KPIs & Operating Metrics(New)

Southern First Bancshares (SFST) Loans - Loss Allowance: 2016-2025

Historic Loans - Loss Allowance for Southern First Bancshares (SFST) over the last 9 years, with Sep 2025 value amounting to $41.8 million.

  • Southern First Bancshares' Loans - Loss Allowance rose 4.07% to $41.8 million in Q3 2025 from the same period last year, while for Sep 2025 it was $41.8 million, marking a year-over-year increase of 4.07%. This contributed to the annual value of $39.9 million for FY2024, which is 1.89% down from last year.
  • Latest data reveals that Southern First Bancshares reported Loans - Loss Allowance of $41.8 million as of Q3 2025, which was up 1.25% from $41.3 million recorded in Q2 2025.
  • Southern First Bancshares' Loans - Loss Allowance's 5-year high stood at $43.5 million during Q1 2021, with a 5-year trough of $30.4 million in Q4 2021.
  • In the last 3 years, Southern First Bancshares' Loans - Loss Allowance had a median value of $40.7 million in 2023 and averaged $40.7 million.
  • Data for Southern First Bancshares' Loans - Loss Allowance shows a peak YoY increase of 32.62% (in 2021) and a maximum YoY decrease of 31.12% (in 2021) over the last 5 years.
  • Over the past 5 years, Southern First Bancshares' Loans - Loss Allowance (Quarterly) stood at $30.4 million in 2021, then grew by 27.07% to $38.6 million in 2022, then grew by 5.29% to $40.7 million in 2023, then dropped by 1.89% to $39.9 million in 2024, then grew by 4.07% to $41.8 million in 2025.
  • Its Loans - Loss Allowance was $41.8 million in Q3 2025, compared to $41.3 million in Q2 2025 and $40.7 million in Q1 2025.