Ready Capital (RC) Debt Ratio (2012 - 2026)

Ready Capital's (RC) quarterly Debt Ratio came in at 0.29 in Q1 2026, down 83.77% year-on-year from 1.8 in Q1 2025, and up 13693.52% quarter-over-quarter from 0.0 in Q4 2025.

Ready Capital (RC) Debt Ratio (2012 - 2026) Analysis & Trends

Ready Capital's Debt Ratio history runs 15 years deep, the most recent figure standing at 0.29 for Q1 2026.

  • On a quarterly basis, Debt Ratio fell 83.77% year-over-year to 0.29 in Q1 2026; TTM through Mar 2026 was 0.29, a 83.77% decrease from a year earlier, with the FY2025 full-year figure at 0.0, down 40.33% from the prior year.
  • Debt Ratio advanced to 0.29 in Q1 2026 per RC's latest filing, from 0.0 in the prior quarter.
  • Across five years, Debt Ratio topped out at 1.8 in Q1 2025 and bottomed at 0.0 in Q4 2025.
  • The 5-year median for Debt Ratio is 0.03 (2023), against an average of 0.16.
  • Across the five-year window, Debt Ratio tumbled 97.23% in 2023 and soared 5754.36% in 2025, its largest moves.
  • Year by year, Debt Ratio stood at 0.41 in 2022, then tumbled by 97.23% to 0.01 in 2023, then tumbled by 68.89% to 0.0 in 2024, then tumbled by 40.33% to 0.0 in 2025, then surged by 13693.52% to 0.29 in 2026.
  • Per Business Quant, the three latest RC Debt Ratio figures stand at 0.29 (Q1 2026), 0.0 (Q4 2025), and 0.02 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Annaly Capital Management 16.30 Bn 14.44 Bn - 0.01
2 AGNC Investment 11.85 Bn 11.36 Bn - 0.74
3 Starwood Property Trust 5.99 Bn 5.94 Bn - 0.30
4 Rithm Capital 5.01 Bn 5.01 Bn - -
5 Blackstone Mortgage Trust 2.78 Bn 2.24 Bn - 0.04
6 Ellington Financial 1.63 Bn 1.51 Bn - 0.01
7 Dynex Capital 1.56 Bn 1.05 Bn - -
8 Armour Residential REIT 1.42 Bn 1.34 Bn - 0.85
9 Two Harbors Investment 1.27 Bn 987.19 Mn - 0.01
10 Ready Capital 243.87 Mn 243.87 Mn - 0.29

Historic Data

Download Data
DateValue
Mar 31, 2026 0.29
Dec 31, 2025 0.00
Sep 30, 2025 0.02
Jun 30, 2025 0.00
Mar 31, 2025 1.80
Dec 31, 2024 0.00
Sep 30, 2024 0.01
Jun 30, 2024 0.04
Mar 31, 2024 0.03
Dec 31, 2023 0.01
Sep 30, 2023 0.03
Jun 30, 2023 0.03
Mar 31, 2023 0.03
Dec 31, 2022 0.41
Sep 30, 2022 0.03
Jun 30, 2022 0.03
Mar 31, 2022 0.03
Dec 31, 2021 0.04
Sep 30, 2021 0.02
Jun 30, 2021 0.19