Southern First Bancshares (SFST) Loans - Loss Allowance (2012 - 2026)
Southern First Bancshares' (SFST) quarterly Loans - Loss Allowance came in at $43.4 million in Q1 2026, up 1002.64% year-on-year from $3.9 million in Q1 2025, and up 2.6% on a QoQ basis from $42.3 million in Q4 2025.
Southern First Bancshares (SFST) Loans - Loss Allowance (2012 - 2026) Analysis & Trends
Southern First Bancshares (SFST) has 15 years of Loans - Loss Allowance data on file, last reported at $43.4 million in Q1 2026.
- On a quarterly basis, Loans - Loss Allowance rose 1002.64% year-over-year to $43.4 million in Q1 2026; TTM through Mar 2026 was $43.4 million, a 1002.64% increase from a year earlier, with the FY2025 full-year figure at $42.3 million, up 4397.87% from the prior year.
- Loans - Loss Allowance for Q1 2026 stood at $43.4 million, up from $42.3 million in the prior quarter.
- Over the last five years, Loans - Loss Allowance for SFST reached as high as $43.4 million in Q1 2026 and fell as low as $456000.0 in Q3 2024.
- Historically, Loans - Loss Allowance has averaged $22.4 million across 5 years, with a median of $32.9 million in 2022.
- Across the five-year window, Loans - Loss Allowance slumped 98.89% in 2024 and jumped 9066.45% in 2025, its largest moves.
- Year by year, Loans - Loss Allowance stood at $9.5 million in 2022, then plunged by 94.79% to $494000.0 in 2023, then surged by 90.28% to $940000.0 in 2024, then jumped by 4397.87% to $42.3 million in 2025, then climbed by 2.6% to $43.4 million in 2026.
- Per Business Quant data, the three most recent Loans - Loss Allowance figures were $43.4 million in Q1 2026, $42.3 million in Q4 2025, and $41.8 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 4.83 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 10.35 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 12.61 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 4.66 Bn |
| 10 | Southern First Bancshares | 499.40 Mn | 151.41 Mn | 1.09 Mn | 43.38 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 43.38 Mn |
| Dec 31, 2025 | 42.28 Mn |
| Sep 30, 2025 | 41.80 Mn |
| Jun 30, 2025 | 462,000.00 |
| Mar 31, 2025 | 3.93 Mn |
| Dec 31, 2024 | 940,000.00 |
| Sep 30, 2024 | 456,000.00 |
| Jun 30, 2024 | 10.56 Mn |
| Mar 31, 2024 | 465,000.00 |
| Dec 31, 2023 | 494,000.00 |
| Sep 30, 2023 | 41.13 Mn |
| Jun 30, 2023 | 41.11 Mn |
| Mar 31, 2023 | 40.44 Mn |
| Dec 31, 2022 | 9.49 Mn |
| Sep 30, 2022 | 36.32 Mn |
| Jun 30, 2022 | 34.19 Mn |
| Mar 31, 2022 | 32.94 Mn |
| Dec 31, 2021 | 10.52 Mn |
| Sep 30, 2021 | 36.08 Mn |
| Jun 30, 2021 | 41.91 Mn |