Ready Capital (RC) Provisions (2016 - 2026)

Ready Capital's Provisions history runs 11 years deep, the most recent figure standing at $70.9 million for Q1 2026.

• In Q1 2026, Provisions rose 164.72% year-over-year to $70.9 million; the TTM figure through Mar 2026 stood at $267.5 million (up 27.55% YoY), while the FY2025 annual figure was $87.0 million, down 70.27% from the prior year.
• Provisions was $70.9 million for Q1 2026 at Ready Capital, down from $150.0 million in the prior quarter.
• In the past five years, Provisions ranged from a high of $285.0 million in Q4 2024 to a low of -$109.6 million in Q1 2025.
• Historically, Provisions has averaged $29.0 million across 5 years, with a median of $6.7 million in 2023.
• The sharpest annual moves came in 2022 and 2023: Provisions surged 19375.0% in 2022, then plunged 536.71% in 2023.
• A 5-year view of Provisions shows it stood at $33.9 million in 2022, then slumped by 80.25% to $6.7 million in 2023, then soared by 4161.48% to $285.0 million in 2024, then sank by 47.37% to $150.0 million in 2025, then slumped by 52.73% to $70.9 million in 2026.
• The last three Provisions figures came in at $70.9 million (Q1 2026), $150.0 million (Q4 2025), and $38.0 million (Q3 2025), per Business Quant data.