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Southern First Bancshares (SFST) Interest Coverage Ratio (2016 - 2025)

Historic Interest Coverage Ratio for Southern First Bancshares (SFST) over the last 12 years, with Q3 2025 value amounting to 0.65.

  • Southern First Bancshares' Interest Coverage Ratio fell 1696.62% to 0.65 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.65, marking a year-over-year decrease of 1702.32%. This contributed to the annual value of 0.03 for FY2024, which is 482.68% down from last year.
  • As of Q3 2025, Southern First Bancshares' Interest Coverage Ratio stood at 0.65, which was down 1696.62% from 0.67 recorded in Q2 2025.
  • In the past 5 years, Southern First Bancshares' Interest Coverage Ratio registered a high of 0.55 during Q4 2023, and its lowest value of 10.35 during Q1 2022.
  • Moreover, its 5-year median value for Interest Coverage Ratio was 0.69 (2023), whereas its average is 3.37.
  • Per our database at Business Quant, Southern First Bancshares' Interest Coverage Ratio plummeted by 58810.36% in 2021 and then soared by 9091.04% in 2023.
  • Over the past 5 years, Southern First Bancshares' Interest Coverage Ratio (Quarter) stood at 10.21 in 2021, then skyrocketed by 85.27% to 1.5 in 2022, then soared by 63.48% to 0.55 in 2023, then fell by 13.35% to 0.62 in 2024, then dropped by 3.87% to 0.65 in 2025.
  • Its last three reported values are 0.65 in Q3 2025, 0.67 for Q2 2025, and 0.68 during Q1 2025.