Southern First Bancshares (SFST) Interest Expense - Deposits (2010 - 2026)
Southern First Bancshares' Interest Expense - Deposits was $23.09 million in Q2 2026, down 5.0% from $24.3 million a year earlier but up 6.4% from the prior quarter.
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Analysis
Southern First Bancshares (SFST) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Southern First Bancshares' Interest Expense - Deposits was $92.55 million through Jun 30, 2026, down 8.8% year-over-year; for FY2025, it came in at $95.62 million, down 12.1% from FY2024.
- Interest Expense - Deposits shows a five-year compound annual growth rate of 48.9% (FY2020 to FY2025).
- In earlier years, Interest Expense - Deposits was $108.77 million in FY2024 (+19.0%), $91.37 million in FY2023 (+404.8%), $18.1 million in FY2022 (+363.1%) and $3.91 million in FY2021 (-70.1%).
- Quarterly Interest Expense - Deposits has moved between $900,000 (Q4 2021) and $28.22 million (Q2 2024) over five years.
- Compared with a year earlier, Interest Expense - Deposits has declined for seven straight quarters, with an average decline of 6.9% over the last eight quarters.
- The best year-over-year quarter for Interest Expense - Deposits over five years was Q3 2022 (growth of 437.6%); the worst was Q3 2021 (a decline of 61.0%).
- Per Business Quant data, SFST's Interest Expense - Deposits in the three quarters before Q2 2026 was $21.7 million (Q1 2026), $23.05 million (Q4 2025) and $24.7 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 10.76 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 7.37 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 2.70 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 7.85 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 3.48 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 5.10 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 5.52 Bn |
| 10 | Southern First Bancshares | 561.10 Mn | 534.82 Mn | - | 23.09 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 23.09 Mn |
| Mar 31, 2026 | 21.70 Mn |
| Dec 31, 2025 | 23.05 Mn |
| Sep 30, 2025 | 24.70 Mn |
| Jun 30, 2025 | 24.30 Mn |
| Mar 31, 2025 | 23.57 Mn |
| Dec 31, 2024 | 25.90 Mn |
| Sep 30, 2024 | 27.73 Mn |
| Jun 30, 2024 | 28.22 Mn |
| Mar 31, 2024 | 26.93 Mn |
| Dec 31, 2023 | 27.13 Mn |
| Sep 30, 2023 | 25.13 Mn |
| Jun 30, 2023 | 21.94 Mn |
| Mar 31, 2023 | 17.18 Mn |
| Dec 31, 2022 | 10.33 Mn |
| Sep 30, 2022 | 5.02 Mn |
| Jun 30, 2022 | 1.84 Mn |
| Mar 31, 2022 | 908,000.00 |
| Dec 31, 2021 | 900,000.00 |
| Sep 30, 2021 | 934,000.00 |
API Access
Southern First Bancshares Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=SFST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "SFST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=SFST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();