Southern First Bancshares (SFST) Loans - Loss Allowance (2012 - 2026)
Southern First Bancshares (SFST) posted quarterly Loans - Loss Allowance of $43.4 million for Q1 2026, up 1002.64% year-over-year from $3.9 million in Q1 2025, and up 2.6% quarter-over-quarter from $42.3 million in Q4 2025.
Southern First Bancshares (SFST) Loans - Loss Allowance (2012 - 2026) Analysis & Trends
Southern First Bancshares (SFST) has reported Loans - Loss Allowance for 15 consecutive years, with $43.4 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Loans - Loss Allowance rose 1002.64% year-over-year to $43.4 million; the TTM figure through Mar 2026 stood at $43.4 million (up 1002.64% YoY), while the FY2025 annual figure was $42.3 million, up 4397.87% from the prior year.
- Loans - Loss Allowance grew to $43.4 million in Q1 2026 per SFST's latest filing, from $42.3 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $43.4 million in Q1 2026 and bottomed at $456000.0 in Q3 2024.
- Historically, Loans - Loss Allowance has averaged $22.4 million across 5 years, with a median of $32.9 million in 2022.
- Annual changes were most pronounced in 2024 — Loans - Loss Allowance plunged 98.89% — and 2025, when it soared 9066.45%.
- Southern First Bancshares' Loans - Loss Allowance stood at $9.5 million in 2022, then plunged by 94.79% to $494000.0 in 2023, then soared by 90.28% to $940000.0 in 2024, then surged by 4397.87% to $42.3 million in 2025, then gained by 2.6% to $43.4 million in 2026.
- Business Quant data shows SFST's Loans - Loss Allowance at $43.4 million in Q1 2026, $42.3 million in Q4 2025, and $41.8 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.92 Bn |
| 10 | Southern First Bancshares | 581.39 Mn | 199.27 Mn | 900,000.00 | 44.23 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 44.23 Mn |
| Mar 31, 2026 | 43.38 Mn |
| Dec 31, 2025 | 42.28 Mn |
| Sep 30, 2025 | 41.80 Mn |
| Jun 30, 2025 | 462,000.00 |
| Mar 31, 2025 | 3.93 Mn |
| Dec 31, 2024 | 940,000.00 |
| Sep 30, 2024 | 456,000.00 |
| Jun 30, 2024 | 10.56 Mn |
| Mar 31, 2024 | 465,000.00 |
| Dec 31, 2023 | 494,000.00 |
| Sep 30, 2023 | 41.13 Mn |
| Jun 30, 2023 | 41.11 Mn |
| Mar 31, 2023 | 40.44 Mn |
| Dec 31, 2022 | 9.49 Mn |
| Sep 30, 2022 | 36.32 Mn |
| Jun 30, 2022 | 34.19 Mn |
| Mar 31, 2022 | 32.94 Mn |
| Dec 31, 2021 | 10.52 Mn |
| Sep 30, 2021 | 36.08 Mn |