Alerus Financial (ALRS) Interest Coverage Ratio (2018 - 2026)
Alerus Financial (ALRS) posted quarterly Interest Coverage Ratio of 2.28 for Q1 2026, up 42.18% year-over-year from 1.6 in Q1 2025, and up 416.39% quarter-over-quarter from 0.72 in Q4 2025.
Alerus Financial (ALRS) Interest Coverage Ratio (2018 - 2026) Analysis & Trends
Alerus Financial's Interest Coverage Ratio history runs 9 years deep, the most recent figure standing at 2.28 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 42.18% year-over-year to 2.28; the TTM figure through Mar 2026 stood at 1.81 (up 44.28% YoY), while the FY2025 annual figure was 1.2, changed 0.21% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 2.28, up from 0.72 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 10.4 in Q1 2022, with the low at 0.72 in Q4 2025.
- The 5-year median for Interest Coverage Ratio is 1.6 (2025), against an average of 2.45.
- The sharpest annual moves came in 2024 and 2025: Interest Coverage Ratio soared 330.45% in 2024, then slumped 172.65% in 2025.
- Alerus Financial's Interest Coverage Ratio stood at 2.69 in 2022, then plunged by 91.46% to 0.23 in 2023, then jumped by 330.45% to 0.99 in 2024, then slumped by 172.65% to 0.72 in 2025, then jumped by 416.39% to 2.28 in 2026.
- Business Quant data shows ALRS's Interest Coverage Ratio at 2.28 in Q1 2026, 0.72 in Q4 2025, and 1.8 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Alerus Financial | 821.28 Mn | 657.73 Mn | - | 2.19 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.41 |
| Mar 31, 2026 | 2.28 |
| Dec 31, 2025 | -0.72 |
| Sep 30, 2025 | 1.80 |
| Jun 30, 2025 | 1.33 |
| Mar 31, 2025 | 1.60 |
| Dec 31, 2024 | 0.99 |
| Sep 30, 2024 | 1.18 |
| Jun 30, 2024 | 1.28 |
| Mar 31, 2024 | 1.32 |
| Dec 31, 2023 | 0.23 |
| Sep 30, 2023 | 1.53 |
| Jun 30, 2023 | 1.64 |
| Mar 31, 2023 | 1.69 |
| Dec 31, 2022 | 2.69 |
| Sep 30, 2022 | 4.17 |
| Jun 30, 2022 | 8.28 |
| Mar 31, 2022 | 10.40 |
| Dec 31, 2021 | 6.28 |
| Sep 30, 2021 | 13.11 |