Alerus Financial (ALRS) Debt Ratio (2017 - 2026)

Alerus Financial (ALRS) recorded quarterly Debt Ratio of 0.04 in Q1 2026, down 35.94% quarter-over-quarter from 0.06 in Q4 2025, and up 0.98% on a YoY basis from 0.04 in Q1 2025.

Alerus Financial (ALRS) Debt Ratio (2017 - 2026) Analysis & Trends

Alerus Financial's Debt Ratio history runs 7 years deep, the most recent figure standing at 0.04 for Q1 2026.

  • In Q1 2026, Debt Ratio rose 0.98% year-over-year to 0.04; the TTM figure through Mar 2026 stood at 0.04 (up 0.98% YoY), while the FY2025 annual figure was 0.06, up 30.01% from the prior year.
  • Debt Ratio was 0.04 for Q1 2026 at Alerus Financial, down from 0.06 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.31 in Q2 2022 to a low of 0.04 in Q1 2025.
  • Historically, Debt Ratio has averaged 0.09 across 5 years, with a median of 0.07 in 2025.
  • The sharpest annual moves came in 2023 and 2025: Debt Ratio surged 148.21% in 2023, then plunged 70.72% in 2025.
  • A 5-year view of Debt Ratio shows it stood at 0.1 in 2022, then slipped by 19.63% to 0.08 in 2023, then sank by 43.51% to 0.05 in 2024, then soared by 30.01% to 0.06 in 2025, then plunged by 35.94% to 0.04 in 2026.
  • The last three Debt Ratio figures came in at 0.04 (Q1 2026), 0.06 (Q4 2025), and 0.04 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 0.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 0.05
3 Lloyds Banking 384.13 Bn 384.40 Bn - 0.03
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - 0.09
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.01
7 NatWest 168.65 Bn -51.67 Bn - 0.09
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.01
9 Mizuho Financial 112.02 Bn 112.56 Bn - 0.12
10 Alerus Financial 767.62 Mn 638.02 Mn - 0.04

Historic Data

Download Data
DateValue
Mar 31, 2026 0.04
Dec 31, 2025 0.06
Sep 30, 2025 0.04
Jun 30, 2025 0.06
Mar 31, 2025 0.04
Dec 31, 2024 0.05
Sep 30, 2024 0.06
Jun 30, 2024 0.13
Mar 31, 2024 0.13
Dec 31, 2023 0.08
Sep 30, 2023 0.13
Jun 30, 2023 0.13
Mar 31, 2023 0.10
Dec 31, 2022 0.10
Sep 30, 2022 0.05
Jun 30, 2022 0.31
Dec 31, 2018 0.04
Dec 31, 2017 0.01