Southern First Bancshares (SFST) Gross Margin (2017 - 2026)
Southern First Bancshares (SFST) posted quarterly Gross Margin of 73.28% for Q1 2026, down 46.0% year-over-year from 135.69% in Q1 2025, and down 7.85% quarter-over-quarter from 79.51% in Q4 2025.
Southern First Bancshares (SFST) Gross Margin (2017 - 2026) Analysis & Trends
Southern First Bancshares (SFST) has reported Gross Margin for 10 consecutive years, with 73.28% the latest figure, recorded in Q1 2026.
- In Q1 2026, Gross Margin fell 46.0% year-over-year to 73.28%; the TTM figure through Mar 2026 stood at 75.53% (down 12.0% YoY), while the FY2025 annual figure was 75.66%, up 106.0% from the prior year.
- Gross Margin retreated to 73.28% in Q1 2026 per SFST's latest filing, from 79.51% in the prior quarter.
- Across five years, Gross Margin topped out at 82.2% in Q1 2022 and bottomed at 3.09% in Q4 2022.
- Historically, Gross Margin has averaged 67.58% across 5 years, with a median of 73.74% in 2025.
- Annual changes were most pronounced in 2022 — Gross Margin tumbled 8344 bps — and 2023, when it jumped 5514 bps.
- Southern First Bancshares' Gross Margin stood at 3.09% in 2022, then soared by 1783 bps to 58.23% in 2023, then increased by 16 bps to 67.29% in 2024, then advanced by 18 bps to 79.51% in 2025, then slipped by 8 bps to 73.28% in 2026.
- Business Quant data shows SFST's Gross Margin at 73.28% in Q1 2026, 79.51% in Q4 2025, and 74.25% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.84 Bn | 84.64 Bn | - | - |
| 2 | Pnc Financial Services | 97.90 Bn | 97.90 Bn | - | - |
| 3 | Us Bancorp | 96.36 Bn | 96.36 Bn | - | - |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.94 Bn | -144.15 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.20 Bn | -81.12 Bn | - | - |
| 7 | Nu Holdings | 71.07 Bn | 57.38 Bn | 2.35 Bn | 42.56% |
| 8 | Truist Financial | 61.74 Bn | 61.74 Bn | - | - |
| 9 | Fifth Third Bancorp | 49.93 Bn | 26.21 Bn | - | - |
| 10 | Southern First Bancshares | 576.06 Mn | 193.95 Mn | 900,000.00 | 68.03% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 68.03% |
| Mar 31, 2026 | 73.28% |
| Dec 31, 2025 | 79.51% |
| Sep 30, 2025 | 74.25% |
| Jun 30, 2025 | 74.70% |
| Mar 31, 2025 | 73.74% |
| Dec 31, 2024 | 67.29% |
| Sep 30, 2024 | 77.98% |
| Jun 30, 2024 | 79.77% |
| Mar 31, 2024 | 68.30% |
| Dec 31, 2023 | 58.23% |
| Sep 30, 2023 | 75.75% |
| Jun 30, 2023 | 74.94% |
| Mar 31, 2023 | 41.16% |
| Dec 31, 2022 | 3.09% |
| Sep 30, 2022 | 72.52% |
| Jun 30, 2022 | 72.21% |
| Mar 31, 2022 | 82.20% |
| Dec 31, 2021 | 86.54% |
| Sep 30, 2021 | 91.27% |