Southern First Bancshares (SFST) Gross Margin (2017 - 2026)

Southern First Bancshares (SFST) reported Gross Margin of 73.28% for Q1 2026, down 46.0% year-over-year from 135.69% in Q1 2025, and down 7.85% quarter-over-quarter from 79.51% in Q4 2025.

Southern First Bancshares (SFST) Gross Margin (2017 - 2026) Analysis & Trends

Southern First Bancshares (SFST) has 10 years of Gross Margin data on file, last reported at 73.28% in Q1 2026.

  • Gross Margin for Q1 2026 came in at 73.28%, down 46.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 75.53% (down 12.0% YoY), and the FY2025 annual result was 75.66%, up 106.0% from the prior year.
  • Gross Margin eased to 73.28% in Q1 2026 per SFST's latest filing, from 79.51% in the prior quarter.
  • Over five years, Gross Margin peaked at 82.2% in Q1 2022 and troughed at 3.09% in Q4 2022.
  • A 5-year average of 67.58% and a median of 73.74% in 2025 frame the typical range for Gross Margin.
  • The sharpest annual moves came in 2022 and 2023: Gross Margin tumbled 8344 bps in 2022, then jumped 5514 bps in 2023.
  • A 5-year view of Gross Margin shows it stood at 3.09% in 2022, then surged by 1783 bps to 58.23% in 2023, then grew by 16 bps to 67.29% in 2024, then gained by 18 bps to 79.51% in 2025, then decreased by 8 bps to 73.28% in 2026.
  • Business Quant data shows SFST's Gross Margin at 73.28% in Q1 2026, 79.51% in Q4 2025, and 74.25% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - -
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Southern First Bancshares 496.58 Mn 148.59 Mn 1.09 Mn 73.28%

Historic Data

Download Data
DateValue
Mar 31, 2026 73.28%
Dec 31, 2025 79.51%
Sep 30, 2025 74.25%
Jun 30, 2025 74.70%
Mar 31, 2025 73.74%
Dec 31, 2024 67.29%
Sep 30, 2024 77.98%
Jun 30, 2024 79.77%
Mar 31, 2024 68.30%
Dec 31, 2023 58.23%
Sep 30, 2023 75.75%
Jun 30, 2023 74.94%
Mar 31, 2023 41.16%
Dec 31, 2022 3.09%
Sep 30, 2022 72.52%
Jun 30, 2022 72.21%
Mar 31, 2022 82.20%
Dec 31, 2021 86.54%
Sep 30, 2021 91.27%
Jun 30, 2021 89.51%