KPIs & Operating Metrics(New)

Southern First Bancshares (SFST) Times Interest Earned: 2016-2025

Historic Times Interest Earned for Southern First Bancshares (SFST) over the last 10 years, with Sep 2025 value amounting to -$0.65.

  • Southern First Bancshares' Times Interest Earned fell 16.97% to -$0.65 in Q3 2025 from the same period last year, while for Sep 2025 it was -$0.65, marking a year-over-year decrease of 17.02%. This contributed to the annual value of $0.03 for FY2024, which is 4.83% down from last year.
  • Per Southern First Bancshares' latest filing, its Times Interest Earned stood at -$0.65 for Q3 2025, which was up 3.78% from -$0.67 recorded in Q2 2025.
  • Over the past 5 years, Southern First Bancshares' Times Interest Earned peaked at -$0.55 during Q4 2023, and registered a low of -$10.35 during Q1 2022.
  • In the last 3 years, Southern First Bancshares' Times Interest Earned had a median value of -$0.62 in 2024 and averaged -$0.64.
  • As far as peak fluctuations go, Southern First Bancshares' Times Interest Earned plummeted by 588.10% in 2021, and later surged by 90.91% in 2023.
  • Southern First Bancshares' Times Interest Earned (Quarterly) stood at -$10.21 in 2021, then spiked by 85.27% to -$1.50 in 2022, then surged by 63.48% to -$0.55 in 2023, then dropped by 13.35% to -$0.62 in 2024, then decreased by 16.97% to -$0.65 in 2025.
  • Its Times Interest Earned was -$0.65 in Q3 2025, compared to -$0.67 in Q2 2025 and -$0.68 in Q1 2025.