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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Alerus Financial (ALRS) Debt Ratio (2018 - 2025)

Historic Debt Ratio for Alerus Financial (ALRS) over the last 5 years, with Q3 2025 value amounting to 0.04.

  • Alerus Financial's Debt Ratio fell 3317.0% to 0.04 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.01, marking a year-over-year decrease of 3477.34%. This contributed to the annual value of 0.05 for FY2024, which is 4351.16% down from last year.
  • According to the latest figures from Q3 2025, Alerus Financial's Debt Ratio is 0.04, which was down 3317.0% from 0.06 recorded in Q2 2025.
  • Alerus Financial's Debt Ratio's 5-year high stood at 0.31 during Q2 2022, with a 5-year trough of 0.04 in Q1 2025.
  • Over the past 4 years, Alerus Financial's median Debt Ratio value was 0.09 (recorded in 2023), while the average stood at 0.1.
  • Its Debt Ratio has fluctuated over the past 5 years, first skyrocketed by 14820.52% in 2023, then tumbled by 7072.31% in 2025.
  • Over the past 4 years, Alerus Financial's Debt Ratio (Quarter) stood at 0.1 in 2022, then decreased by 19.63% to 0.08 in 2023, then plummeted by 43.51% to 0.05 in 2024, then fell by 17.39% to 0.04 in 2025.
  • Its Debt Ratio stands at 0.04 for Q3 2025, versus 0.06 for Q2 2025 and 0.04 for Q1 2025.