Southern First Bancshares SFST
NASDAQ SFST
$63.03 +0.21 (+0.33%)
At close: Aug 21, 2026 · 4:00 PM EDT

Southern First Bancshares (SFST) Debt Ratio (2012 - 2026)

Southern First Bancshares (SFST) posted quarterly Debt Ratio of 0.01 for Q1 2026, down 9.22% year-over-year from 0.01 in Q1 2025, and down 3.88% quarter-over-quarter from 0.01 in Q4 2025.

Southern First Bancshares (SFST) Debt Ratio (2012 - 2026) Analysis & Trends

Southern First Bancshares (SFST) has reported Debt Ratio for 15 consecutive years, with 0.01 the latest figure, recorded in Q1 2026.

  • In Q1 2026, Debt Ratio fell 9.22% year-over-year to 0.01; the TTM figure through Mar 2026 stood at 0.01 (down 9.22% YoY), while the FY2025 annual figure was 0.01, down 0.63% from the prior year.
  • Debt Ratio slipped to 0.01 in Q1 2026 per SFST's latest filing, from 0.01 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.01 in Q1 2022 and bottomed at 0.01 in Q3 2025.
  • Historically, Debt Ratio has averaged 0.01 across 5 years, with a median of 0.01 in 2023.
  • On a YoY basis, Debt Ratio climbed as much as 0.63% in 2025 and fell as far as 35.21% in 2025.
  • Southern First Bancshares' Debt Ratio stood at 0.01 in 2022, then declined by 8.7% to 0.01 in 2023, then slumped by 31.97% to 0.01 in 2024, then retreated by 0.63% to 0.01 in 2025, then declined by 3.88% to 0.01 in 2026.
  • Business Quant data shows SFST's Debt Ratio at 0.01 in Q1 2026, 0.01 in Q4 2025, and 0.01 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Hdfc Bank 120.66 Bn 84.46 Bn - 0.12
2 Pnc Financial Services 97.86 Bn 97.86 Bn - 0.14
3 Us Bancorp 96.39 Bn 96.39 Bn - 0.05
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.92 Bn -144.17 Bn - 0.10
6 Deutsche Bank Aktiengesellschaft 72.22 Bn -81.10 Bn - 0.07
7 Nu Holdings 70.34 Bn 56.66 Bn 2.35 Bn 0.01
8 Truist Financial 61.75 Bn 61.75 Bn - 0.13
9 Fifth Third Bancorp 49.88 Bn 26.16 Bn - 0.07
10 Southern First Bancshares 581.39 Mn 199.27 Mn 900,000.00 0.00

Historic Data

Download Data
DateValue
Jun 30, 2026 0.00
Mar 31, 2026 0.01
Dec 31, 2025 0.01
Sep 30, 2025 0.01
Jun 30, 2025 0.01
Mar 31, 2025 0.01
Dec 31, 2024 0.01
Sep 30, 2024 0.01
Jun 30, 2024 0.01
Mar 31, 2024 0.01
Dec 31, 2023 0.01
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Mar 31, 2023 0.01
Dec 31, 2022 0.01
Sep 30, 2022 0.01
Jun 30, 2022 0.01
Mar 31, 2022 0.01
Dec 31, 2021 0.01
Sep 30, 2021 0.01