Ready Capital (RC) Times Interest Earned (2014 - 2026)
Ready Capital's (RC) Times Interest Earned came in at 0.22 for Q3 2026, down 71.5% from 0.79 a year earlier.
Ready Capital (RC) Times Interest Earned (2014 - 2026) Analysis & Trends
For the trailing twelve months through Sep 30, 2026, Times Interest Earned at Ready Capital was -0.76; for FY2025, it came in at 0.41, up 59.3% from FY2024.
- In prior years, Ready Capital's Times Interest Earned was 0.26 in FY2024 (-82.8%), 1.50 in FY2023 (+3.7%), 1.45 in FY2022 (-9.9%) and 1.61 in FY2021 (+25.3%).
- Quarterly Times Interest Earned has run from a low of -1.38 in Q4 2025 to a high of 2.45 in Q2 2023 over five years.
- On a year-over-year basis, Times Interest Earned increased in 1 of the last four quarters, with growth averaging 35.5%.
- The strongest year-over-year quarter for Times Interest Earned in the past five years was Q1 2025, with growth of 265.1%; the weakest was Q2 2024, with a decline of 77.0%.
- According to Business Quant data, Times Interest Earned for the three prior quarters was -0.36 (Q2 2026), -1.24 (Q1 2026) and -1.38 (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Royalty Pharma | 39.80 Bn | 40.13 Bn | - | 4.54 |
| 2 | Rocket Companies | 38.90 Bn | 27.72 Bn | - | 3.67 |
| 3 | Orix | 38.66 Bn | 9.30 Bn | 13.83 Bn | 2.27 |
| 4 | Federal National Mortgage Association Fannie Mae | 26.46 Bn | -16,107.65 Bn | - | 1.15 |
| 5 | Synchrony Financial | 22.47 Bn | -45.15 Bn | - | 2.21 |
| 6 | Affirm Holdings | 22.07 Bn | 15.11 Bn | - | 1.39 |
| 7 | Royal Gold | 21.71 Bn | 20.92 Bn | 402.46 Mn | 59.33 |
| 8 | Ares Capital | 13.84 Bn | 11.59 Bn | - | - |
| 9 | Annaly Capital Management | 13.83 Bn | 4.86 Bn | - | 0.31 |
| 10 | Ready Capital | 135.44 Mn | -449.48 Mn | - | 0.22 |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.22 |
| Jun 30, 2026 | -0.36 |
| Mar 31, 2026 | -1.24 |
| Dec 31, 2025 | -1.38 |
| Sep 30, 2025 | 0.79 |
| Jun 30, 2025 | 0.35 |
| Mar 31, 2025 | 1.55 |
| Dec 31, 2024 | -1.05 |
| Sep 30, 2024 | 0.91 |
| Jun 30, 2024 | 0.56 |
| Mar 31, 2024 | 0.42 |
| Dec 31, 2023 | 1.13 |
| Sep 30, 2023 | 1.24 |
| Jun 30, 2023 | 2.45 |
| Mar 31, 2023 | 1.24 |
| Dec 31, 2022 | 0.66 |
| Sep 30, 2022 | 1.60 |
| Jun 30, 2022 | 1.82 |
| Mar 31, 2022 | 2.28 |
| Dec 31, 2021 | 1.07 |
Ready Capital Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=RC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "RC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=RC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();