Southern First Bancshares (SFST) Times Interest Earned (2010 - 2026)
Southern First Bancshares' (SFST) quarterly Times Interest Earned came in at -$0.78 in Q1 2026, down 16.3% year-on-year from -$0.93 in Q1 2025, and down 22.84% on a QoQ basis from -$0.63 in Q4 2025.
Southern First Bancshares (SFST) Times Interest Earned (2010 - 2026) Analysis & Trends
Southern First Bancshares (SFST) has 17 years of Times Interest Earned data on file, last reported at -$0.78 in Q1 2026.
- On a quarterly basis, Times Interest Earned fell 16.3% year-over-year to -$0.78 in Q1 2026; TTM through Mar 2026 was -$0.68, a 13.41% decrease from a year earlier, with the FY2025 full-year figure at -$0.66, down 14.9% from the prior year.
- Times Interest Earned for Q1 2026 stood at -$0.78, down from -$0.63 in the prior quarter.
- Over the last five years, Times Interest Earned for SFST reached as high as $0.24 in Q4 2023 and fell as low as -$1.66 in Q1 2022.
- Historically, Times Interest Earned has averaged -$0.71 across 5 years, with a median of -$0.64 in 2024.
- Across the five-year window, Times Interest Earned jumped 116.23% in 2023 and sank 360.88% in 2024, its largest moves.
- Year by year, Times Interest Earned stood at -$1.5 in 2022, then soared by 116.23% to $0.24 in 2023, then plunged by 360.88% to -$0.64 in 2024, then grew by 0.7% to -$0.63 in 2025, then slipped by 22.84% to -$0.78 in 2026.
- Per Business Quant data, the three most recent Times Interest Earned figures were -$0.78 in Q1 2026, -$0.63 in Q4 2025, and -$0.65 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Southern First Bancshares | 499.40 Mn | 151.41 Mn | 1.09 Mn | -0.78 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -0.78 |
| Dec 31, 2025 | -0.63 |
| Sep 30, 2025 | -0.65 |
| Jun 30, 2025 | -0.67 |
| Mar 31, 2025 | -0.67 |
| Dec 31, 2024 | -0.64 |
| Sep 30, 2024 | -0.55 |
| Jun 30, 2024 | -0.55 |
| Mar 31, 2024 | -0.57 |
| Dec 31, 2023 | 0.24 |
| Sep 30, 2023 | -0.58 |
| Jun 30, 2023 | -0.69 |
| Mar 31, 2023 | -0.52 |
| Dec 31, 2022 | -1.50 |
| Sep 30, 2022 | -0.46 |
| Jun 30, 2022 | -1.16 |
| Mar 31, 2022 | -1.66 |
| Dec 31, 2021 | -10.21 |
| Sep 30, 2021 | -5.60 |
| Jun 30, 2021 | -0.74 |