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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Alerus Financial (ALRS) Debt Ratio (2018 - 2025)

Alerus Financial has reported Debt Ratio over the past 5 years, most recently at 0.06 for Q4 2025.

  • Quarterly results put Debt Ratio at 0.06 for Q4 2025, up 30.01% from a year ago — trailing twelve months through Dec 2025 was 0.06 (up 30.01% YoY), and the annual figure for FY2025 was 0.06, up 30.01%.
  • Debt Ratio for Q4 2025 was 0.06 at Alerus Financial, up from 0.04 in the prior quarter.
  • Over the last five years, Debt Ratio for ALRS hit a ceiling of 0.31 in Q2 2022 and a floor of 0.04 in Q1 2025.
  • Median Debt Ratio over the past 4 years was 0.08 (2023), compared with a mean of 0.1.
  • Biggest five-year swings in Debt Ratio: skyrocketed 148.21% in 2023 and later tumbled 70.72% in 2025.
  • Alerus Financial's Debt Ratio stood at 0.1 in 2022, then dropped by 19.63% to 0.08 in 2023, then crashed by 43.51% to 0.05 in 2024, then skyrocketed by 30.01% to 0.06 in 2025.
  • The last three reported values for Debt Ratio were 0.06 (Q4 2025), 0.04 (Q3 2025), and 0.06 (Q2 2025) per Business Quant data.