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Southern First Bancshares (SFST) Interest Coverage Ratio (2016 - 2025)

Historic Interest Coverage Ratio for Southern First Bancshares (SFST) over the last 15 years, with Q3 2025 value amounting to 0.65.

  • Southern First Bancshares' Interest Coverage Ratio fell 1696.62% to 0.65 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.65, marking a year-over-year decrease of 1702.32%. This contributed to the annual value of 0.03 for FY2024, which is 482.68% down from last year.
  • Per Southern First Bancshares' latest filing, its Interest Coverage Ratio stood at 0.65 for Q3 2025, which was down 1696.62% from 0.67 recorded in Q2 2025.
  • In the past 5 years, Southern First Bancshares' Interest Coverage Ratio ranged from a high of 0.55 in Q4 2023 and a low of 10.35 during Q1 2022
  • Its 5-year average for Interest Coverage Ratio is 3.37, with a median of 0.69 in 2023.
  • As far as peak fluctuations go, Southern First Bancshares' Interest Coverage Ratio tumbled by 58810.36% in 2021, and later skyrocketed by 9091.04% in 2023.
  • Quarter analysis of 5 years shows Southern First Bancshares' Interest Coverage Ratio stood at 10.21 in 2021, then surged by 85.27% to 1.5 in 2022, then skyrocketed by 63.48% to 0.55 in 2023, then dropped by 13.35% to 0.62 in 2024, then decreased by 3.87% to 0.65 in 2025.
  • Its Interest Coverage Ratio was 0.65 in Q3 2025, compared to 0.67 in Q2 2025 and 0.68 in Q1 2025.