Ready Capital (RC) Interest Coverage Ratio (2014 - 2026)

Ready Capital (RC) recorded quarterly Interest Coverage Ratio of 1.24 in Q1 2026, up 10.47% quarter-over-quarter from 1.38 in Q4 2025, and down 179.92% on a YoY basis from 1.55 in Q1 2025.

Ready Capital (RC) Interest Coverage Ratio (2014 - 2026) Analysis & Trends

Ready Capital's Interest Coverage Ratio history runs 13 years deep, the most recent figure standing at 1.24 for Q1 2026.

  • In Q1 2026, Interest Coverage Ratio fell 179.92% year-over-year to 1.24; the TTM figure through Mar 2026 stood at 0.27 (down 154.74% YoY), while the FY2025 annual figure was 0.41, up 59.27% from the prior year.
  • Interest Coverage Ratio was 1.24 for Q1 2026 at Ready Capital, up from 1.38 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 27.62 in Q1 2022 to a low of 1.38 in Q4 2025.
  • Historically, Interest Coverage Ratio has averaged 3.98 across 5 years, with a median of 0.91 in 2024.
  • The sharpest annual moves came in 2022 and 2024: Interest Coverage Ratio jumped 1485.99% in 2022, then slumped 192.42% in 2024.
  • A 5-year view of Interest Coverage Ratio shows it stood at 0.88 in 2022, then increased by 29.15% to 1.13 in 2023, then plunged by 192.42% to 1.05 in 2024, then plunged by 32.3% to 1.38 in 2025, then advanced by 10.47% to 1.24 in 2026.
  • The last three Interest Coverage Ratio figures came in at 1.24 (Q1 2026), 1.38 (Q4 2025), and 0.79 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Annaly Capital Management 15.34 Bn 13.08 Bn - 1.23
2 AGNC Investment 11.42 Bn 10.75 Bn - -
3 Starwood Property Trust 6.25 Bn 6.25 Bn - 1.16
4 Rithm Capital 5.08 Bn 4.78 Bn - -
5 Blackstone Mortgage Trust 3.10 Bn 2.56 Bn - 0.98
6 Dynex Capital 2.58 Bn 1.80 Bn - -
7 Armour Residential REIT 2.05 Bn 1.32 Bn - -
8 Ellington Financial 1.67 Bn 1.39 Bn - 2.03
9 Two Harbors Investment 1.29 Bn 746.67 Mn - 1.38
10 Ready Capital 279.88 Mn 279.88 Mn - -1.24

Historic Data

Download Data
DateValue
Mar 31, 2026 -1.24
Dec 31, 2025 -1.38
Sep 30, 2025 0.79
Jun 30, 2025 0.35
Mar 31, 2025 1.55
Dec 31, 2024 -1.05
Sep 30, 2024 0.91
Jun 30, 2024 0.56
Mar 31, 2024 0.42
Dec 31, 2023 1.13
Sep 30, 2023 1.24
Jun 30, 2023 2.45
Mar 31, 2023 9.09
Dec 31, 2022 0.88
Sep 30, 2022 1.61
Jun 30, 2022 22.75
Mar 31, 2022 27.62
Dec 31, 2021 0.98
Sep 30, 2021 2.06
Jun 30, 2021 1.68