Southern First Bancshares (SFST) Net Margin (2009 - 2026)
Southern First Bancshares (SFST) recorded Net Margin of 31.20% in Q2 2026, up 8.22 percentage points from 22.99% a year earlier and up 1.95 percentage points from the prior quarter.
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Analysis
Southern First Bancshares (SFST) Net Margin (2009 - 2026) Analysis & Trends
On a TTM basis, Southern First Bancshares' Net Margin came in at 29.86% as of Jun 30, 2026, up 8.87 percentage points year-over-year; for FY2025, it was 25.71%, up 9.08 percentage points from FY2024.
- Annual Net Margin has a five-year change of +8.61 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at 16.63% in FY2024 (+1.29 pp), 15.34% in FY2023 (-11.82 pp), 27.16% in FY2022 (-17.40 pp) and 44.56% in FY2021 (+27.45 pp).
- The Q2 2026 figure is the highest quarterly Net Margin since Q4 2021.
- On a year-over-year basis, Net Margin has increased for seven consecutive quarters, with an average year-over-year change of +7.05 percentage points over the last eight quarters.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 45.22 percentage points in Q3 2021, against a drop of 24.57 percentage points in Q4 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 29.25% (Q1 2026), 30.96% (Q4 2025) and 27.83% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 38.08% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 32.48% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 246.71% |
| 10 | Southern First Bancshares | 573.54 Mn | -556.77 Mn | - | 32.58% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 32.58% |
| Jun 30, 2026 | 31.20% |
| Mar 31, 2026 | 29.25% |
| Dec 31, 2025 | 30.96% |
| Sep 30, 2025 | 27.83% |
| Jun 30, 2025 | 22.99% |
| Mar 31, 2025 | 19.87% |
| Dec 31, 2024 | 22.30% |
| Sep 30, 2024 | 18.44% |
| Jun 30, 2024 | 13.01% |
| Mar 31, 2024 | 11.84% |
| Dec 31, 2023 | 19.48% |
| Sep 30, 2023 | 18.55% |
| Jun 30, 2023 | 11.40% |
| Mar 31, 2023 | 12.03% |
| Dec 31, 2022 | 21.27% |
| Sep 30, 2022 | 29.90% |
| Jun 30, 2022 | 26.67% |
| Mar 31, 2022 | 30.55% |
| Dec 31, 2021 | 45.83% |
API Access
Southern First Bancshares Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=SFST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "SFST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=SFST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();