Southern First Bancshares (SFST) Loans - Loss Allowance (2009 - 2026)
Southern First Bancshares' Loans - Loss Allowance was $44.69 million in Q3 2026, up 6.9% from $41.8 million a year earlier and up 1.0% from the prior quarter.
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Analysis
Southern First Bancshares (SFST) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
At the end of FY2025, Loans - Loss Allowance at Southern First Bancshares came in at $42.28 million, up 5.9% from FY2024.
- Loans - Loss Allowance shows a five-year compound annual growth rate of -0.9% (FY2020 to FY2025).
- In earlier years, Loans - Loss Allowance was $39.91 million in FY2024 (-1.9%), $40.68 million in FY2023 (+5.3%), $38.64 million in FY2022 (+27.1%) and $30.41 million in FY2021 (-31.1%).
- The Q3 2026 figure marks the highest quarterly Loans - Loss Allowance in data going back to Q4 2012.
- Compared with a year earlier, Loans - Loss Allowance has increased for seven straight quarters, with growth averaging 4.0% over the last eight quarters.
- The best year-over-year quarter for Loans - Loss Allowance over five years was Q4 2022 (growth of 27.1%); the worst was Q4 2021 (a decline of 31.1%).
- Per Business Quant data, SFST's Loans - Loss Allowance in the three quarters before Q3 2026 was $44.23 million (Q2 2026), $43.38 million (Q1 2026) and $42.28 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 26.27 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 13.01 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | -5.30 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | - |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 13.82 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | -7.49 Bn |
| 10 | Southern First Bancshares | 573.54 Mn | -556.77 Mn | - | 44.69 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 44.69 Mn |
| Jun 30, 2026 | 44.23 Mn |
| Mar 31, 2026 | 43.38 Mn |
| Dec 31, 2025 | 42.28 Mn |
| Sep 30, 2025 | 41.80 Mn |
| Jun 30, 2025 | 41.29 Mn |
| Mar 31, 2025 | 40.69 Mn |
| Dec 31, 2024 | 39.91 Mn |
| Sep 30, 2024 | 40.17 Mn |
| Jun 30, 2024 | 40.16 Mn |
| Mar 31, 2024 | 40.44 Mn |
| Dec 31, 2023 | 40.68 Mn |
| Sep 30, 2023 | 41.13 Mn |
| Jun 30, 2023 | 41.11 Mn |
| Mar 31, 2023 | 40.44 Mn |
| Dec 31, 2022 | 38.64 Mn |
| Sep 30, 2022 | 36.32 Mn |
| Jun 30, 2022 | 34.19 Mn |
| Mar 31, 2022 | 32.94 Mn |
| Dec 31, 2021 | 30.41 Mn |
API Access
Southern First Bancshares Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=SFST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "SFST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=SFST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();