Ready Capital (RC) Loans - Net (2019 - 2025)
Ready Capital (RC) recorded quarterly Loans - Net of $5.2 billion in Q4 2025, down 17.77% quarter-over-quarter from $6.3 billion in Q3 2025, and down 37.48% on a YoY basis from $8.3 billion in Q4 2024.
Ready Capital (RC) Loans - Net (2019 - 2025) Analysis & Trends
Ready Capital's Loans - Net history runs 5 years deep, the most recent figure standing at $5.2 billion for Q4 2025.
- In Q4 2025, Loans - Net fell 37.48% year-over-year to $5.2 billion; the TTM figure through Dec 2025 stood at $5.2 billion (down 37.48% YoY), while the FY2025 annual figure was $5.2 billion, down 37.48% from the prior year.
- Loans - Net was $5.2 billion for Q4 2025 at Ready Capital, down from $6.3 billion in the prior quarter.
- In the past five years, Loans - Net ranged from a high of $10.6 billion in Q4 2023 to a low of $5.2 billion in Q4 2025.
- Historically, Loans - Net has averaged $7.8 billion across 3 years, with a median of $7.7 billion in 2025.
- The sharpest annual moves came in 2024 and 2025: Loans - Net declined 21.85% in 2024, then plunged 37.48% in 2025.
- A 3-year view of Loans - Net shows it stood at $10.6 billion in 2023, then retreated by 21.85% to $8.3 billion in 2024, then sank by 37.48% to $5.2 billion in 2025.
- The last three Loans - Net figures came in at $5.2 billion (Q4 2025), $6.3 billion (Q3 2025), and $7.2 billion (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 15.34 Bn | 13.08 Bn | - | 7.23 Bn |
| 2 | AGNC Investment | 11.42 Bn | 10.75 Bn | - | - |
| 3 | Starwood Property Trust | 6.25 Bn | 6.25 Bn | - | - |
| 4 | Rithm Capital | 5.08 Bn | 4.78 Bn | - | - |
| 5 | Blackstone Mortgage Trust | 3.10 Bn | 2.56 Bn | - | - |
| 6 | Dynex Capital | 2.58 Bn | 1.80 Bn | - | - |
| 7 | Armour Residential REIT | 2.05 Bn | 1.32 Bn | - | - |
| 8 | Ellington Financial | 1.67 Bn | 1.39 Bn | - | - |
| 9 | Two Harbors Investment | 1.29 Bn | 746.67 Mn | - | - |
| 10 | Ready Capital | 279.88 Mn | 279.88 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 5.19 Bn |
| Dec 31, 2025 | 5.19 Bn |
| Sep 30, 2025 | 6.32 Bn |
| Sep 30, 2025 | 6.32 Bn |
| Jun 30, 2025 | 7.18 Bn |
| Jun 30, 2025 | 7.18 Bn |
| Mar 31, 2025 | 7.69 Bn |
| Mar 31, 2025 | 7.69 Bn |
| Dec 31, 2024 | 8.31 Bn |
| Dec 31, 2024 | 8.31 Bn |
| Sep 30, 2024 | 9.06 Bn |
| Sep 30, 2024 | 9.06 Bn |
| Dec 31, 2023 | 10.63 Bn |
| Dec 31, 2023 | 10.63 Bn |
| Dec 31, 2020 | 4.44 Bn |
| Dec 31, 2020 | 4.44 Bn |
| Dec 31, 2019 | 4.25 Bn |
| Dec 31, 2019 | 4.25 Bn |