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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Southern First Bancshares (SFST) Debt Ratio (2016 - 2025)

Southern First Bancshares (SFST) has disclosed Debt Ratio for 10 consecutive years, with 0.01 as the latest value for Q4 2025.

  • Quarterly Debt Ratio fell 16.06% to 0.01 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.01 through Dec 2025, down 16.06% year-over-year, with the annual reading at 0.01 for FY2025, 16.06% down from the prior year.
  • Debt Ratio for Q4 2025 was 0.01 at Southern First Bancshares, down from 0.01 in the prior quarter.
  • The five-year high for Debt Ratio was 0.01 in Q3 2021, with the low at 0.01 in Q4 2025.
  • Average Debt Ratio over 5 years is 0.01, with a median of 0.01 recorded in 2023.
  • The sharpest move saw Debt Ratio rose 6.77% in 2021, then crashed 34.69% in 2025.
  • Over 5 years, Debt Ratio stood at 0.01 in 2021, then fell by 20.52% to 0.01 in 2022, then rose by 2.34% to 0.01 in 2023, then tumbled by 32.88% to 0.01 in 2024, then fell by 16.06% to 0.01 in 2025.
  • According to Business Quant data, Debt Ratio over the past three periods came in at 0.01, 0.01, and 0.01 for Q4 2025, Q3 2025, and Q2 2025 respectively.