Alerus Financial (ALRS) Interest Coverage Ratio (2018 - 2026)

Alerus Financial's (ALRS) quarterly Interest Coverage Ratio came in at 2.28 in Q1 2026, up 42.18% year-on-year from 1.6 in Q1 2025, and up 416.39% quarter-over-quarter from 0.72 in Q4 2025.

Alerus Financial (ALRS) Interest Coverage Ratio (2018 - 2026) Analysis & Trends

Alerus Financial's Interest Coverage Ratio history runs 9 years deep, the most recent figure standing at 2.28 for Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio rose 42.18% year-over-year to 2.28 in Q1 2026; TTM through Mar 2026 was 1.81, a 44.28% increase from a year earlier, with the FY2025 full-year figure at 1.2, changed 0.21% from the prior year.
  • Interest Coverage Ratio rose to 2.28 in Q1 2026 per ALRS's latest filing, from 0.72 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 10.4 in Q1 2022 and bottomed at 0.72 in Q4 2025.
  • The 5-year median for Interest Coverage Ratio is 1.6 (2025), against an average of 2.44.
  • Across the five-year window, Interest Coverage Ratio soared 1908.13% in 2024 and tumbled 172.67% in 2025, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 2.69 in 2022, then sank by 98.17% to 0.05 in 2023, then surged by 1908.13% to 0.99 in 2024, then slumped by 172.67% to 0.72 in 2025, then surged by 416.39% to 2.28 in 2026.
  • Per Business Quant, the three latest ALRS Interest Coverage Ratio figures stand at 2.28 (Q1 2026), 0.72 (Q4 2025), and 1.8 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Alerus Financial 816.47 Mn 685.89 Mn - 2.28

Historic Data

Download Data
DateValue
Mar 31, 2026 2.28
Dec 31, 2025 -0.72
Sep 30, 2025 1.80
Jun 30, 2025 1.33
Mar 31, 2025 1.60
Dec 31, 2024 0.99
Sep 30, 2024 1.18
Jun 30, 2024 1.28
Mar 31, 2024 1.32
Dec 31, 2023 0.05
Sep 30, 2023 1.53
Jun 30, 2023 1.64
Mar 31, 2023 1.69
Dec 31, 2022 2.69
Sep 30, 2022 4.17
Jun 30, 2022 8.28
Mar 31, 2022 10.40
Dec 31, 2021 5.00
Sep 30, 2021 13.11
Jun 30, 2021 11.62