Southern First Bancshares (SFST) Interest Expenses (2010 - 2026)
Southern First Bancshares (SFST) posted quarterly Interest Expenses of $24.4 million for Q1 2026, down 8.53% year-over-year from $26.6 million in Q1 2025, and down 9.79% quarter-over-quarter from $27.0 million in Q4 2025.
Southern First Bancshares (SFST) Interest Expenses (2010 - 2026) Analysis & Trends
Southern First Bancshares (SFST) has reported Interest Expenses for 17 consecutive years, with $24.4 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Expenses fell 8.53% year-over-year to $24.4 million; the TTM figure through Mar 2026 stood at $105.8 million (up 3165.23% YoY), while the FY2025 annual figure was $106.9 million, down 10.95% from the prior year.
- Interest Expenses retreated to $24.4 million in Q1 2026 per SFST's latest filing, from $27.0 million in the prior quarter.
- Across five years, Interest Expenses topped out at $32.9 million in Q3 2022 and bottomed at -$85.0 million in Q4 2024.
- Historically, Interest Expenses has averaged $18.4 million across 5 years, with a median of $27.0 million in 2025.
- Annual changes were most pronounced in 2022 — Interest Expenses jumped 1507.09% — and 2024, when it slumped 461.88%.
- Southern First Bancshares' Interest Expenses stood at $10.9 million in 2022, then soared by 115.3% to $23.5 million in 2023, then plunged by 461.88% to -$85.0 million in 2024, then soared by 131.77% to $27.0 million in 2025, then fell by 9.79% to $24.4 million in 2026.
- Business Quant data shows SFST's Interest Expenses at $24.4 million in Q1 2026, $27.0 million in Q4 2025, and $27.5 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.59 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 3.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | -4.19 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 7.93 Bn |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 2.35 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.16 Bn |
| 10 | Southern First Bancshares | 581.39 Mn | 199.27 Mn | 900,000.00 | 25.76 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 36.03 Mn |
| Jun 30, 2026 | 36.03 Mn |
| Mar 31, 2026 | 24.35 Mn |
| Mar 31, 2026 | 24.35 Mn |
| Dec 31, 2025 | 26.99 Mn |
| Dec 31, 2025 | 26.99 Mn |
| Sep 30, 2025 | 27.46 Mn |
| Sep 30, 2025 | 27.46 Mn |
| Jun 30, 2025 | 27.02 Mn |
| Jun 30, 2025 | 27.02 Mn |
| Mar 31, 2025 | 26.62 Mn |
| Mar 31, 2025 | 26.62 Mn |
| Dec 31, 2024 | -84.98 Mn |
| Dec 31, 2024 | -84.98 Mn |
| Sep 30, 2024 | 30.58 Mn |
| Sep 30, 2024 | 30.58 Mn |
| Jun 30, 2024 | 31.02 Mn |
| Jun 30, 2024 | 31.02 Mn |
| Mar 31, 2024 | 30.41 Mn |
| Mar 31, 2024 | 30.41 Mn |