Alerus Financial (ALRS) Asset Utilization Ratio (2019 - 2026)
Alerus Financial's (ALRS) Asset Utilization Ratio came in at 0.02 for Q2 2026, up 5.3% from 0.02 a year earlier and up 0.9% from the prior quarter.
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Analysis
Alerus Financial (ALRS) Asset Utilization Ratio (2019 - 2026) Analysis & Trends
Since Q4 2019, Alerus Financial has reported Asset Utilization Ratio for 26 quarters.
- Annual Asset Utilization Ratio has declined for four consecutive years.
- In prior years, Alerus Financial's Asset Utilization Ratio was 0.02 in FY2024 (-8.4%), 0.03 in FY2023 (-15.1%), 0.03 in FY2022 (-48.6%) and 0.06 in FY2021.
- The Q2 2026 figure stands as the highest quarterly Asset Utilization Ratio since Q4 2024.
- On a year-over-year basis, Asset Utilization Ratio increased in two of the last eight quarters, with an average decline of 6.6%.
- The strongest year-over-year quarter for Asset Utilization Ratio in the past five years was Q2 2022, with growth of 10.6%; the weakest was Q1 2022, with a decline of 43.1%.
- According to Business Quant data, Asset Utilization Ratio for the three prior quarters was 0.02 (Q1 2026), 0.02 (Q4 2025) and 0.02 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 0.04 |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 0.03 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 0.05 |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 0.03 |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 0.03 |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 0.04 |
| 10 | Alerus Financial | 789.05 Mn | 386.47 Mn | - | 0.02 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.02 |
| Mar 31, 2026 | 0.02 |
| Dec 31, 2025 | 0.02 |
| Sep 30, 2025 | 0.02 |
| Jun 30, 2025 | 0.02 |
| Mar 31, 2025 | 0.02 |
| Dec 31, 2024 | 0.02 |
| Sep 30, 2024 | 0.02 |
| Jun 30, 2024 | 0.02 |
| Mar 31, 2024 | 0.02 |
| Dec 31, 2023 | 0.02 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | 0.03 |
| Mar 31, 2023 | 0.03 |
| Dec 31, 2022 | 0.03 |
| Sep 30, 2022 | 0.03 |
| Jun 30, 2022 | 0.03 |
| Mar 31, 2022 | 0.03 |
| Dec 31, 2021 | 0.03 |
| Sep 30, 2021 | 0.03 |
API Access
Alerus Financial Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=ALRS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "ALRS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=ALRS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();