Alerus Financial (ALRS) Interest Coverage Ratio (2018 - 2026)
Alerus Financial's (ALRS) quarterly Interest Coverage Ratio came in at 2.28 in Q1 2026, up 42.18% year-on-year from 1.6 in Q1 2025, and up 416.39% quarter-over-quarter from 0.72 in Q4 2025.
Alerus Financial (ALRS) Interest Coverage Ratio (2018 - 2026) Analysis & Trends
Alerus Financial's Interest Coverage Ratio history runs 9 years deep, the most recent figure standing at 2.28 for Q1 2026.
- On a quarterly basis, Interest Coverage Ratio rose 42.18% year-over-year to 2.28 in Q1 2026; TTM through Mar 2026 was 1.81, a 44.28% increase from a year earlier, with the FY2025 full-year figure at 1.2, changed 0.21% from the prior year.
- Interest Coverage Ratio rose to 2.28 in Q1 2026 per ALRS's latest filing, from 0.72 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 10.4 in Q1 2022 and bottomed at 0.72 in Q4 2025.
- The 5-year median for Interest Coverage Ratio is 1.6 (2025), against an average of 2.44.
- Across the five-year window, Interest Coverage Ratio soared 1908.13% in 2024 and tumbled 172.67% in 2025, its largest moves.
- Year by year, Interest Coverage Ratio stood at 2.69 in 2022, then sank by 98.17% to 0.05 in 2023, then surged by 1908.13% to 0.99 in 2024, then slumped by 172.67% to 0.72 in 2025, then surged by 416.39% to 2.28 in 2026.
- Per Business Quant, the three latest ALRS Interest Coverage Ratio figures stand at 2.28 (Q1 2026), 0.72 (Q4 2025), and 1.8 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Alerus Financial | 816.47 Mn | 685.89 Mn | - | 2.28 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.28 |
| Dec 31, 2025 | -0.72 |
| Sep 30, 2025 | 1.80 |
| Jun 30, 2025 | 1.33 |
| Mar 31, 2025 | 1.60 |
| Dec 31, 2024 | 0.99 |
| Sep 30, 2024 | 1.18 |
| Jun 30, 2024 | 1.28 |
| Mar 31, 2024 | 1.32 |
| Dec 31, 2023 | 0.05 |
| Sep 30, 2023 | 1.53 |
| Jun 30, 2023 | 1.64 |
| Mar 31, 2023 | 1.69 |
| Dec 31, 2022 | 2.69 |
| Sep 30, 2022 | 4.17 |
| Jun 30, 2022 | 8.28 |
| Mar 31, 2022 | 10.40 |
| Dec 31, 2021 | 5.00 |
| Sep 30, 2021 | 13.11 |
| Jun 30, 2021 | 11.62 |