Ready Capital (RC) Interest Coverage Ratio (2014 - 2026)
Ready Capital's (RC) Interest Coverage Ratio was 0.22 for Q3 2026, down 71.5% from 0.79 a year earlier.
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Analysis
Ready Capital (RC) Interest Coverage Ratio (2014 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, Ready Capital's Interest Coverage Ratio came in at -0.76; for FY2025, it was 0.41, up 59.3% from FY2024.
- By year, Interest Coverage Ratio came in at 0.26 in FY2024 (-82.8%), 1.50 in FY2023 (+3.7%), 1.45 in FY2022 (-9.9%) and 1.61 in FY2021 (+25.3%).
- Five-year quarterly Interest Coverage Ratio spans a low of -1.38 in Q4 2025 and a high of 2.45 in Q2 2023.
- Year over year, Interest Coverage Ratio gained in 1 of the last four quarters, with growth averaging 35.5%.
- The high point for year-over-year Interest Coverage Ratio in five years was Q1 2025 (growth of 265.1%); the low point was Q2 2024 (a decline of 77.0%).
- Per Business Quant data, the three quarters before Q3 2026 came in at -0.36 (Q2 2026), -1.24 (Q1 2026) and -1.38 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Royalty Pharma | 39.80 Bn | 40.13 Bn | - | 4.54 |
| 2 | Rocket Companies | 38.90 Bn | 27.72 Bn | - | 3.67 |
| 3 | Orix | 38.66 Bn | 9.30 Bn | 13.83 Bn | 2.27 |
| 4 | Federal National Mortgage Association Fannie Mae | 26.46 Bn | -16,107.65 Bn | - | 1.15 |
| 5 | Synchrony Financial | 22.47 Bn | -45.15 Bn | - | 2.21 |
| 6 | Affirm Holdings | 22.07 Bn | 15.11 Bn | - | 1.39 |
| 7 | Royal Gold | 21.71 Bn | 20.92 Bn | 402.46 Mn | 59.33 |
| 8 | Ares Capital | 13.84 Bn | 11.59 Bn | - | - |
| 9 | Annaly Capital Management | 13.83 Bn | 4.86 Bn | - | 0.31 |
| 10 | Ready Capital | 135.44 Mn | -449.48 Mn | - | 0.22 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.22 |
| Jun 30, 2026 | -0.36 |
| Mar 31, 2026 | -1.24 |
| Dec 31, 2025 | -1.38 |
| Sep 30, 2025 | 0.79 |
| Jun 30, 2025 | 0.35 |
| Mar 31, 2025 | 1.55 |
| Dec 31, 2024 | -1.05 |
| Sep 30, 2024 | 0.91 |
| Jun 30, 2024 | 0.56 |
| Mar 31, 2024 | 0.42 |
| Dec 31, 2023 | 1.13 |
| Sep 30, 2023 | 1.24 |
| Jun 30, 2023 | 2.45 |
| Mar 31, 2023 | 1.24 |
| Dec 31, 2022 | 0.66 |
| Sep 30, 2022 | 1.60 |
| Jun 30, 2022 | 1.82 |
| Mar 31, 2022 | 2.28 |
| Dec 31, 2021 | 1.07 |
API Access
Ready Capital Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=RC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "RC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=RC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();