Pineapple Financial (PAPL) Equity Ratio (2022 - 2026)
Pineapple Financial's (PAPL) quarterly Equity Ratio came in at 0.55 in Q1 2026, up 197.18% year-on-year from 0.19 in Q1 2025, and up 207.36% quarter-over-quarter from 0.52 in Q4 2025.
Pineapple Financial (PAPL) Equity Ratio (2022 - 2026) Analysis & Trends
Pineapple Financial has disclosed Equity Ratio across 5 years of filings, most recently posting 0.55 for Q1 2026.
- Equity Ratio for Q1 2026 came in at 0.55, up 197.18% year-over-year; the trailing twelve-month figure through Feb 2026 was 0.55 (up 197.18% YoY), and the FY2025 annual result was 0.17, down 49.19% from the prior year.
- Equity Ratio came in at 0.55 for Q1 2026 at Pineapple Financial, up from 0.52 in the prior quarter.
- In the past five years, Equity Ratio ranged from a high of 0.72 in Q3 2022 to a low of 0.52 in Q4 2025.
- The 5-year median for Equity Ratio is 0.36 (2024), against an average of 0.32.
- Across the five-year window, Equity Ratio sank 258.36% in 2025 and jumped 197.18% in 2026, its largest moves.
- Pineapple Financial's Equity Ratio stood at 0.72 in 2022, then decreased by 21.8% to 0.56 in 2023, then tumbled by 42.06% to 0.33 in 2024, then tumbled by 258.36% to 0.52 in 2025, then jumped by 207.36% to 0.55 in 2026.
- The last three Equity Ratio figures came in at 0.55 (Q1 2026), 0.52 (Q4 2025), and 0.17 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 0.39 |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 0.14 |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 0.28 |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 0.08 |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 0.09 |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | 0.35 |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | 0.01 |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 0.04 |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | 0.05 |
| 10 | Pineapple Financial | 85,956.00 | -17.81 Mn | - | 0.55 |
Historic Data
Download Data| Date | Value |
|---|---|
| Feb 28, 2026 | 0.55 |
| Nov 30, 2025 | -0.52 |
| Aug 31, 2025 | 0.17 |
| May 31, 2025 | 0.18 |
| Feb 28, 2025 | 0.19 |
| Nov 30, 2024 | 0.33 |
| Aug 31, 2024 | 0.33 |
| May 31, 2024 | 0.48 |
| Feb 29, 2024 | 0.53 |
| Nov 30, 2023 | 0.56 |
| Aug 31, 2023 | 0.39 |
| Aug 31, 2022 | 0.72 |