Alerus Financial (ALRS) Net Margin (2018 - 2026)
Alerus Financial (ALRS) recorded Net Margin of 71.08% in Q2 2026, down 1.99 percentage points from 73.07% a year earlier and down 7.83 percentage points from the prior quarter.
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Analysis
Alerus Financial (ALRS) Net Margin (2018 - 2026) Analysis & Trends
On a TTM basis, Alerus Financial's Net Margin came in at 24.23% as of Jun 30, 2026, down 11.14 percentage points year-over-year; for FY2025, it came in at 16.03%, down 0.77 percentage points from FY2024.
- Annual Net Margin has a four-year change of -37.74 percentage points (FY2021 to FY2025).
- Across earlier years, Net Margin came in at 16.81% in FY2024 (+4.73 pp), 12.08% in FY2023 (-25.54 pp), 37.61% in FY2022 (-16.16 pp) and 53.77% in FY2021.
- Quarterly Net Margin has ranged from -115.42% in Q4 2025 to 78.91% in Q1 2026 over the past five years.
- On a year-over-year basis, Net Margin rose in five of the last eight quarters, with an average year-over-year change of +9.44 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 64.28 percentage points in Q4 2024, against a drop of 115.21 percentage points in Q4 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at 78.91% (Q1 2026), -115.42% (Q4 2025) and 62.15% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 27.23% |
| 10 | Alerus Financial | 801.05 Mn | 398.46 Mn | - | 71.08% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 71.08% |
| Mar 31, 2026 | 78.91% |
| Dec 31, 2025 | -115.42% |
| Sep 30, 2025 | 62.15% |
| Jun 30, 2025 | 73.07% |
| Mar 31, 2025 | 52.86% |
| Dec 31, 2024 | -0.22% |
| Sep 30, 2024 | 20.11% |
| Jun 30, 2024 | 24.39% |
| Mar 31, 2024 | 26.99% |
| Dec 31, 2023 | -64.50% |
| Sep 30, 2023 | 34.29% |
| Jun 30, 2023 | 42.05% |
| Mar 31, 2023 | 39.02% |
| Dec 31, 2022 | 28.01% |
| Sep 30, 2022 | 44.07% |
| Jun 30, 2022 | 41.76% |
| Mar 31, 2022 | 43.64% |
| Dec 31, 2021 | 44.79% |
| Sep 30, 2021 | 55.17% |
API Access
Alerus Financial Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=ALRS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "ALRS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=ALRS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();