Ready Capital (RC) Provisions (2016 - 2026)
Ready Capital's (RC) quarterly Provisions came in at $70.9 million in Q1 2026, up 164.72% year-on-year from $26.8 million in Q1 2025, and down 52.73% quarter-over-quarter from $150.0 million in Q4 2025.
Ready Capital (RC) Provisions (2016 - 2026) Analysis & Trends
Ready Capital's Provisions history runs 11 years deep, the most recent figure standing at $70.9 million for Q1 2026.
- On a quarterly basis, Provisions rose 164.72% year-over-year to $70.9 million in Q1 2026; TTM through Mar 2026 was $267.5 million, a 27.55% increase from a year earlier, with the FY2025 full-year figure at $87.0 million, down 70.27% from the prior year.
- Provisions slipped to $70.9 million in Q1 2026 per RC's latest filing, from $150.0 million in the prior quarter.
- Across five years, Provisions topped out at $285.0 million in Q4 2024 and bottomed at -$109.6 million in Q1 2025.
- The 5-year median for Provisions is $6.7 million (2023), against an average of $28.9 million.
- Across the five-year window, Provisions plunged 536.71% in 2023 and jumped 4161.48% in 2024, its largest moves.
- Year by year, Provisions stood at $33.9 million in 2022, then plunged by 80.25% to $6.7 million in 2023, then soared by 4161.48% to $285.0 million in 2024, then tumbled by 47.37% to $150.0 million in 2025, then plunged by 52.73% to $70.9 million in 2026.
- Per Business Quant, the three latest RC Provisions figures stand at $70.9 million (Q1 2026), $150.0 million (Q4 2025), and $38.0 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 16.30 Bn | 14.44 Bn | - | - |
| 2 | AGNC Investment | 11.85 Bn | 11.36 Bn | - | - |
| 3 | Starwood Property Trust | 5.99 Bn | 5.94 Bn | - | - |
| 4 | Rithm Capital | 5.01 Bn | 5.01 Bn | - | - |
| 5 | Blackstone Mortgage Trust | 2.78 Bn | 2.24 Bn | - | - |
| 6 | Ellington Financial | 1.63 Bn | 1.51 Bn | - | - |
| 7 | Dynex Capital | 1.56 Bn | 1.05 Bn | - | - |
| 8 | Armour Residential REIT | 1.42 Bn | 1.34 Bn | - | - |
| 9 | Two Harbors Investment | 1.27 Bn | 987.19 Mn | - | - |
| 10 | Ready Capital | 243.87 Mn | 243.87 Mn | - | 70.91 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 70.91 Mn |
| Dec 31, 2025 | 149.99 Mn |
| Sep 30, 2025 | 37.98 Mn |
| Jun 30, 2025 | 8.64 Mn |
| Mar 31, 2025 | -109.57 Mn |
| Dec 31, 2024 | 285.01 Mn |
| Sep 30, 2024 | 53.17 Mn |
| Jun 30, 2024 | -18.87 Mn |
| Mar 31, 2024 | -26.54 Mn |
| Dec 31, 2023 | 6.69 Mn |
| Sep 30, 2023 | -12.15 Mn |
| Jun 30, 2023 | 19.43 Mn |
| Mar 31, 2023 | -6.73 Mn |
| Dec 31, 2022 | 33.86 Mn |
| Sep 30, 2022 | 3.43 Mn |
| Jun 30, 2022 | -4.73 Mn |
| Mar 31, 2022 | 1.54 Mn |
| Dec 31, 2021 | 961,000.00 |
| Sep 30, 2021 | 1.72 Mn |
| Jun 30, 2021 | 5.52 Mn |