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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Alerus Financial (ALRS) Net Margin (2018 - 2025)

Alerus Financial has reported Net Margin over the past 8 years, most recently at 42.54% for Q4 2025.

  • Quarterly results put Net Margin at 42.54% for Q4 2025, down 2164.0% from a year ago — trailing twelve months through Dec 2025 was 22.75% (down 863.0% YoY), and the annual figure for FY2025 was 35.41%, down 1731.0%.
  • Net Margin for Q4 2025 was 42.54% at Alerus Financial, down from 257.99% in the prior quarter.
  • Over the last five years, Net Margin for ALRS hit a ceiling of 3543.64% in Q2 2021 and a floor of 50.33% in Q4 2021.
  • Median Net Margin over the past 5 years was 224.58% (2021), compared with a mean of 1041.86%.
  • Peak annual rise in Net Margin hit 326460bps in 2021, while the deepest fall reached -472759bps in 2021.
  • Alerus Financial's Net Margin stood at 50.33% in 2021, then soared by 140bps to 20.24% in 2022, then plummeted by -225bps to 25.37% in 2023, then rose by 18bps to 20.9% in 2024, then tumbled by -104bps to 42.54% in 2025.
  • The last three reported values for Net Margin were 42.54% (Q4 2025), 257.99% (Q3 2025), and 126.39% (Q2 2025) per Business Quant data.