Southern First Bancshares (SFST) Debt Ratio (2012 - 2026)

Southern First Bancshares (SFST) has 15 years of Debt Ratio data on file, last reported at 0.01 in Q1 2026.

• Debt Ratio for Q1 2026 came in at 0.01, changed 0.11% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.01 (changed 0.11% YoY), and the FY2025 annual result was 0.01, down 10.14% from the prior year.
• Debt Ratio declined to 0.01 in Q1 2026 per SFST's latest filing, from 0.01 in the prior quarter.
• Over five years, Debt Ratio peaked at 0.01 in Q1 2022 and troughed at 0.01 in Q2 2025.
• A 5-year average of 0.01 and a median of 0.01 in 2023 frame the typical range for Debt Ratio.
• The sharpest annual moves came in 2023 and 2025: Debt Ratio grew 2.34% in 2023, then sank 41.43% in 2025.
• A 5-year view of Debt Ratio shows it stood at 0.01 in 2022, then gained by 2.34% to 0.01 in 2023, then slumped by 32.88% to 0.01 in 2024, then slipped by 10.14% to 0.01 in 2025, then dropped by 3.88% to 0.01 in 2026.
• Business Quant data shows SFST's Debt Ratio at 0.01 in Q1 2026, 0.01 in Q4 2025, and 0.01 in Q3 2025.