Ready Capital (RC) Times Interest Earned (2014 - 2026)
Ready Capital's (RC) quarterly Times Interest Earned came in at -$1.24 in Q1 2026, down 179.92% year-on-year from $1.55 in Q1 2025, and up 10.47% quarter-over-quarter from -$1.38 in Q4 2025.
Ready Capital (RC) Times Interest Earned (2014 - 2026) Analysis & Trends
Ready Capital's Times Interest Earned history runs 13 years deep, the most recent figure standing at -$1.24 for Q1 2026.
- On a quarterly basis, Times Interest Earned fell 179.92% year-over-year to -$1.24 in Q1 2026; TTM through Mar 2026 was -$0.27, a 158.42% decrease from a year earlier, with the FY2025 full-year figure at $0.41, up 59.27% from the prior year.
- Times Interest Earned rose to -$1.24 in Q1 2026 per RC's latest filing, from -$1.38 in the prior quarter.
- Across five years, Times Interest Earned topped out at $2.45 in Q2 2023 and bottomed at -$1.7 in Q4 2024.
- The 5-year median for Times Interest Earned is $0.91 (2024), against an average of $0.76.
- Across the five-year window, Times Interest Earned tumbled 250.03% in 2024 and surged 265.11% in 2025, its largest moves.
- Year by year, Times Interest Earned stood at $0.73 in 2022, then jumped by 55.58% to $1.13 in 2023, then tumbled by 250.03% to -$1.7 in 2024, then climbed by 18.5% to -$1.38 in 2025, then advanced by 10.47% to -$1.24 in 2026.
- Per Business Quant, the three latest RC Times Interest Earned figures stand at -$1.24 (Q1 2026), -$1.38 (Q4 2025), and $0.79 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 16.30 Bn | 14.44 Bn | - | 1.23 |
| 2 | AGNC Investment | 11.85 Bn | 11.36 Bn | - | - |
| 3 | Starwood Property Trust | 5.99 Bn | 5.94 Bn | - | 1.16 |
| 4 | Rithm Capital | 5.01 Bn | 5.01 Bn | - | 1.35 |
| 5 | Blackstone Mortgage Trust | 2.78 Bn | 2.24 Bn | - | 0.98 |
| 6 | Ellington Financial | 1.63 Bn | 1.51 Bn | - | 1.93 |
| 7 | Dynex Capital | 1.56 Bn | 1.05 Bn | - | - |
| 8 | Armour Residential REIT | 1.42 Bn | 1.34 Bn | - | - |
| 9 | Two Harbors Investment | 1.27 Bn | 987.19 Mn | - | 1.28 |
| 10 | Ready Capital | 243.87 Mn | 243.87 Mn | - | -1.24 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.24 |
| Dec 31, 2025 | -1.38 |
| Sep 30, 2025 | 0.79 |
| Jun 30, 2025 | 0.35 |
| Mar 31, 2025 | 1.55 |
| Dec 31, 2024 | -1.70 |
| Sep 30, 2024 | 0.91 |
| Jun 30, 2024 | 0.56 |
| Mar 31, 2024 | 0.42 |
| Dec 31, 2023 | 1.13 |
| Sep 30, 2023 | 1.24 |
| Jun 30, 2023 | 2.45 |
| Mar 31, 2023 | 1.25 |
| Dec 31, 2022 | 0.73 |
| Sep 30, 2022 | 1.61 |
| Jun 30, 2022 | 1.86 |
| Mar 31, 2022 | 2.35 |
| Dec 31, 2021 | 1.02 |
| Sep 30, 2021 | 2.06 |
| Jun 30, 2021 | 1.68 |