Southern First Bancshares (SFST) Debt Ratio (2012 - 2026)

Southern First Bancshares (SFST) has 15 years of Debt Ratio data on file, last reported at 0.01 in Q1 2026.

• On a quarterly basis, Debt Ratio fell 9.22% year-over-year to 0.01 in Q1 2026; TTM through Mar 2026 was 0.01, a 9.22% decrease from a year earlier, with the FY2025 full-year figure at 0.01, down 0.63% from the prior year.
• Debt Ratio for Q1 2026 stood at 0.01, down from 0.01 in the prior quarter.
• Over the last five years, Debt Ratio for SFST reached as high as 0.01 in Q1 2022 and fell as low as 0.01 in Q3 2025.
• Historically, Debt Ratio has averaged 0.01 across 5 years, with a median of 0.01 in 2023.
• On a YoY basis, Debt Ratio climbed as much as 0.63% in 2025 and fell as far as 35.21% in 2025.
• Year by year, Debt Ratio stood at 0.01 in 2022, then retreated by 8.7% to 0.01 in 2023, then slumped by 31.97% to 0.01 in 2024, then slipped by 0.63% to 0.01 in 2025, then retreated by 3.88% to 0.01 in 2026.
• Per Business Quant data, the three most recent Debt Ratio figures were 0.01 in Q1 2026, 0.01 in Q4 2025, and 0.01 in Q3 2025.