Ready Capital (RC) Short-Term Debt repayments (2012 - 2026)
Ready Capital's Short-Term Debt repayments came in at $868.09 million for Q3 2026, down 8.9% from $953.23 million a year earlier but up 34.6% from the prior quarter.
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Analysis
Ready Capital (RC) Short-Term Debt repayments (2012 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Ready Capital reported Short-Term Debt repayments of $3.26 billion, up 35.7% year-over-year; for FY2025, it came in at $2.29 billion, up 5.5% from FY2024.
- Short-Term Debt repayments carries a five-year compound annual growth rate of -19.3% (FY2020 to FY2025).
- Going back by year, Short-Term Debt repayments was $2.17 billion in FY2024 (-53.8%), $4.69 billion in FY2023 (-36.7%), $7.41 billion in FY2022 (-10.8%) and $8.31 billion in FY2021 (+24.7%).
- The five-year range for quarterly Short-Term Debt repayments is -$2.16 billion (Q4 2021) to $3.52 billion (Q1 2022).
- Year-over-year, Short-Term Debt repayments increased in four of the last eight quarters, with growth averaging 56.2%.
- The fastest year-over-year change in Short-Term Debt repayments over five years came in Q3 2025 (growth of 324.7%), and the weakest in Q3 2023 (a decline of 85.0%).
- Business Quant data shows RC's Short-Term Debt repayments at $644.75 million (Q2 2026), $1.33 billion (Q1 2026) and $414.69 million (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ST Debt Repayment (Qtr) |
|---|---|---|---|---|---|
| 1 | Royalty Pharma | 39.80 Bn | 40.13 Bn | - | - |
| 2 | Rocket Companies | 38.90 Bn | 27.72 Bn | - | - |
| 3 | Orix | 38.66 Bn | 9.30 Bn | 13.83 Bn | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.46 Bn | -16,107.65 Bn | - | - |
| 5 | Synchrony Financial | 22.47 Bn | -45.15 Bn | - | - |
| 6 | Affirm Holdings | 22.07 Bn | 15.11 Bn | - | - |
| 7 | Royal Gold | 21.71 Bn | 20.92 Bn | 402.46 Mn | - |
| 8 | Ares Capital | 13.84 Bn | 11.59 Bn | - | - |
| 9 | Annaly Capital Management | 13.83 Bn | 4.86 Bn | - | 2,460.94 Bn |
| 10 | Ready Capital | 135.44 Mn | -449.48 Mn | - | 868.09 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 868.09 Mn |
| Jun 30, 2026 | 644.75 Mn |
| Mar 31, 2026 | 1.33 Bn |
| Dec 31, 2025 | 414.69 Mn |
| Sep 30, 2025 | 953.23 Mn |
| Jun 30, 2025 | 358.82 Mn |
| Mar 31, 2025 | 558.48 Mn |
| Dec 31, 2024 | 532.94 Mn |
| Sep 30, 2024 | 224.43 Mn |
| Jun 30, 2024 | 581.58 Mn |
| Mar 31, 2024 | 827.61 Mn |
| Dec 31, 2023 | 490.78 Mn |
| Sep 30, 2023 | 340.64 Mn |
| Jun 30, 2023 | 1.92 Bn |
| Mar 31, 2023 | 1.94 Bn |
| Dec 31, 2022 | -250.82 Mn |
| Sep 30, 2022 | 2.28 Bn |
| Jun 30, 2022 | 1.87 Bn |
| Mar 31, 2022 | 3.52 Bn |
| Dec 31, 2021 | -2.16 Bn |
API Access
Ready Capital Short-Term Debt repayments API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=short-term-debt-repayments&ticker=RC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "short-term-debt-repayments", "ticker": "RC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=short-term-debt-repayments&ticker=RC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();