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Southern First Bancshares (SFST) Interest Coverage Ratio: 2016-2025

Historic Interest Coverage Ratio for Southern First Bancshares (SFST) over the last 10 years, with Sep 2025 value amounting to -0.65.

  • Southern First Bancshares' Interest Coverage Ratio fell 16.97% to -0.65 in Q3 2025 from the same period last year, while for Sep 2025 it was -0.65, marking a year-over-year decrease of 17.02%. This contributed to the annual value of 0.03 for FY2024, which is 4.83% down from last year.
  • Per Southern First Bancshares' latest filing, its Interest Coverage Ratio stood at -0.65 for Q3 2025, which was up 3.78% from -0.67 recorded in Q2 2025.
  • In the past 5 years, Southern First Bancshares' Interest Coverage Ratio ranged from a high of -0.55 in Q4 2023 and a low of -10.35 during Q1 2022.
  • For the 3-year period, Southern First Bancshares' Interest Coverage Ratio averaged around -0.64, with its median value being -0.62 (2024).
  • Its Interest Coverage Ratio has fluctuated over the past 5 years, first tumbled by 588.10% in 2021, then surged by 90.91% in 2023.
  • Over the past 5 years, Southern First Bancshares' Interest Coverage Ratio (Quarterly) stood at -10.21 in 2021, then skyrocketed by 85.27% to -1.50 in 2022, then soared by 63.48% to -0.55 in 2023, then decreased by 13.35% to -0.62 in 2024, then fell by 16.97% to -0.65 in 2025.
  • Its last three reported values are -0.65 in Q3 2025, -0.67 for Q2 2025, and -0.68 during Q1 2025.