KPIs & Operating Metrics(New)

Southern First Bancshares (SFST) Loans - Loss Allowance (2016 - 2025)

Southern First Bancshares (SFST) has disclosed Loans - Loss Allowance for 10 consecutive years, with $42.3 million as the latest value for Q4 2025.

  • Quarterly Loans - Loss Allowance rose 5.93% to $42.3 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $42.3 million through Dec 2025, up 5.93% year-over-year, with the annual reading at $42.3 million for FY2025, 5.93% up from the prior year.
  • Loans - Loss Allowance for Q4 2025 was $42.3 million at Southern First Bancshares, up from $41.8 million in the prior quarter.
  • The five-year high for Loans - Loss Allowance was $43.5 million in Q1 2021, with the low at $278000.0 in Q3 2024.
  • Average Loans - Loss Allowance over 5 years is $25.4 million, with a median of $35.1 million recorded in 2021.
  • The sharpest move saw Loans - Loss Allowance tumbled 99.32% in 2024, then surged 14935.61% in 2025.
  • Over 5 years, Loans - Loss Allowance stood at $10.5 million in 2021, then plummeted by 91.51% to $893000.0 in 2022, then surged by 585.11% to $6.1 million in 2023, then skyrocketed by 552.4% to $39.9 million in 2024, then rose by 5.93% to $42.3 million in 2025.
  • According to Business Quant data, Loans - Loss Allowance over the past three periods came in at $42.3 million, $41.8 million, and $455000.0 for Q4 2025, Q3 2025, and Q2 2025 respectively.