Alerus Financial (ALRS) FCF Payout Ratio (2018 - 2026)

Alerus Financial's (ALRS) quarterly FCF Payout Ratio came in at 0.2 in Q1 2026, down 78.02% year-on-year from 0.9 in Q1 2025, and down 40.68% quarter-over-quarter from 0.33 in Q4 2025.

Alerus Financial (ALRS) FCF Payout Ratio (2018 - 2026) Analysis & Trends

Alerus Financial's FCF Payout Ratio history runs 9 years deep, the most recent figure standing at 0.2 for Q1 2026.

  • On a quarterly basis, FCF Payout Ratio fell 78.02% year-over-year to 0.2 in Q1 2026; TTM through Mar 2026 was 0.26, a 93.38% decrease from a year earlier, with the FY2025 full-year figure at 0.35, down 78.51% from the prior year.
  • FCF Payout Ratio eased to 0.2 in Q1 2026 per ALRS's latest filing, from 0.33 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 9.09 in Q4 2023 and bottomed at 1.45 in Q4 2024.
  • The 5-year median for FCF Payout Ratio is 0.2 (2026), against an average of 0.58.
  • Biggest YoY gain for FCF Payout Ratio was 11851.54% in 2023; the steepest drop was 1482.76% in 2023.
  • Year by year, FCF Payout Ratio stood at 0.08 in 2022, then surged by 11851.54% to 9.09 in 2023, then slumped by 115.95% to 1.45 in 2024, then surged by 122.9% to 0.33 in 2025, then sank by 40.68% to 0.2 in 2026.
  • Per Business Quant, the three latest ALRS FCF Payout Ratio figures stand at 0.2 (Q1 2026), 0.33 (Q4 2025), and 0.18 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 Alerus Financial 816.47 Mn 685.89 Mn - 0.20

Historic Data

Download Data
DateValue
Mar 31, 2026 0.20
Dec 31, 2025 0.33
Sep 30, 2025 0.18
Jun 30, 2025 0.71
Mar 31, 2025 0.90
Dec 31, 2024 -1.45
Sep 30, 2024 0.23
Jun 30, 2024 -0.23
Mar 31, 2024 0.35
Dec 31, 2023 9.09
Sep 30, 2023 0.29
Jun 30, 2023 0.27
Mar 31, 2023 -1.09
Dec 31, 2022 0.08
Sep 30, 2022 0.10
Jun 30, 2022 -0.16
Mar 31, 2022 0.08
Dec 31, 2021 0.09
Sep 30, 2021 0.08
Jun 30, 2021 0.09