Pineapple Financial (PAPL) Retained Earnings (2022 - 2026)
Pineapple Financial (PAPL) posted Retained Earnings of -$14.7 million for Q2 2026, up 62.62% sequentially from -$39.3 million in Q1 2026, and down 27.03% YoY from -$20.1 million in Q2 2025.
Pineapple Financial (PAPL) Retained Earnings (2022 - 2026) Analysis & Trends
Pineapple Financial has reported Retained Earnings for 5 years, with the latest figure at -$14.7 million in Q2 2026.
- Quarterly Retained Earnings fell 27.03% year-over-year to -$14.7 million in Q2 2026, while the trailing twelve-month figure through May 2026 was -$14.7 million (down 27.03% YoY) and the FY2025 annual result came in at -$509300.0, up 94.78% from the prior year.
- Retained Earnings improved to -$14.7 million in Q2 2026 per PAPL's latest filing, from -$39.3 million in the prior quarter.
- Over five years, Retained Earnings peaked at -$417727.0 in Q3 2023 and troughed at -$39.3 million in Q1 2026.
- A 5-year average of -$8.9 million and a median of -$8.0 million in 2024 frame the typical range for Retained Earnings.
- The widest YoY moves for Retained Earnings: up 95.15% in 2025, down 2471.82% in 2025.
- Over 5 years, Retained Earnings stood at -$2.8 million in 2022, then plunged by 130.23% to -$6.6 million in 2023, then tumbled by 58.93% to -$10.4 million in 2024, then soared by 95.15% to -$504775.0 in 2025, then slumped by 2812.19% to -$14.7 million in 2026.
- According to Business Quant data, Retained Earnings over the past three periods registered -$14.7 million, -$39.3 million, and -$504775.0 for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.55 Bn | 36.45 Bn | - | 22.89 Bn |
| 2 | Federal National Mortgage Association Fannie Mae | 36.61 Bn | 36.61 Bn | - | -16.56 Bn |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | -5.14 Bn |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 4.28 Bn |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | 376.64 Mn |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 1.24 Bn |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 390.98 Mn |
| 8 | UWM Holdings | 472.54 Mn | -25.87 Mn | - | 118.65 Mn |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | 544.90 Mn |
| 10 | Pineapple Financial | 28.86 Mn | 18.34 Mn | - | -14.74 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| May 31, 2026 | -14.70 Mn |
| Feb 28, 2026 | -39.33 Mn |
| Nov 30, 2025 | -504,775.00 |
| Aug 31, 2025 | -509,300.00 |
| May 31, 2025 | -11.57 Mn |
| Feb 28, 2025 | -11.01 Mn |
| Nov 30, 2024 | -10.41 Mn |
| Aug 31, 2024 | -9.76 Mn |
| May 31, 2024 | -8.03 Mn |
| Feb 29, 2024 | -428,178.00 |
| Nov 30, 2023 | -6.55 Mn |
| Aug 31, 2023 | -417,727.00 |
| Aug 31, 2022 | -2.85 Mn |