Southern First Bancshares (SFST) Interest Expenses (2010 - 2026)
Southern First Bancshares (SFST) reported Interest Expenses of $24.4 million for Q1 2026, down 7.28% year-over-year from $26.3 million in Q1 2025, and down 5.56% quarter-over-quarter from $25.8 million in Q4 2025.
Southern First Bancshares (SFST) Interest Expenses (2010 - 2026) Analysis & Trends
Southern First Bancshares (SFST) has 17 years of Interest Expenses data on file, last reported at $24.4 million in Q1 2026.
- Interest Expenses for Q1 2026 came in at $24.4 million, down 7.28% year-over-year; the trailing twelve-month figure through Mar 2026 was $104.6 million (down 10.23% YoY), and the FY2025 annual result was $106.5 million, down 11.22% from the prior year.
- Interest Expenses eased to $24.4 million in Q1 2026 per SFST's latest filing, from $25.8 million in the prior quarter.
- Over five years, Interest Expenses peaked at $31.0 million in Q2 2024 and troughed at $1.3 million in Q1 2022.
- A 5-year average of $21.8 million and a median of $26.3 million in 2025 frame the typical range for Interest Expenses.
- The sharpest annual moves came in 2022 and 2023: Interest Expenses decreased 15.58% in 2022, then surged 1277.38% in 2023.
- A 5-year view of Interest Expenses shows it stood at $10.9 million in 2022, then jumped by 175.75% to $30.1 million in 2023, then fell by 4.66% to $28.7 million in 2024, then decreased by 10.07% to $25.8 million in 2025, then dropped by 5.56% to $24.4 million in 2026.
- Business Quant data shows SFST's Interest Expenses at $24.4 million in Q1 2026, $25.8 million in Q4 2025, and $27.5 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -227,416.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 3.51 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 5.23 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 38.44 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Southern First Bancshares | 496.58 Mn | 148.59 Mn | 1.09 Mn | 24.35 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 24.35 Mn |
| Mar 31, 2026 | 24.35 Mn |
| Dec 31, 2025 | 25.79 Mn |
| Dec 31, 2025 | 25.79 Mn |
| Sep 30, 2025 | 27.46 Mn |
| Sep 30, 2025 | 27.46 Mn |
| Jun 30, 2025 | 27.02 Mn |
| Jun 30, 2025 | 27.02 Mn |
| Mar 31, 2025 | 26.26 Mn |
| Mar 31, 2025 | 26.26 Mn |
| Dec 31, 2024 | 28.67 Mn |
| Dec 31, 2024 | 28.67 Mn |
| Sep 30, 2024 | 30.58 Mn |
| Sep 30, 2024 | 30.58 Mn |
| Jun 30, 2024 | 31.02 Mn |
| Jun 30, 2024 | 31.02 Mn |
| Mar 31, 2024 | 29.72 Mn |
| Mar 31, 2024 | 29.72 Mn |
| Dec 31, 2023 | 30.08 Mn |
| Dec 31, 2023 | 30.08 Mn |