Ready Capital (RC) Debt Ratio (2013 - 2026)
Ready Capital's (RC) Debt Ratio was 0.10 for Q3 2026, up 18.8% from 0.09 a year earlier but down 10.4% from the prior quarter.
Analysis
Ready Capital (RC) Debt Ratio (2013 - 2026) Analysis & Trends
For FY2025, Debt Ratio at Ready Capital was 0.09, up 5.8% from FY2024.
- By year, Debt Ratio came in at 0.09 in FY2024 (-55.1%), 0.20 in FY2023 (-24.0%), 0.26 in FY2022 (+621.3%) and 0.04 in FY2021 (-85.1%).
- Five-year quarterly Debt Ratio spans a low of 0.03 in Q2 2022 and a high of 0.26 in Q4 2022.
- Year over year, Debt Ratio has now increased in each of the last five quarters, with growth averaging 8.8% over the last eight quarters.
- The high point for year-over-year Debt Ratio in five years was Q1 2023 (growth of 721.6%); the low point was Q1 2022 (a decline of 88.4%).
- Per Business Quant data, the three quarters before Q3 2026 came in at 0.12 (Q2 2026), 0.12 (Q1 2026) and 0.09 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Royalty Pharma | 39.80 Bn | 40.13 Bn | - | 0.44 |
| 2 | Rocket Companies | 38.90 Bn | 27.72 Bn | - | 0.59 |
| 3 | Orix | 38.66 Bn | 9.30 Bn | 13.83 Bn | 0.39 |
| 4 | Federal National Mortgage Association Fannie Mae | 26.46 Bn | -16,107.65 Bn | - | 0.97 |
| 5 | Synchrony Financial | 22.47 Bn | -45.15 Bn | - | 0.07 |
| 6 | Affirm Holdings | 22.07 Bn | 15.11 Bn | - | 0.18 |
| 7 | Royal Gold | 21.71 Bn | 20.92 Bn | 402.46 Mn | 0.02 |
| 8 | Ares Capital | 13.84 Bn | 11.59 Bn | - | 0.43 |
| 9 | Annaly Capital Management | 13.83 Bn | 4.86 Bn | - | 0.26 |
| 10 | Ready Capital | 135.44 Mn | -449.48 Mn | - | 0.10 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.10 |
| Jun 30, 2026 | 0.12 |
| Mar 31, 2026 | 0.12 |
| Dec 31, 2025 | 0.09 |
| Sep 30, 2025 | 0.09 |
| Jun 30, 2025 | 0.08 |
| Mar 31, 2025 | 0.08 |
| Dec 31, 2024 | 0.09 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.20 |
| Mar 31, 2024 | 0.18 |
| Dec 31, 2023 | 0.20 |
| Sep 30, 2023 | 0.19 |
| Jun 30, 2023 | 0.19 |
| Mar 31, 2023 | 0.25 |
| Dec 31, 2022 | 0.26 |
| Sep 30, 2022 | 0.18 |
| Jun 30, 2022 | 0.03 |
| Mar 31, 2022 | 0.03 |
| Dec 31, 2021 | 0.04 |
API Access
Ready Capital Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=RC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "RC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=RC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();