Alerus Financial ALRS
NASDAQ ALRS
$32.77 +0.18 (+0.55%)
At close: Aug 21, 2026 · 4:00 PM EDT

Alerus Financial (ALRS) Interest Coverage Ratio (2018 - 2026)

Alerus Financial (ALRS) posted quarterly Interest Coverage Ratio of 2.28 for Q1 2026, up 42.18% year-over-year from 1.6 in Q1 2025, and up 416.39% quarter-over-quarter from 0.72 in Q4 2025.

Alerus Financial (ALRS) Interest Coverage Ratio (2018 - 2026) Analysis & Trends

Alerus Financial's Interest Coverage Ratio history runs 9 years deep, the most recent figure standing at 2.28 for Q1 2026.

  • In Q1 2026, Interest Coverage Ratio rose 42.18% year-over-year to 2.28; the TTM figure through Mar 2026 stood at 1.81 (up 44.28% YoY), while the FY2025 annual figure was 1.2, changed 0.21% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 2.28, up from 0.72 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 10.4 in Q1 2022, with the low at 0.72 in Q4 2025.
  • The 5-year median for Interest Coverage Ratio is 1.6 (2025), against an average of 2.45.
  • The sharpest annual moves came in 2024 and 2025: Interest Coverage Ratio soared 330.45% in 2024, then slumped 172.65% in 2025.
  • Alerus Financial's Interest Coverage Ratio stood at 2.69 in 2022, then plunged by 91.46% to 0.23 in 2023, then jumped by 330.45% to 0.99 in 2024, then slumped by 172.65% to 0.72 in 2025, then jumped by 416.39% to 2.28 in 2026.
  • Business Quant data shows ALRS's Interest Coverage Ratio at 2.28 in Q1 2026, 0.72 in Q4 2025, and 1.8 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Hdfc Bank 120.66 Bn 84.46 Bn - -
2 Pnc Financial Services 97.86 Bn 97.86 Bn - 2.00
3 Us Bancorp 96.39 Bn 96.39 Bn - 1.84
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.92 Bn -144.17 Bn - 0.27
6 Deutsche Bank Aktiengesellschaft 72.22 Bn -81.10 Bn - 1.49
7 Nu Holdings 70.34 Bn 56.66 Bn 2.35 Bn -
8 Truist Financial 61.75 Bn 61.75 Bn - 1.77
9 Fifth Third Bancorp 49.88 Bn 26.16 Bn - 1.90
10 Alerus Financial 821.28 Mn 657.73 Mn - 2.19

Historic Data

Download Data
DateValue
Jun 30, 2026 1.41
Mar 31, 2026 2.28
Dec 31, 2025 -0.72
Sep 30, 2025 1.80
Jun 30, 2025 1.33
Mar 31, 2025 1.60
Dec 31, 2024 0.99
Sep 30, 2024 1.18
Jun 30, 2024 1.28
Mar 31, 2024 1.32
Dec 31, 2023 0.23
Sep 30, 2023 1.53
Jun 30, 2023 1.64
Mar 31, 2023 1.69
Dec 31, 2022 2.69
Sep 30, 2022 4.17
Jun 30, 2022 8.28
Mar 31, 2022 10.40
Dec 31, 2021 6.28
Sep 30, 2021 13.11