Southern First Bancshares (SFST) EBT Margin (2009 - 2026)
Southern First Bancshares' EBT Margin was 40.30% in Q2 2026, up 10.29 percentage points from 30.02% a year earlier and up 3.37 percentage points from the prior quarter.
Southern First Bancshares (SFST) EBT Margin (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Southern First Bancshares' EBT Margin was 38.48% through Jun 30, 2026, up 11.47 percentage points year-over-year; for FY2025, it was 33.54%, up 12.21 percentage points from FY2024.
- EBT Margin shows a five-year change of +11.31 percentage points (FY2020 to FY2025).
- In earlier years, EBT Margin was 21.33% in FY2024 (+1.41 pp), 19.91% in FY2023 (-15.64 pp), 35.55% in FY2022 (-22.45 pp) and 58.00% in FY2021 (+35.77 pp).
- The Q2 2026 figure marks the highest quarterly EBT Margin since Q4 2021.
- Compared with a year earlier, EBT Margin has increased for ten straight quarters, with an average year-over-year change of +9.00 percentage points over the last eight quarters.
- The best year-over-year quarter for EBT Margin over five years was Q3 2021 (a gain of 59.15 percentage points); the worst was Q4 2022 (a drop of 32.34 percentage points).
- Per Business Quant data, SFST's EBT Margin in the three quarters before Q2 2026 was 36.94% (Q1 2026), 40.11% (Q4 2025) and 36.41% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 51.73% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 41.80% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 70.61% |
| 10 | Southern First Bancshares | 573.54 Mn | -556.77 Mn | - | 42.17% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 42.17% |
| Jun 30, 2026 | 40.30% |
| Mar 31, 2026 | 36.94% |
| Dec 31, 2025 | 40.11% |
| Sep 30, 2025 | 36.41% |
| Jun 30, 2025 | 30.02% |
| Mar 31, 2025 | 26.08% |
| Dec 31, 2024 | 27.31% |
| Sep 30, 2024 | 24.10% |
| Jun 30, 2024 | 16.95% |
| Mar 31, 2024 | 15.88% |
| Dec 31, 2023 | 24.95% |
| Sep 30, 2023 | 23.96% |
| Jun 30, 2023 | 15.11% |
| Mar 31, 2023 | 15.75% |
| Dec 31, 2022 | 27.45% |
| Sep 30, 2022 | 39.59% |
| Jun 30, 2022 | 35.31% |
| Mar 31, 2022 | 39.48% |
| Dec 31, 2021 | 59.78% |
Southern First Bancshares EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=SFST&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "SFST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=SFST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();