KPIs & Operating Metrics(New)

Southern First Bancshares (SFST) Loans - Loss Allowance: 2016-2024

Historic Loans - Loss Allowance for Southern First Bancshares (SFST) over the last 9 years, with Dec 2024 value amounting to $39.9 million.

  • Southern First Bancshares' Loans - Loss Allowance rose 4.07% to $41.8 million in Q3 2025 from the same period last year, while for Sep 2025 it was $41.8 million, marking a year-over-year increase of 4.07%. This contributed to the annual value of $39.9 million for FY2024, which is 1.89% down from last year.
  • Southern First Bancshares' Loans - Loss Allowance amounted to $39.9 million in FY2024, which was down 1.89% from $40.7 million recorded in FY2023.
  • In the past 5 years, Southern First Bancshares' Loans - Loss Allowance registered a high of $44.1 million during FY2020, and its lowest value of $30.4 million during FY2021.
  • Its 3-year average for Loans - Loss Allowance is $39.7 million, with a median of $39.9 million in 2024.
  • Its Loans - Loss Allowance has fluctuated over the past 5 years, first soared by 165.29% in 2020, then tumbled by 31.12% in 2021.
  • Yearly analysis of 5 years shows Southern First Bancshares' Loans - Loss Allowance stood at $44.1 million in 2020, then tumbled by 31.12% to $30.4 million in 2021, then climbed by 27.07% to $38.6 million in 2022, then increased by 5.29% to $40.7 million in 2023, then declined by 1.89% to $39.9 million in 2024.