Ready Capital (RC) Loans - Net (2019 - 2025)
Ready Capital (RC) posted Loans - Net of $5.2 billion for Q4 2025, down 17.77% on a QoQ basis from $6.3 billion in Q3 2025, and down 37.48% year-over-year from $8.3 billion in Q4 2024.
Analysis
Ready Capital (RC) Loans - Net (2019 - 2025) Analysis & Trends
Ready Capital has reported Loans - Net for 5 years, with the latest figure at $5.2 billion in Q4 2025.
- On a quarterly basis, Loans - Net fell 37.48% year-over-year to $5.2 billion in Q4 2025; TTM through Dec 2025 was $5.2 billion, a 37.48% decrease from a year earlier, with the FY2025 full-year figure at $5.2 billion, down 37.48% from the prior year.
- Loans - Net was $5.2 billion for Q4 2025 at Ready Capital, down from $6.3 billion in the prior quarter.
- The five-year high for Loans - Net was $10.6 billion in Q4 2023, with the low at $5.2 billion in Q4 2025.
- Average Loans - Net over 3 years is $7.8 billion, with a median of $7.7 billion recorded in 2025.
- The sharpest annual moves came in 2024 and 2025: Loans - Net fell 21.85% in 2024, then tumbled 37.48% in 2025.
- Over 3 years, Loans - Net stood at $10.6 billion in 2023, then decreased by 21.85% to $8.3 billion in 2024, then plunged by 37.48% to $5.2 billion in 2025.
- The last three Loans - Net figures came in at $5.2 billion (Q4 2025), $6.3 billion (Q3 2025), and $7.2 billion (Q2 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 16.87 Bn | 13.96 Bn | - | 7.28 Bn |
| 2 | AGNC Investment | 12.43 Bn | 11.10 Bn | - | - |
| 3 | Starwood Property Trust | 5.84 Bn | 3.67 Bn | - | - |
| 4 | Rithm Capital | 5.57 Bn | 5.57 Bn | - | - |
| 5 | Dynex Capital | 2.88 Bn | 2.27 Bn | - | - |
| 6 | Two Harbors Investment | 2.65 Bn | 2.01 Bn | - | - |
| 7 | Blackstone Mortgage Trust | 2.35 Bn | 1.91 Bn | - | - |
| 8 | Armour Residential REIT | 2.11 Bn | 2.02 Bn | - | - |
| 9 | Ellington Financial | 1.71 Bn | 1.46 Bn | - | - |
| 10 | Ready Capital | 282.34 Mn | 282.34 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 5.19 Bn |
| Sep 30, 2025 | 6.32 Bn |
| Jun 30, 2025 | 7.18 Bn |
| Mar 31, 2025 | 7.69 Bn |
| Dec 31, 2024 | 8.31 Bn |
| Sep 30, 2024 | 9.06 Bn |
| Dec 31, 2023 | 10.63 Bn |
| Dec 31, 2020 | 4.44 Bn |
| Dec 31, 2019 | 4.25 Bn |