Ready Capital (RC) Debt Ratio (2012 - 2026)
Ready Capital (RC) posted Debt Ratio of 0.3 for Q2 2026, down 18.51% on a QoQ basis from 0.37 in Q1 2026, and down 20.47% year-over-year from 0.38 in Q2 2025.
Analysis
Ready Capital (RC) Debt Ratio (2012 - 2026) Analysis & Trends
Ready Capital has reported Debt Ratio for 15 years, with the latest figure at 0.3 in Q2 2026.
- On a quarterly basis, Debt Ratio fell 20.47% year-over-year to 0.3 in Q2 2026; TTM through Jun 2026 was 0.3, a 20.47% decrease from a year earlier, with the FY2025 full-year figure at 0.36, up 1.67% from the prior year.
- Debt Ratio was 0.3 for Q2 2026 at Ready Capital, down from 0.37 in the prior quarter.
- The five-year high for Debt Ratio was 0.38 in Q2 2025, with the low at 0.03 in Q2 2022.
- Average Debt Ratio over 5 years is 0.21, with a median of 0.2 recorded in 2023.
- The sharpest annual moves came in 2022 and 2023: Debt Ratio plunged 88.41% in 2022, then soared 600.02% in 2023.
- Over 5 years, Debt Ratio stood at 0.03 in 2022, then soared by 471.85% to 0.17 in 2023, then surged by 108.95% to 0.35 in 2024, then climbed by 1.67% to 0.36 in 2025, then retreated by 16.53% to 0.3 in 2026.
- The last three Debt Ratio figures came in at 0.3 (Q2 2026), 0.37 (Q1 2026), and 0.36 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 16.87 Bn | 13.96 Bn | - | 0.24 |
| 2 | AGNC Investment | 12.43 Bn | 11.10 Bn | - | 0.74 |
| 3 | Starwood Property Trust | 5.84 Bn | 3.67 Bn | - | 0.31 |
| 4 | Rithm Capital | 5.57 Bn | 5.57 Bn | - | - |
| 5 | Dynex Capital | 2.88 Bn | 2.27 Bn | - | 0.86 |
| 6 | Two Harbors Investment | 2.65 Bn | 2.01 Bn | - | 0.01 |
| 7 | Blackstone Mortgage Trust | 2.35 Bn | 1.91 Bn | - | 0.06 |
| 8 | Armour Residential REIT | 2.11 Bn | 2.02 Bn | - | 0.85 |
| 9 | Ellington Financial | 1.71 Bn | 1.46 Bn | - | 0.03 |
| 10 | Ready Capital | 282.34 Mn | 282.34 Mn | - | 0.30 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.30 |
| Mar 31, 2026 | 0.37 |
| Dec 31, 2025 | 0.36 |
| Sep 30, 2025 | 0.35 |
| Jun 30, 2025 | 0.38 |
| Mar 31, 2025 | 0.27 |
| Dec 31, 2024 | 0.35 |
| Sep 30, 2024 | 0.35 |
| Jun 30, 2024 | 0.20 |
| Mar 31, 2024 | 0.18 |
| Dec 31, 2023 | 0.17 |
| Sep 30, 2023 | 0.19 |
| Jun 30, 2023 | 0.20 |
| Mar 31, 2023 | 0.03 |
| Dec 31, 2022 | 0.03 |
| Sep 30, 2022 | 0.03 |
| Jun 30, 2022 | 0.03 |
| Mar 31, 2022 | 0.03 |
| Dec 31, 2021 | 0.04 |
| Sep 30, 2021 | 0.02 |