Ready Capital (RC) Provisions (2016 - 2026)

Ready Capital's (RC) quarterly Provisions came in at $70.9 million in Q1 2026, up 164.72% year-on-year from $26.8 million in Q1 2025, and down 52.73% quarter-over-quarter from $150.0 million in Q4 2025.

Ready Capital (RC) Provisions (2016 - 2026) Analysis & Trends

Ready Capital's Provisions history runs 11 years deep, the most recent figure standing at $70.9 million for Q1 2026.

  • On a quarterly basis, Provisions rose 164.72% year-over-year to $70.9 million in Q1 2026; TTM through Mar 2026 was $267.5 million, a 27.55% increase from a year earlier, with the FY2025 full-year figure at $87.0 million, down 70.27% from the prior year.
  • Provisions slipped to $70.9 million in Q1 2026 per RC's latest filing, from $150.0 million in the prior quarter.
  • Across five years, Provisions topped out at $285.0 million in Q4 2024 and bottomed at -$109.6 million in Q1 2025.
  • The 5-year median for Provisions is $6.7 million (2023), against an average of $28.9 million.
  • Across the five-year window, Provisions plunged 536.71% in 2023 and jumped 4161.48% in 2024, its largest moves.
  • Year by year, Provisions stood at $33.9 million in 2022, then plunged by 80.25% to $6.7 million in 2023, then soared by 4161.48% to $285.0 million in 2024, then tumbled by 47.37% to $150.0 million in 2025, then plunged by 52.73% to $70.9 million in 2026.
  • Per Business Quant, the three latest RC Provisions figures stand at $70.9 million (Q1 2026), $150.0 million (Q4 2025), and $38.0 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Annaly Capital Management 16.30 Bn 14.44 Bn - -
2 AGNC Investment 11.85 Bn 11.36 Bn - -
3 Starwood Property Trust 5.99 Bn 5.94 Bn - -
4 Rithm Capital 5.01 Bn 5.01 Bn - -
5 Blackstone Mortgage Trust 2.78 Bn 2.24 Bn - -
6 Ellington Financial 1.63 Bn 1.51 Bn - -
7 Dynex Capital 1.56 Bn 1.05 Bn - -
8 Armour Residential REIT 1.42 Bn 1.34 Bn - -
9 Two Harbors Investment 1.27 Bn 987.19 Mn - -
10 Ready Capital 243.87 Mn 243.87 Mn - 70.91 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 70.91 Mn
Dec 31, 2025 149.99 Mn
Sep 30, 2025 37.98 Mn
Jun 30, 2025 8.64 Mn
Mar 31, 2025 -109.57 Mn
Dec 31, 2024 285.01 Mn
Sep 30, 2024 53.17 Mn
Jun 30, 2024 -18.87 Mn
Mar 31, 2024 -26.54 Mn
Dec 31, 2023 6.69 Mn
Sep 30, 2023 -12.15 Mn
Jun 30, 2023 19.43 Mn
Mar 31, 2023 -6.73 Mn
Dec 31, 2022 33.86 Mn
Sep 30, 2022 3.43 Mn
Jun 30, 2022 -4.73 Mn
Mar 31, 2022 1.54 Mn
Dec 31, 2021 961,000.00
Sep 30, 2021 1.72 Mn
Jun 30, 2021 5.52 Mn