Alerus Financial (ALRS) Interest Coverage Ratio (2018 - 2026)

Alerus Financial (ALRS) recorded quarterly Interest Coverage Ratio of 0.29 in Q1 2026, up 179.74% quarter-over-quarter from 0.36 in Q4 2025, and up 110.98% on a YoY basis from 0.14 in Q1 2025.

Alerus Financial (ALRS) Interest Coverage Ratio (2018 - 2026) Analysis & Trends

Alerus Financial's Interest Coverage Ratio history runs 9 years deep, the most recent figure standing at 0.29 for Q1 2026.

  • In Q1 2026, Interest Coverage Ratio rose 110.98% year-over-year to 0.29; the TTM figure through Mar 2026 stood at 0.07 (up 23.06% YoY), while the FY2025 annual figure was 0.04, up 4.29% from the prior year.
  • Interest Coverage Ratio was 0.29 for Q1 2026 at Alerus Financial, up from 0.36 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 1.97 in Q1 2022 to a low of 0.36 in Q4 2025.
  • Historically, Interest Coverage Ratio has averaged 0.32 across 5 years, with a median of 0.14 in 2025.
  • Biggest YoY gain for Interest Coverage Ratio was 249.58% in 2025; the steepest drop was 16804.04% in 2025.
  • A 5-year view of Interest Coverage Ratio shows it stood at 0.34 in 2022, then plunged by 146.88% to 0.16 in 2023, then soared by 98.68% to 0.0 in 2024, then tumbled by 16804.04% to 0.36 in 2025, then surged by 179.74% to 0.29 in 2026.
  • The last three Interest Coverage Ratio figures came in at 0.29 (Q1 2026), 0.36 (Q4 2025), and 0.17 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Alerus Financial 767.62 Mn 638.02 Mn - 0.29

Historic Data

Download Data
DateValue
Mar 31, 2026 0.29
Dec 31, 2025 -0.36
Sep 30, 2025 0.17
Jun 30, 2025 0.20
Mar 31, 2025 0.14
Dec 31, 2024 0.00
Sep 30, 2024 0.05
Jun 30, 2024 0.06
Mar 31, 2024 0.07
Dec 31, 2023 -0.16
Sep 30, 2023 0.11
Jun 30, 2023 0.13
Mar 31, 2023 0.16
Dec 31, 2022 0.34
Sep 30, 2022 0.67
Jun 30, 2022 1.53
Mar 31, 2022 1.97
Dec 31, 2021 2.48
Sep 30, 2021 2.54
Jun 30, 2021 2.23