Ready Capital (RC) Loans - Net (2019 - 2025)
Ready Capital (RC) posted quarterly Loans - Net of $5.2 billion for Q4 2025, down 37.48% year-over-year from $8.3 billion in Q4 2024, and down 17.77% quarter-over-quarter from $6.3 billion in Q3 2025.
Ready Capital (RC) Loans - Net (2019 - 2025) Analysis & Trends
Ready Capital's Loans - Net history runs 5 years deep, the most recent figure standing at $5.2 billion for Q4 2025.
- In Q4 2025, Loans - Net fell 37.48% year-over-year to $5.2 billion; the TTM figure through Dec 2025 stood at $5.2 billion (down 37.48% YoY), while the FY2025 annual figure was $5.2 billion, down 37.48% from the prior year.
- Loans - Net for Q4 2025 stood at $5.2 billion, down from $6.3 billion in the prior quarter.
- The five-year high for Loans - Net was $10.6 billion in Q4 2023, with the low at $5.2 billion in Q4 2025.
- The 3-year median for Loans - Net is $7.7 billion (2025), against an average of $7.8 billion.
- The sharpest annual moves came in 2024 and 2025: Loans - Net dropped 21.85% in 2024, then tumbled 37.48% in 2025.
- Ready Capital's Loans - Net stood at $10.6 billion in 2023, then fell by 21.85% to $8.3 billion in 2024, then plunged by 37.48% to $5.2 billion in 2025.
- Business Quant data shows RC's Loans - Net at $5.2 billion in Q4 2025, $6.3 billion in Q3 2025, and $7.2 billion in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 17.29 Bn | 14.38 Bn | - | 7.28 Bn |
| 2 | AGNC Investment | 12.65 Bn | 11.32 Bn | - | - |
| 3 | Starwood Property Trust | 5.95 Bn | 3.79 Bn | - | - |
| 4 | Rithm Capital | 5.71 Bn | 5.71 Bn | - | - |
| 5 | Dynex Capital | 2.93 Bn | 2.32 Bn | - | - |
| 6 | Blackstone Mortgage Trust | 2.40 Bn | 1.97 Bn | - | - |
| 7 | Armour Residential REIT | 2.12 Bn | 2.03 Bn | - | - |
| 8 | Ellington Financial | 1.73 Bn | 1.49 Bn | - | - |
| 9 | Orchid Island Capital | 1.34 Bn | 654.61 Mn | 61.82 Mn | - |
| 10 | Ready Capital | 281.50 Mn | 281.50 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 5.19 Bn |
| Dec 31, 2025 | 5.19 Bn |
| Sep 30, 2025 | 6.32 Bn |
| Sep 30, 2025 | 6.32 Bn |
| Jun 30, 2025 | 7.18 Bn |
| Jun 30, 2025 | 7.18 Bn |
| Mar 31, 2025 | 7.69 Bn |
| Mar 31, 2025 | 7.69 Bn |
| Dec 31, 2024 | 8.31 Bn |
| Dec 31, 2024 | 8.31 Bn |
| Sep 30, 2024 | 9.06 Bn |
| Sep 30, 2024 | 9.06 Bn |
| Dec 31, 2023 | 10.63 Bn |
| Dec 31, 2023 | 10.63 Bn |
| Dec 31, 2020 | 4.44 Bn |
| Dec 31, 2020 | 4.44 Bn |
| Dec 31, 2019 | 4.25 Bn |
| Dec 31, 2019 | 4.25 Bn |