Southern First Bancshares (SFST) Change in Net Loans (2012 - 2026)
Southern First Bancshares (SFST) posted quarterly Change in Net Loans of $97.6 million for Q1 2026, up 86.29% year-over-year from $52.4 million in Q1 2025, and up 73.79% quarter-over-quarter from $56.2 million in Q4 2025.
Southern First Bancshares (SFST) Change in Net Loans (2012 - 2026) Analysis & Trends
Southern First Bancshares (SFST) has reported Change in Net Loans for 15 consecutive years, with $97.6 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Change in Net Loans rose 86.29% year-over-year to $97.6 million; the TTM figure through Mar 2026 stood at $258.9 million (up 524.96% YoY), while the FY2025 annual figure was $213.7 million, up 602.83% from the prior year.
- Change in Net Loans improved to $97.6 million in Q1 2026 per SFST's latest filing, from $56.2 million in the prior quarter.
- Across five years, Change in Net Loans topped out at $243.3 million in Q4 2022 and bottomed at -$20.2 million in Q2 2024.
- Historically, Change in Net Loans has averaged $85.5 million across 5 years, with a median of $56.2 million in 2025.
- Annual changes were most pronounced in 2024 — Change in Net Loans tumbled 118.72% — and 2025, when it jumped 1517.82%.
- Southern First Bancshares' Change in Net Loans stood at $243.3 million in 2022, then sank by 79.94% to $48.8 million in 2023, then tumbled by 74.98% to $12.2 million in 2024, then soared by 359.94% to $56.2 million in 2025, then soared by 73.79% to $97.6 million in 2026.
- Business Quant data shows SFST's Change in Net Loans at $97.6 million in Q1 2026, $56.2 million in Q4 2025, and $42.2 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 6.72 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 288.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.13 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Southern First Bancshares | 581.39 Mn | 199.27 Mn | 900,000.00 | 89.28 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 89.28 Mn |
| Mar 31, 2026 | 97.62 Mn |
| Dec 31, 2025 | 56.17 Mn |
| Sep 30, 2025 | 42.17 Mn |
| Jun 30, 2025 | 62.97 Mn |
| Mar 31, 2025 | 52.40 Mn |
| Dec 31, 2024 | 12.21 Mn |
| Sep 30, 2024 | -2.97 Mn |
| Jun 30, 2024 | -20.21 Mn |
| Mar 31, 2024 | 41.38 Mn |
| Dec 31, 2023 | 48.80 Mn |
| Sep 30, 2023 | 15.89 Mn |
| Jun 30, 2023 | 120.10 Mn |
| Mar 31, 2023 | 144.64 Mn |
| Dec 31, 2022 | 243.31 Mn |
| Sep 30, 2022 | 183.22 Mn |
| Jun 30, 2022 | 184.81 Mn |
| Mar 31, 2022 | 170.79 Mn |
| Dec 31, 2021 | 102.30 Mn |
| Sep 30, 2021 | 134.75 Mn |