Southern First Bancshares (SFST) Interest Expense - Deposits (2010 - 2026)
Southern First Bancshares' (SFST) quarterly Interest Expense - Deposits came in at $21.7 million in Q1 2026, down 7.94% year-on-year from $23.6 million in Q1 2025, and down 5.88% on a QoQ basis from $23.1 million in Q4 2025.
Southern First Bancshares (SFST) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
Southern First Bancshares (SFST) has 17 years of Interest Expense - Deposits data on file, last reported at $21.7 million in Q1 2026.
- On a quarterly basis, Interest Expense - Deposits fell 7.94% year-over-year to $21.7 million in Q1 2026; TTM through Mar 2026 was $93.8 million, a 11.06% decrease from a year earlier, with the FY2025 full-year figure at $95.6 million, down 12.09% from the prior year.
- Interest Expense - Deposits for Q1 2026 stood at $21.7 million, down from $23.1 million in the prior quarter.
- Over the last five years, Interest Expense - Deposits for SFST reached as high as $28.2 million in Q2 2024 and fell as low as $908000.0 in Q1 2022.
- Historically, Interest Expense - Deposits has averaged $19.7 million across 5 years, with a median of $23.6 million in 2025.
- Across the five-year window, Interest Expense - Deposits fell 21.39% in 2022 and soared 1791.96% in 2023, its largest moves.
- Year by year, Interest Expense - Deposits stood at $10.3 million in 2022, then jumped by 162.64% to $27.1 million in 2023, then decreased by 4.52% to $25.9 million in 2024, then retreated by 11.0% to $23.1 million in 2025, then fell by 5.88% to $21.7 million in 2026.
- Per Business Quant data, the three most recent Interest Expense - Deposits figures were $21.7 million in Q1 2026, $23.1 million in Q4 2025, and $24.7 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | - |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | - |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | - |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 3.51 Mn |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 4.61 Mn |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.74 Bn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 2.28 Bn |
| 10 | Southern First Bancshares | 504.83 Mn | 156.84 Mn | 1.09 Mn | 21.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 21.70 Mn |
| Dec 31, 2025 | 23.05 Mn |
| Sep 30, 2025 | 24.70 Mn |
| Jun 30, 2025 | 24.30 Mn |
| Mar 31, 2025 | 23.57 Mn |
| Dec 31, 2024 | 25.90 Mn |
| Sep 30, 2024 | 27.73 Mn |
| Jun 30, 2024 | 28.22 Mn |
| Mar 31, 2024 | 26.93 Mn |
| Dec 31, 2023 | 27.13 Mn |
| Sep 30, 2023 | 25.13 Mn |
| Jun 30, 2023 | 21.94 Mn |
| Mar 31, 2023 | 17.18 Mn |
| Dec 31, 2022 | 10.33 Mn |
| Sep 30, 2022 | 5.02 Mn |
| Jun 30, 2022 | 1.84 Mn |
| Mar 31, 2022 | 908,000.00 |
| Dec 31, 2021 | 900,000.00 |
| Sep 30, 2021 | 934,000.00 |
| Jun 30, 2021 | 920,000.00 |