Southern First Bancshares (SFST) Interest Coverage Ratio (2010 - 2026)

Southern First Bancshares (SFST) has 17 years of Interest Coverage Ratio data on file, last reported at 0.78 in Q1 2026.

• On a quarterly basis, Interest Coverage Ratio fell 16.3% year-over-year to 0.78 in Q1 2026; TTM through Mar 2026 was 0.68, a 13.41% decrease from a year earlier, with the FY2025 full-year figure at 0.66, down 14.9% from the prior year.
• Interest Coverage Ratio for Q1 2026 stood at 0.78, down from 0.63 in the prior quarter.
• Over the last five years, Interest Coverage Ratio for SFST reached as high as 0.24 in Q4 2023 and fell as low as 1.66 in Q1 2022.
• Historically, Interest Coverage Ratio has averaged 0.71 across 5 years, with a median of 0.64 in 2024.
• Across the five-year window, Interest Coverage Ratio jumped 116.23% in 2023 and sank 360.88% in 2024, its largest moves.
• Year by year, Interest Coverage Ratio stood at 1.5 in 2022, then soared by 116.23% to 0.24 in 2023, then plunged by 360.88% to 0.64 in 2024, then grew by 0.7% to 0.63 in 2025, then slipped by 22.84% to 0.78 in 2026.
• Per Business Quant data, the three most recent Interest Coverage Ratio figures were 0.78 in Q1 2026, 0.63 in Q4 2025, and 0.65 in Q3 2025.