Alerus Financial (ALRS) Debt Ratio (2018 - 2026)
Alerus Financial's Debt Ratio came in at 0.07 for Q2 2026, up 10.4% from 0.06 a year earlier and up 72.5% from the prior quarter.
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Analysis
Alerus Financial (ALRS) Debt Ratio (2018 - 2026) Analysis & Trends
For FY2025, Alerus Financial's Debt Ratio was 0.06, up 30.0% from FY2024.
- Going back by year, Debt Ratio was 0.05 in FY2024 (-43.5%), 0.08 in FY2023 (-19.6%) and 0.10 in FY2022.
- The Q2 2026 figure represents the highest quarterly Debt Ratio since Q2 2024.
- Year-over-year, Debt Ratio has increased for three consecutive quarters, with an average decline of 27.2% over the last eight quarters.
- The fastest year-over-year change in Debt Ratio over five years came in Q3 2023 (growth of 95.6%), and the weakest in Q1 2025 (a decline of 70.7%).
- Business Quant data shows ALRS's Debt Ratio at 0.04 (Q1 2026), 0.06 (Q4 2025) and 0.04 (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 0.01 |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | 0.05 |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 0.02 |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 0.02 |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 0.22 |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | 0.04 |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 0.21 |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 0.01 |
| 10 | Alerus Financial | 793.80 Mn | 391.21 Mn | - | 0.07 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.07 |
| Mar 31, 2026 | 0.04 |
| Dec 31, 2025 | 0.06 |
| Sep 30, 2025 | 0.04 |
| Jun 30, 2025 | 0.06 |
| Mar 31, 2025 | 0.04 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.06 |
| Jun 30, 2024 | 0.13 |
| Mar 31, 2024 | 0.13 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.13 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | 0.10 |
| Dec 31, 2022 | 0.10 |
| Sep 30, 2022 | 0.07 |
| Jun 30, 2022 | 0.07 |
| Dec 31, 2018 | 0.04 |
API Access
Alerus Financial Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=ALRS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "ALRS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=ALRS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();