Pineapple Financial (PAPL) Equity Ratio (2022 - 2026)

Pineapple Financial's (PAPL) quarterly Equity Ratio came in at 0.55 in Q1 2026, up 197.18% year-on-year from 0.19 in Q1 2025, and up 207.36% quarter-over-quarter from 0.52 in Q4 2025.

Pineapple Financial (PAPL) Equity Ratio (2022 - 2026) Analysis & Trends

Pineapple Financial has disclosed Equity Ratio across 5 years of filings, most recently posting 0.55 for Q1 2026.

  • Equity Ratio for Q1 2026 came in at 0.55, up 197.18% year-over-year; the trailing twelve-month figure through Feb 2026 was 0.55 (up 197.18% YoY), and the FY2025 annual result was 0.17, down 49.19% from the prior year.
  • Equity Ratio came in at 0.55 for Q1 2026 at Pineapple Financial, up from 0.52 in the prior quarter.
  • In the past five years, Equity Ratio ranged from a high of 0.72 in Q3 2022 to a low of 0.52 in Q4 2025.
  • The 5-year median for Equity Ratio is 0.36 (2024), against an average of 0.32.
  • Across the five-year window, Equity Ratio sank 258.36% in 2025 and jumped 197.18% in 2026, its largest moves.
  • Pineapple Financial's Equity Ratio stood at 0.72 in 2022, then decreased by 21.8% to 0.56 in 2023, then tumbled by 42.06% to 0.33 in 2024, then tumbled by 258.36% to 0.52 in 2025, then jumped by 207.36% to 0.55 in 2026.
  • The last three Equity Ratio figures came in at 0.55 (Q1 2026), 0.52 (Q4 2025), and 0.17 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - 0.39
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn 0.14
3 Walker & Dunlop 1.73 Bn 1.55 Bn - 0.28
4 UWM Holdings 743.45 Mn 1.57 Bn - 0.08
5 Velocity Financial 668.42 Mn 583.96 Mn - 0.09
6 CNFinance Holdings 591.78 Mn 542.97 Mn - 0.35
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - 0.01
8 Onity 306.24 Mn 306.24 Mn - 0.04
9 loanDepot 209.70 Mn -4.79 Mn - 0.05
10 Pineapple Financial 85,956.00 -17.81 Mn - 0.55

Historic Data

Download Data
DateValue
Feb 28, 2026 0.55
Nov 30, 2025 -0.52
Aug 31, 2025 0.17
May 31, 2025 0.18
Feb 28, 2025 0.19
Nov 30, 2024 0.33
Aug 31, 2024 0.33
May 31, 2024 0.48
Feb 29, 2024 0.53
Nov 30, 2023 0.56
Aug 31, 2023 0.39
Aug 31, 2022 0.72