Ready Capital (RC) Provisions (2016 - 2026)
Ready Capital (RC) posted Provisions of $21.6 million for Q2 2026, down 69.6% on a QoQ basis from $70.9 million in Q1 2026, and up 149.47% year-over-year from $8.6 million in Q2 2025.
Analysis
Ready Capital (RC) Provisions (2016 - 2026) Analysis & Trends
Ready Capital has reported Provisions for 11 years, with the latest figure at $21.6 million in Q2 2026.
- On a quarterly basis, Provisions rose 149.47% year-over-year to $21.6 million in Q2 2026; TTM through Jun 2026 was $280.4 million, a 18.2% increase from a year earlier, with the FY2025 full-year figure at $87.0 million, down 70.27% from the prior year.
- Provisions was $21.6 million for Q2 2026 at Ready Capital, down from $70.9 million in the prior quarter.
- The five-year high for Provisions was $285.0 million in Q4 2024, with the low at -$109.6 million in Q1 2025.
- Average Provisions over 5 years is $28.5 million, with a median of $7.7 million recorded in 2023.
- The sharpest annual moves came in 2023 and 2024: Provisions tumbled 536.71% in 2023, then soared 4161.48% in 2024.
- Over 5 years, Provisions stood at $33.9 million in 2022, then sank by 80.25% to $6.7 million in 2023, then jumped by 4161.48% to $285.0 million in 2024, then plunged by 47.37% to $150.0 million in 2025, then sank by 85.63% to $21.6 million in 2026.
- The last three Provisions figures came in at $21.6 million (Q2 2026), $70.9 million (Q1 2026), and $150.0 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 16.87 Bn | 13.96 Bn | - | - |
| 2 | AGNC Investment | 12.43 Bn | 11.10 Bn | - | - |
| 3 | Starwood Property Trust | 5.84 Bn | 3.67 Bn | - | - |
| 4 | Rithm Capital | 5.57 Bn | 5.57 Bn | - | - |
| 5 | Dynex Capital | 2.88 Bn | 2.27 Bn | - | - |
| 6 | Two Harbors Investment | 2.65 Bn | 2.01 Bn | - | - |
| 7 | Blackstone Mortgage Trust | 2.35 Bn | 1.91 Bn | - | - |
| 8 | Armour Residential REIT | 2.11 Bn | 2.02 Bn | - | - |
| 9 | Ellington Financial | 1.71 Bn | 1.46 Bn | - | - |
| 10 | Ready Capital | 282.34 Mn | 282.34 Mn | - | 21.55 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 21.55 Mn |
| Mar 31, 2026 | 70.91 Mn |
| Dec 31, 2025 | 149.99 Mn |
| Sep 30, 2025 | 37.98 Mn |
| Jun 30, 2025 | 8.64 Mn |
| Mar 31, 2025 | -109.57 Mn |
| Dec 31, 2024 | 285.01 Mn |
| Sep 30, 2024 | 53.17 Mn |
| Jun 30, 2024 | -18.87 Mn |
| Mar 31, 2024 | -26.54 Mn |
| Dec 31, 2023 | 6.69 Mn |
| Sep 30, 2023 | -12.15 Mn |
| Jun 30, 2023 | 19.43 Mn |
| Mar 31, 2023 | -6.73 Mn |
| Dec 31, 2022 | 33.86 Mn |
| Sep 30, 2022 | 3.43 Mn |
| Jun 30, 2022 | -4.73 Mn |
| Mar 31, 2022 | 1.54 Mn |
| Dec 31, 2021 | 961,000.00 |
| Sep 30, 2021 | 1.72 Mn |