Pineapple Financial (PAPL) EBITDA Margin (2022 - 2026)
Pineapple Financial's (PAPL) quarterly EBITDA Margin came in at 2767.03% in Q1 2026, down 266206.0% year-on-year from N/an in Q1 2025, and down 210.12% quarter-over-quarter from 892.25% in Q4 2025.
Pineapple Financial (PAPL) EBITDA Margin (2022 - 2026) Analysis & Trends
Pineapple Financial has disclosed EBITDA Margin across 5 years of filings, most recently posting 2767.03% for Q1 2026.
- EBITDA Margin for Q1 2026 came in at 2767.03%, down 266206.0% year-over-year; the trailing twelve-month figure through Feb 2026 was 977.5% (down 83405.0% YoY), and the FY2025 annual result was 118.44%, up 3379.0% from the prior year.
- EBITDA Margin came in at 2767.03% for Q1 2026 at Pineapple Financial, down from 892.25% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 79.32% in Q2 2025 to a low of 2767.03% in Q1 2026.
- The 5-year median for EBITDA Margin is 123.8% (2023), against an average of 374.68%.
- Across the five-year window, EBITDA Margin jumped 4275 bps in 2024 and plunged 266206 bps in 2026, its largest moves.
- Pineapple Financial's EBITDA Margin stood at 93.64% in 2022, then plunged by 64 bps to 153.36% in 2023, then advanced by 21 bps to 121.3% in 2024, then sank by 636 bps to 892.25% in 2025, then slumped by 210 bps to 2767.03% in 2026.
- The last three EBITDA Margin figures came in at 2767.03% (Q1 2026), 892.25% (Q4 2025), and 244.21% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 10.10% |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 15.34% |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 5.04% |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 35.31% |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | - |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | -151.46% |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 474.35% |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -4.21% |
| 10 | Pineapple Financial | 85,956.00 | -17.81 Mn | - | -2,767.03% |
Historic Data
Download Data| Date | Value |
|---|---|
| Feb 28, 2026 | -2,767.03% |
| Nov 30, 2025 | -892.25% |
| Aug 31, 2025 | -244.21% |
| May 31, 2025 | -79.32% |
| Feb 28, 2025 | -104.97% |
| Nov 30, 2024 | -121.30% |
| Aug 31, 2024 | -230.12% |
| May 31, 2024 | -120.89% |
| Feb 29, 2024 | -83.55% |
| Nov 30, 2023 | -153.36% |
| Aug 31, 2023 | -93.94% |
| May 31, 2023 | -134.59% |
| Feb 28, 2023 | -126.29% |
| Nov 30, 2022 | -93.64% |