Southern First Bancshares (SFST) Gross Margin (2017 - 2026)

Southern First Bancshares' (SFST) quarterly Gross Margin came in at 73.28% in Q1 2026, down 46.0% year-on-year from 135.69% in Q1 2025, and down 7.85% on a QoQ basis from 79.51% in Q4 2025.

Southern First Bancshares (SFST) Gross Margin (2017 - 2026) Analysis & Trends

Southern First Bancshares (SFST) has 10 years of Gross Margin data on file, last reported at 73.28% in Q1 2026.

  • On a quarterly basis, Gross Margin fell 46.0% year-over-year to 73.28% in Q1 2026; TTM through Mar 2026 was 75.53%, a 12.0% decrease from a year earlier, with the FY2025 full-year figure at 75.66%, up 106.0% from the prior year.
  • Gross Margin for Q1 2026 stood at 73.28%, down from 79.51% in the prior quarter.
  • Over the last five years, Gross Margin for SFST reached as high as 82.2% in Q1 2022 and fell as low as 3.09% in Q4 2022.
  • Historically, Gross Margin has averaged 67.58% across 5 years, with a median of 73.74% in 2025.
  • Across the five-year window, Gross Margin sank 8344 bps in 2022 and surged 5514 bps in 2023, its largest moves.
  • Year by year, Gross Margin stood at 3.09% in 2022, then surged by 1783 bps to 58.23% in 2023, then gained by 16 bps to 67.29% in 2024, then grew by 18 bps to 79.51% in 2025, then declined by 8 bps to 73.28% in 2026.
  • Per Business Quant data, the three most recent Gross Margin figures were 73.28% in Q1 2026, 79.51% in Q4 2025, and 74.25% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -244.16%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 80.84%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 30.54%
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - -
9 Pnc Financial Services 100.96 Bn 101.01 Bn - -
10 Southern First Bancshares 499.40 Mn 151.41 Mn 1.09 Mn 73.28%

Historic Data

Download Data
DateValue
Mar 31, 2026 73.28%
Dec 31, 2025 79.51%
Sep 30, 2025 74.25%
Jun 30, 2025 74.70%
Mar 31, 2025 73.74%
Dec 31, 2024 67.29%
Sep 30, 2024 77.98%
Jun 30, 2024 79.77%
Mar 31, 2024 68.30%
Dec 31, 2023 58.23%
Sep 30, 2023 75.75%
Jun 30, 2023 74.94%
Mar 31, 2023 41.16%
Dec 31, 2022 3.09%
Sep 30, 2022 72.52%
Jun 30, 2022 72.21%
Mar 31, 2022 82.20%
Dec 31, 2021 86.54%
Sep 30, 2021 91.27%
Jun 30, 2021 89.51%