Southern First Bancshares (SFST) Interest Expense - Deposits (2010 - 2026)

Southern First Bancshares (SFST) has reported Interest Expense - Deposits for 17 consecutive years, with $21.7 million the latest figure, recorded in Q1 2026.

• In Q1 2026, Interest Expense - Deposits fell 7.94% year-over-year to $21.7 million; the TTM figure through Mar 2026 stood at $93.8 million (down 11.06% YoY), while the FY2025 annual figure was $95.6 million, down 12.09% from the prior year.
• Interest Expense - Deposits retreated to $21.7 million in Q1 2026 per SFST's latest filing, from $23.1 million in the prior quarter.
• Across five years, Interest Expense - Deposits topped out at $28.2 million in Q2 2024 and bottomed at $908000.0 in Q1 2022.
• Historically, Interest Expense - Deposits has averaged $19.7 million across 5 years, with a median of $23.6 million in 2025.
• Annual changes were most pronounced in 2022 — Interest Expense - Deposits decreased 21.39% — and 2023, when it surged 1791.96%.
• Southern First Bancshares' Interest Expense - Deposits stood at $10.3 million in 2022, then surged by 162.64% to $27.1 million in 2023, then fell by 4.52% to $25.9 million in 2024, then declined by 11.0% to $23.1 million in 2025, then dropped by 5.88% to $21.7 million in 2026.
• Business Quant data shows SFST's Interest Expense - Deposits at $21.7 million in Q1 2026, $23.1 million in Q4 2025, and $24.7 million in Q3 2025.