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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Alerus Financial (ALRS) Debt Ratio (2018 - 2026)

Alerus Financial (ALRS) has disclosed Debt Ratio for 6 consecutive years, with 0.04 as the latest value for Q1 2026.

  • For Q1 2026, Debt Ratio rose 0.98% year-over-year to 0.04; the TTM value through Mar 2026 reached 0.04, up 0.98%, while the annual FY2025 figure was 0.06, 30.01% up from the prior year.
  • Debt Ratio hit 0.04 in Q1 2026 for Alerus Financial, down from 0.06 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.31 in Q2 2022 and bottomed at 0.04 in Q1 2025.
  • Average Debt Ratio over 5 years is 0.09, with a median of 0.07 recorded in 2025.
  • Year-over-year, Debt Ratio soared 148.21% in 2023 and then plummeted 70.72% in 2025.
  • Alerus Financial's Debt Ratio stood at 0.1 in 2022, then dropped by 19.63% to 0.08 in 2023, then crashed by 43.51% to 0.05 in 2024, then skyrocketed by 30.01% to 0.06 in 2025, then tumbled by 35.94% to 0.04 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods came in at 0.04, 0.06, and 0.04 for Q1 2026, Q4 2025, and Q3 2025 respectively.