Pineapple Financial (PAPL) Retained Earnings (2022 - 2026)
Pineapple Financial (PAPL) reported Retained Earnings of -$14.7 million for Q2 2026, down 27.03% on a YoY basis from -$20.1 million in Q2 2025, and up 62.62% sequentially from -$39.3 million in Q1 2026.
Pineapple Financial (PAPL) Retained Earnings (2022 - 2026) Analysis & Trends
Pineapple Financial (PAPL) has 5 years of Retained Earnings data on file, last reported at -$14.7 million in Q2 2026.
- For the quarter ending Q2 2026, Retained Earnings fell 27.03% year-over-year to -$14.7 million; the trailing twelve-month figure through May 2026 stood at -$14.7 million (down 27.03% YoY), and the FY2025 full-year result was -$509300.0, up 94.78% from the prior year.
- Retained Earnings improved to -$14.7 million in Q2 2026, from -$39.3 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of -$417727.0 in Q3 2023 to a low of -$39.3 million in Q1 2026.
- A 5-year average of -$8.9 million and a median of -$8.0 million in 2024 frame the typical range for Retained Earnings.
- Peak annual rise in Retained Earnings reached 95.15% in 2025, while the deepest fall reached 2471.82% in 2025.
- Tracing PAPL's Retained Earnings over 5 years: stood at -$2.8 million in 2022, then sank by 130.23% to -$6.6 million in 2023, then plunged by 58.93% to -$10.4 million in 2024, then soared by 95.15% to -$504775.0 in 2025, then tumbled by 2812.19% to -$14.7 million in 2026.
- Business Quant data shows PAPL's Retained Earnings at -$14.7 million in Q2 2026, -$39.3 million in Q1 2026, and -$504775.0 in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 421.00 Mn |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | -20.54 Bn |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 31.00 Mn |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 4.28 Bn |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | 147.57 Mn |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 1.26 Bn |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 324.74 Mn |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 216.77 Mn |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -2.15 Bn |
| 10 | Pineapple Financial | 28.85 Mn | 18.35 Mn | - | -14.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| May 31, 2026 | -14.70 Mn |
| Feb 28, 2026 | -39.33 Mn |
| Nov 30, 2025 | -504,775.00 |
| Aug 31, 2025 | -509,300.00 |
| May 31, 2025 | -11.57 Mn |
| Feb 28, 2025 | -11.01 Mn |
| Nov 30, 2024 | -10.41 Mn |
| Aug 31, 2024 | -9.76 Mn |
| May 31, 2024 | -8.03 Mn |
| Feb 29, 2024 | -428,178.00 |
| Nov 30, 2023 | -6.55 Mn |
| Aug 31, 2023 | -417,727.00 |
| Aug 31, 2022 | -2.85 Mn |