KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Consolidated Net IncomeEBITEBITDAEBTEPS (Basic)EPS (Weighted Average and Diluted)Gross ProfitIncome from Continuing OperationsIncome towards Parent CompanyInterest Expense - DebtInterest Expense - DepositsInterest ExpensesInterest Income - Debt SecuritiesInterest Income - Fed FundsInterest Income - NetInterest Income - TotalInterest income - LoansInvestment Banking IncomeNet Income towards Common StockholdersNon-Interest IncomeOperating ExpensesOperating IncomeOther Non-Interest IncomeOther Operating ExpensesProfit After TaxProvisionsResearch & DevelopmentRevenueService ChargesShares Outstanding (Diluted Average)Shares Outstanding (Weighted Average)Tax ProvisionsTax RateWages, Salaries and Other
Others
Ratios

Southern First Bancshares (SFST) Provisions (2016 - 2025)

Southern First Bancshares (SFST) has disclosed Provisions for 10 consecutive years, with $1.0 million as the latest value for Q4 2025.

  • Quarterly Provisions rose 625.0% to $1.0 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $3.0 million through Dec 2025, up 2300.0% year-over-year, with the annual reading at $2.9 million for FY2025, 2260.0% up from the prior year.
  • Provisions for Q4 2025 was $1.0 million at Southern First Bancshares, up from $500000.0 in the prior quarter.
  • The five-year high for Provisions was $2.3 million in Q4 2022, with the low at -$6.0 million in Q3 2021.
  • Average Provisions over 5 years is -$66315.8, with a median of $500000.0 recorded in 2024.
  • The sharpest move saw Provisions plummeted 282.61% in 2021, then soared 625.0% in 2025.
  • Over 5 years, Provisions stood at -$4.2 million in 2021, then soared by 155.36% to $2.3 million in 2022, then tumbled by 141.94% to -$975000.0 in 2023, then soared by 79.49% to -$200000.0 in 2024, then skyrocketed by 625.0% to $1.0 million in 2025.
  • According to Business Quant data, Provisions over the past three periods came in at $1.0 million, $500000.0, and $700000.0 for Q4 2025, Q3 2025, and Q2 2025 respectively.