Pineapple Financial (PAPL) Return on Capital Employed (2023 - 2026)

Pineapple Financial's (PAPL) quarterly Return on Capital Employed came in at 275.48% in Q1 2026, down 9007.0% year-on-year from 3.09% in Q1 2025, and down 311.6% quarter-over-quarter from 130.19% in Q4 2025.

Pineapple Financial (PAPL) Return on Capital Employed (2023 - 2026) Analysis & Trends

Pineapple Financial has disclosed Return on Capital Employed across 4 years of filings, most recently posting 275.48% for Q1 2026.

  • Return on Capital Employed for Q1 2026 came in at 275.48%, down 9007.0% year-over-year; the trailing twelve-month figure through Feb 2026 was 275.48% (down 9007.0% YoY), and the FY2025 annual result was 167.95%, down 3890.0% from the prior year.
  • Return on Capital Employed came in at 275.48% for Q1 2026 at Pineapple Financial, down from 130.19% in the prior quarter.
  • In the past five years, Return on Capital Employed ranged from a high of 130.19% in Q4 2025 to a low of 275.48% in Q1 2026.
  • The 4-year median for Return on Capital Employed is 139.46% (2025), against an average of 113.84%.
  • Peak annual rise in Return on Capital Employed reached 28568 bps in 2025, while the deepest fall reached 12484 bps in 2025.
  • Pineapple Financial's Return on Capital Employed stood at 66.88% in 2023, then slumped by 132 bps to 155.49% in 2024, then jumped by 184 bps to 130.19% in 2025, then plunged by 312 bps to 275.48% in 2026.
  • The last three Return on Capital Employed figures came in at 275.48% (Q1 2026), 130.19% (Q4 2025), and 143.2% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ROCE (Qtr)
1 Rocket Companies 37.42 Bn 34.73 Bn - -
2 PennyMac Financial Services 4.27 Bn 3.77 Bn 523.89 Mn -
3 Walker & Dunlop 1.77 Bn 1.59 Bn - -
4 UWM Holdings 728.84 Mn 1.55 Bn - -
5 Velocity Financial 676.73 Mn 592.27 Mn - -
6 CNFinance Holdings 606.48 Mn 557.67 Mn - -
7 Better Home & Finance Holding 411.40 Mn 341.12 Mn - -
8 Onity 314.31 Mn 314.31 Mn - -
9 loanDepot 211.55 Mn -2.94 Mn - -
10 Pineapple Financial 81,930.94 -17.82 Mn - -275.48%

Historic Data

Download Data
DateValue
Feb 28, 2026 -275.48%
Nov 30, 2025 130.19%
Aug 31, 2025 -143.20%
May 31, 2025 -175.20%
Feb 28, 2025 -185.41%
Nov 30, 2024 -155.49%
Aug 31, 2024 -135.73%
May 31, 2024 -70.61%
Feb 29, 2024 -60.58%
Nov 30, 2023 -66.88%