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Southern First Bancshares (SFST) Interest Coverage Ratio: 2009-2024

Historic Interest Coverage Ratio for Southern First Bancshares (SFST) over the last 16 years, with Dec 2024 value amounting to 0.03.

  • Southern First Bancshares' Interest Coverage Ratio fell 16.97% to -0.65 in Q3 2025 from the same period last year, while for Sep 2025 it was -0.65, marking a year-over-year decrease of 17.02%. This contributed to the annual value of 0.03 for FY2024, which is 4.83% down from last year.
  • Latest data reveals that Southern First Bancshares reported Interest Coverage Ratio of 0.03 as of FY2024, which was down 4.83% from 0.04 recorded in FY2023.
  • In the past 5 years, Southern First Bancshares' Interest Coverage Ratio ranged from a high of 2.35 in FY2021 and a low of 0.03 during FY2024.
  • For the 3-year period, Southern First Bancshares' Interest Coverage Ratio averaged around 0.16, with its median value being 0.04 (2023).
  • As far as peak fluctuations go, Southern First Bancshares' Interest Coverage Ratio spiked by 604.86% in 2021, and later plummeted by 90.83% in 2023.
  • Over the past 5 years, Southern First Bancshares' Interest Coverage Ratio (Yearly) stood at 0.33 in 2020, then skyrocketed by 604.86% to 2.35 in 2021, then crashed by 83.00% to 0.40 in 2022, then crashed by 90.83% to 0.04 in 2023, then fell by 4.83% to 0.03 in 2024.