Pineapple Financial (PAPL) Return on Capital Employed (2023 - 2026)
Pineapple Financial's (PAPL) quarterly Return on Capital Employed came in at 275.48% in Q1 2026, down 9007.0% year-on-year from 3.09% in Q1 2025, and down 311.6% quarter-over-quarter from 130.19% in Q4 2025.
Pineapple Financial (PAPL) Return on Capital Employed (2023 - 2026) Analysis & Trends
Pineapple Financial has disclosed Return on Capital Employed across 4 years of filings, most recently posting 275.48% for Q1 2026.
- Return on Capital Employed for Q1 2026 came in at 275.48%, down 9007.0% year-over-year; the trailing twelve-month figure through Feb 2026 was 275.48% (down 9007.0% YoY), and the FY2025 annual result was 167.95%, down 3890.0% from the prior year.
- Return on Capital Employed came in at 275.48% for Q1 2026 at Pineapple Financial, down from 130.19% in the prior quarter.
- In the past five years, Return on Capital Employed ranged from a high of 130.19% in Q4 2025 to a low of 275.48% in Q1 2026.
- The 4-year median for Return on Capital Employed is 139.46% (2025), against an average of 113.84%.
- Peak annual rise in Return on Capital Employed reached 28568 bps in 2025, while the deepest fall reached 12484 bps in 2025.
- Pineapple Financial's Return on Capital Employed stood at 66.88% in 2023, then slumped by 132 bps to 155.49% in 2024, then jumped by 184 bps to 130.19% in 2025, then plunged by 312 bps to 275.48% in 2026.
- The last three Return on Capital Employed figures came in at 275.48% (Q1 2026), 130.19% (Q4 2025), and 143.2% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROCE (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 37.42 Bn | 34.73 Bn | - | - |
| 2 | PennyMac Financial Services | 4.27 Bn | 3.77 Bn | 523.89 Mn | - |
| 3 | Walker & Dunlop | 1.77 Bn | 1.59 Bn | - | - |
| 4 | UWM Holdings | 728.84 Mn | 1.55 Bn | - | - |
| 5 | Velocity Financial | 676.73 Mn | 592.27 Mn | - | - |
| 6 | CNFinance Holdings | 606.48 Mn | 557.67 Mn | - | - |
| 7 | Better Home & Finance Holding | 411.40 Mn | 341.12 Mn | - | - |
| 8 | Onity | 314.31 Mn | 314.31 Mn | - | - |
| 9 | loanDepot | 211.55 Mn | -2.94 Mn | - | - |
| 10 | Pineapple Financial | 81,930.94 | -17.82 Mn | - | -275.48% |
Historic Data
Download Data| Date | Value |
|---|---|
| Feb 28, 2026 | -275.48% |
| Nov 30, 2025 | 130.19% |
| Aug 31, 2025 | -143.20% |
| May 31, 2025 | -175.20% |
| Feb 28, 2025 | -185.41% |
| Nov 30, 2024 | -155.49% |
| Aug 31, 2024 | -135.73% |
| May 31, 2024 | -70.61% |
| Feb 29, 2024 | -60.58% |
| Nov 30, 2023 | -66.88% |