Ready Capital (RC) Provisions (2016 - 2026)
Ready Capital (RC) reported Provisions of $21.55 million for Q2 2026, up 149.5% from $8.64 million a year earlier but down 69.6% from the prior quarter.
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Analysis
Ready Capital (RC) Provisions (2016 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Ready Capital's Provisions came in at $280.43 million, up 18.2% year-over-year; for FY2025, it came in at $87.04 million, down 70.3% from FY2024.
- Provisions has a five-year compound annual growth rate of 20.2% (FY2020 to FY2025).
- By year, Provisions came in at $292.76 million in FY2024, $7.23 million in FY2023 (-79.0%), $34.44 million in FY2022 (+294.7%) and $8.73 million in FY2021 (-74.9%).
- Five-year quarterly Provisions spans a low of -$109.57 million in Q1 2025 and a high of $285.01 million in Q4 2024.
- Per Business Quant data, the three quarters before Q2 2026 came in at $70.91 million (Q1 2026), $149.99 million (Q4 2025) and $37.98 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.90 Bn | 29.58 Bn | - | - |
| 2 | Orix | 42.96 Bn | 43.46 Bn | - | - |
| 3 | Royalty Pharma | 33.48 Bn | 33.39 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 23.94 Bn | 23.94 Bn | - | 485.00 Mn |
| 5 | Affirm Holdings | 23.37 Bn | 17.06 Bn | - | 223.20 Mn |
| 6 | Synchrony Financial | 23.31 Bn | -44.66 Bn | - | 1.20 Bn |
| 7 | Royal Gold | 20.23 Bn | 19.45 Bn | 390.45 Mn | - |
| 8 | Annaly Capital Management | 15.24 Bn | 6.34 Bn | - | - |
| 9 | Ares Capital | 13.90 Bn | 11.34 Bn | - | - |
| 10 | Ready Capital | 206.51 Mn | -473.41 Mn | - | 21.55 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 21.55 Mn |
| Mar 31, 2026 | 70.91 Mn |
| Dec 31, 2025 | 149.99 Mn |
| Sep 30, 2025 | 37.98 Mn |
| Jun 30, 2025 | 8.64 Mn |
| Mar 31, 2025 | -109.57 Mn |
| Dec 31, 2024 | 285.01 Mn |
| Sep 30, 2024 | 53.17 Mn |
| Jun 30, 2024 | -18.87 Mn |
| Mar 31, 2024 | -26.54 Mn |
| Dec 31, 2023 | 6.69 Mn |
| Sep 30, 2023 | -12.15 Mn |
| Jun 30, 2023 | 19.43 Mn |
| Mar 31, 2023 | -6.73 Mn |
| Dec 31, 2022 | 33.86 Mn |
| Sep 30, 2022 | 3.43 Mn |
| Jun 30, 2022 | -4.73 Mn |
| Mar 31, 2022 | 1.54 Mn |
| Dec 31, 2021 | 961,000.00 |
| Sep 30, 2021 | 1.72 Mn |
API Access
Ready Capital Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provisions&ticker=RC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provisions", "ticker": "RC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provisions&ticker=RC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();