Ready Capital (RC) Non-Interest Income (2012 - 2026)
Ready Capital's (RC) quarterly Non-Interest Income came in at -$48.0 million in Q1 2026, down 286.58% year-on-year from $25.7 million in Q1 2025, and down 76.07% quarter-over-quarter from -$27.3 million in Q4 2025.
Ready Capital (RC) Non-Interest Income (2012 - 2026) Analysis & Trends
Ready Capital's Non-Interest Income history runs 15 years deep, the most recent figure standing at -$48.0 million for Q1 2026.
- On a quarterly basis, Non-Interest Income fell 286.58% year-over-year to -$48.0 million in Q1 2026; TTM through Mar 2026 was -$27.0 million, a 201.68% decrease from a year earlier, with the FY2025 full-year figure at $46.7 million, up 145.9% from the prior year.
- Non-Interest Income fell to -$48.0 million in Q1 2026 per RC's latest filing, from -$27.3 million in the prior quarter.
- Across five years, Non-Interest Income topped out at $276.1 million in Q2 2023 and bottomed at -$102.6 million in Q1 2024.
- The 5-year median for Non-Interest Income is $31.6 million (2023), against an average of $27.1 million.
- Across the five-year window, Non-Interest Income jumped 443.8% in 2023 and tumbled 424.46% in 2024, its largest moves.
- Year by year, Non-Interest Income stood at -$62.2 million in 2022, then soared by 196.56% to $60.0 million in 2023, then slumped by 55.0% to $27.0 million in 2024, then slumped by 200.99% to -$27.3 million in 2025, then sank by 76.07% to -$48.0 million in 2026.
- Per Business Quant, the three latest RC Non-Interest Income figures stand at -$48.0 million (Q1 2026), -$27.3 million (Q4 2025), and $74.9 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Interest Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 16.30 Bn | 14.44 Bn | - | 200.52 Mn |
| 2 | AGNC Investment | 11.85 Bn | 11.36 Bn | - | 95.00 Mn |
| 3 | Starwood Property Trust | 5.99 Bn | 5.94 Bn | - | - |
| 4 | Rithm Capital | 5.01 Bn | 5.01 Bn | - | - |
| 5 | Blackstone Mortgage Trust | 2.78 Bn | 2.24 Bn | - | - |
| 6 | Ellington Financial | 1.63 Bn | 1.51 Bn | - | 110.01 Mn |
| 7 | Dynex Capital | 1.56 Bn | 1.05 Bn | - | 8.72 Mn |
| 8 | Armour Residential REIT | 1.42 Bn | 1.34 Bn | - | - |
| 9 | Two Harbors Investment | 1.27 Bn | 987.19 Mn | - | 7.34 Mn |
| 10 | Ready Capital | 243.87 Mn | 243.87 Mn | - | -48.02 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -48.02 Mn |
| Dec 31, 2025 | -27.27 Mn |
| Sep 30, 2025 | 74.91 Mn |
| Jun 30, 2025 | -26.67 Mn |
| Mar 31, 2025 | 25.74 Mn |
| Dec 31, 2024 | 27.00 Mn |
| Sep 30, 2024 | 56.25 Mn |
| Jun 30, 2024 | -82.39 Mn |
| Mar 31, 2024 | -102.63 Mn |
| Dec 31, 2023 | 60.01 Mn |
| Sep 30, 2023 | 40.76 Mn |
| Jun 30, 2023 | 276.07 Mn |
| Mar 31, 2023 | 31.63 Mn |
| Dec 31, 2022 | -62.15 Mn |
| Sep 30, 2022 | 78.53 Mn |
| Jun 30, 2022 | 50.77 Mn |
| Mar 31, 2022 | 87.81 Mn |
| Dec 31, 2021 | -120.31 Mn |
| Sep 30, 2021 | 88.47 Mn |
| Jun 30, 2021 | 75.87 Mn |