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Alerus Financial (ALRS) Interest Coverage Ratio: 2018-2025

Historic Interest Coverage Ratio for Alerus Financial (ALRS) over the last 8 years, with Sep 2025 value amounting to 0.17.

  • Alerus Financial's Interest Coverage Ratio rose 249.58% to 0.17 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.12, marking a year-over-year increase of 1041.24%. This contributed to the annual value of 0.04 for FY2024, which is 1.74% down from last year.
  • Latest data reveals that Alerus Financial reported Interest Coverage Ratio of 0.17 as of Q3 2025, which was down 16.79% from 0.20 recorded in Q2 2025.
  • Alerus Financial's 5-year Interest Coverage Ratio high stood at 3.25 for Q1 2021, and its period low was -0.16 during Q4 2023.
  • For the 3-year period, Alerus Financial's Interest Coverage Ratio averaged around 0.08, with its median value being 0.11 (2023).
  • In the last 5 years, Alerus Financial's Interest Coverage Ratio soared by 872.58% in 2021 and then plummeted by 146.88% in 2023.
  • Alerus Financial's Interest Coverage Ratio (Quarterly) stood at 2.48 in 2021, then slumped by 86.10% to 0.34 in 2022, then tumbled by 146.88% to -0.16 in 2023, then soared by 98.68% to -0.00 in 2024, then spiked by 249.58% to 0.17 in 2025.
  • Its Interest Coverage Ratio stands at 0.17 for Q3 2025, versus 0.20 for Q2 2025 and 0.14 for Q1 2025.