Ready Capital (RC) Interest income - Loans (2013 - 2026)
Ready Capital's Interest income - Loans came in at $69.79 million for Q2 2026, down 51.1% from $142.66 million a year earlier and down 1.8% from the prior quarter.
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Analysis
Ready Capital (RC) Interest income - Loans (2013 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Ready Capital reported Interest income - Loans of $386.91 million, down 44.5% year-over-year; for FY2025, it came in at $536.38 million, down 37.7% from FY2024.
- Interest income - Loans carries a five-year compound annual growth rate of 16.2% (FY2020 to FY2025).
- Going back by year, Interest income - Loans was $860.81 million in FY2024 (-7.5%), $930.57 million in FY2023 (+46.7%), $634.43 million in FY2022 (+69.3%) and $374.69 million in FY2021 (+48.3%).
- The Q2 2026 figure represents the lowest quarterly Interest income - Loans since Q1 2021.
- Year-over-year, Interest income - Loans has declined for nine consecutive quarters, with an average decline of 36.1% over the last eight quarters.
- The fastest year-over-year change in Interest income - Loans over five years came in Q4 2021 (growth of 89.6%), and the weakest in Q1 2026 (a decline of 51.9%).
- Business Quant data shows RC's Interest income - Loans at $71.08 million (Q1 2026), $116.24 million (Q4 2025) and $129.8 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.95 Bn | 30.63 Bn | - | - |
| 2 | Orix | 41.97 Bn | 42.47 Bn | - | - |
| 3 | Royalty Pharma | 33.14 Bn | 33.05 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 24.99 Bn | 24.99 Bn | - | 39.29 Bn |
| 5 | Affirm Holdings | 23.75 Bn | 17.44 Bn | - | 502.32 Mn |
| 6 | Synchrony Financial | 23.25 Bn | -44.72 Bn | - | 5.38 Bn |
| 7 | Royal Gold | 19.67 Bn | 18.90 Bn | 390.45 Mn | - |
| 8 | Annaly Capital Management | 14.04 Bn | 5.13 Bn | - | 674.06 Mn |
| 9 | Ares Capital | 13.76 Bn | 11.19 Bn | - | - |
| 10 | Ready Capital | 180.08 Mn | -499.85 Mn | - | 69.79 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 69.79 Mn |
| Mar 31, 2026 | 71.08 Mn |
| Dec 31, 2025 | 116.24 Mn |
| Sep 30, 2025 | 129.80 Mn |
| Jun 30, 2025 | 142.66 Mn |
| Mar 31, 2025 | 147.69 Mn |
| Dec 31, 2024 | 189.99 Mn |
| Sep 30, 2024 | 216.38 Mn |
| Jun 30, 2024 | 224.36 Mn |
| Mar 31, 2024 | 230.08 Mn |
| Dec 31, 2023 | 246.97 Mn |
| Sep 30, 2023 | 244.80 Mn |
| Jun 30, 2023 | 226.99 Mn |
| Mar 31, 2023 | 211.97 Mn |
| Dec 31, 2022 | 197.49 Mn |
| Sep 30, 2022 | 175.92 Mn |
| Jun 30, 2022 | 143.32 Mn |
| Mar 31, 2022 | 117.70 Mn |
| Dec 31, 2021 | 115.97 Mn |
| Sep 30, 2021 | 97.07 Mn |
API Access
Ready Capital Interest income - Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-loans&ticker=RC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-loans", "ticker": "RC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-loans&ticker=RC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();