled by 86.1% to 0.34 in 2022, then plummeted by 146.88% to 0.16 in 2023, then skyrocketed by 98.68% to 0.0 in 2024, then crashed by 16804.04% to 0.36 in 2025.
  • The last three reported values for Interest Coverage Ratio were 0.36 (Q4 2025), 0.17 (Q3 2025), and 0.2 (Q2 2025) per Business Quant data.