Ready Capital (RC) Loans - Net (2019 - 2025)

Ready Capital's (RC) quarterly Loans - Net came in at $5.2 billion in Q4 2025, down 37.48% year-on-year from $8.3 billion in Q4 2024, and down 17.77% quarter-over-quarter from $6.3 billion in Q3 2025.

Ready Capital (RC) Loans - Net (2019 - 2025) Analysis & Trends

Ready Capital's Loans - Net history runs 5 years deep, the most recent figure standing at $5.2 billion for Q4 2025.

  • On a quarterly basis, Loans - Net fell 37.48% year-over-year to $5.2 billion in Q4 2025; TTM through Dec 2025 was $5.2 billion, a 37.48% decrease from a year earlier, with the FY2025 full-year figure at $5.2 billion, down 37.48% from the prior year.
  • Loans - Net fell to $5.2 billion in Q4 2025 per RC's latest filing, from $6.3 billion in the prior quarter.
  • Across five years, Loans - Net topped out at $10.6 billion in Q4 2023 and bottomed at $5.2 billion in Q4 2025.
  • The 3-year median for Loans - Net is $7.7 billion (2025), against an average of $7.8 billion.
  • Across the five-year window, Loans - Net retreated 21.85% in 2024 and plunged 37.48% in 2025, its largest moves.
  • Year by year, Loans - Net stood at $10.6 billion in 2023, then retreated by 21.85% to $8.3 billion in 2024, then tumbled by 37.48% to $5.2 billion in 2025.
  • Per Business Quant, the three latest RC Loans - Net figures stand at $5.2 billion (Q4 2025), $6.3 billion (Q3 2025), and $7.2 billion (Q2 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Net (Qtr)
1 Annaly Capital Management 16.30 Bn 14.44 Bn - 7.23 Bn
2 AGNC Investment 11.85 Bn 11.36 Bn - -
3 Starwood Property Trust 5.99 Bn 5.94 Bn - -
4 Rithm Capital 5.01 Bn 5.01 Bn - -
5 Blackstone Mortgage Trust 2.78 Bn 2.24 Bn - -
6 Ellington Financial 1.63 Bn 1.51 Bn - -
7 Dynex Capital 1.56 Bn 1.05 Bn - -
8 Armour Residential REIT 1.42 Bn 1.34 Bn - -
9 Two Harbors Investment 1.27 Bn 987.19 Mn - -
10 Ready Capital 243.87 Mn 243.87 Mn - -

Historic Data

Download Data
DateValue
Dec 31, 2025 5.19 Bn
Dec 31, 2025 5.19 Bn
Sep 30, 2025 6.32 Bn
Sep 30, 2025 6.32 Bn
Jun 30, 2025 7.18 Bn
Jun 30, 2025 7.18 Bn
Mar 31, 2025 7.69 Bn
Mar 31, 2025 7.69 Bn
Dec 31, 2024 8.31 Bn
Dec 31, 2024 8.31 Bn
Sep 30, 2024 9.06 Bn
Sep 30, 2024 9.06 Bn
Dec 31, 2023 10.63 Bn
Dec 31, 2023 10.63 Bn
Dec 31, 2020 4.44 Bn
Dec 31, 2020 4.44 Bn
Dec 31, 2019 4.25 Bn
Dec 31, 2019 4.25 Bn