Southern First Bancshares (SFST) Times Interest Earned (2010 - 2026)
Southern First Bancshares' Times Interest Earned was 1.56 in Q2 2026, up 18.5% from 1.32 a year earlier and up 3.2% from the prior quarter.
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Analysis
Southern First Bancshares (SFST) Times Interest Earned (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Southern First Bancshares' Times Interest Earned was 1.49 through Jun 30, 2026, up 19.5% year-over-year; for FY2025, it was 1.37, up 17.7% from FY2024.
- In earlier years, Times Interest Earned was 1.17 in FY2024 (-0.7%), 1.17 in FY2023 (-59.5%), 2.90 in FY2022 and -9.90 in FY2021.
- The Q2 2026 figure marks the highest quarterly Times Interest Earned since Q4 2022.
- Compared with a year earlier, Times Interest Earned has increased for seven straight quarters, with growth averaging 14.2% over the last eight quarters.
- The best year-over-year quarter for Times Interest Earned over five years was Q4 2025 (growth of 20.5%); the worst was Q2 2023 (a decline of 77.6%).
- Per Business Quant data, SFST's Times Interest Earned in the three quarters before Q2 2026 was 1.51 (Q1 2026), 1.50 (Q4 2025) and 1.41 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -2.12 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 1.73 |
| 10 | Southern First Bancshares | 561.10 Mn | 534.82 Mn | - | 1.56 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.56 |
| Mar 31, 2026 | 1.51 |
| Dec 31, 2025 | 1.50 |
| Sep 30, 2025 | 1.41 |
| Jun 30, 2025 | 1.32 |
| Mar 31, 2025 | 1.26 |
| Dec 31, 2024 | 1.24 |
| Sep 30, 2024 | 1.19 |
| Jun 30, 2024 | 1.13 |
| Mar 31, 2024 | 1.11 |
| Dec 31, 2023 | 1.18 |
| Sep 30, 2023 | 1.19 |
| Jun 30, 2023 | 1.14 |
| Mar 31, 2023 | 1.20 |
| Dec 31, 2022 | 1.65 |
| Sep 30, 2022 | 3.03 |
| Jun 30, 2022 | 5.07 |
| Mar 31, 2022 | -11.42 |
| Dec 31, 2021 | -11.31 |
| Sep 30, 2021 | -10.02 |
API Access
Southern First Bancshares Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=SFST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "SFST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=SFST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();