Alerus Financial (ALRS) Debt Ratio (2017 - 2026)

Alerus Financial's Debt Ratio history runs 10 years deep, the most recent figure standing at 0.05 for Q1 2026.

• On a quarterly basis, Debt Ratio rose 1.02% year-over-year to 0.05 in Q1 2026; TTM through Mar 2026 was 0.05, a 1.02% increase from a year earlier, with the FY2025 full-year figure at 0.07, up 24.22% from the prior year.
• Debt Ratio eased to 0.05 in Q1 2026 per ALRS's latest filing, from 0.07 in the prior quarter.
• Across five years, Debt Ratio topped out at 0.44 in Q2 2022 and bottomed at 0.02 in Q1 2022.
• The 5-year median for Debt Ratio is 0.07 (2025), against an average of 0.11.
• Across the five-year window, Debt Ratio jumped 2263.53% in 2022 and tumbled 67.45% in 2023, its largest moves.
• Year by year, Debt Ratio stood at 0.12 in 2022, then retreated by 17.4% to 0.1 in 2023, then sank by 40.68% to 0.06 in 2024, then grew by 24.22% to 0.07 in 2025, then plunged by 30.33% to 0.05 in 2026.
• Per Business Quant, the three latest ALRS Debt Ratio figures stand at 0.05 (Q1 2026), 0.07 (Q4 2025), and 0.05 (Q3 2025).