Pineapple Financial (PAPL) Debt Ratio (2023 - 2026)
Pineapple Financial's (PAPL) quarterly Debt Ratio came in at 0.0 in Q1 2026, down 99.75% year-on-year from 0.15 in Q1 2025, and down 99.97% quarter-over-quarter from 1.13 in Q4 2025.
Pineapple Financial (PAPL) Debt Ratio (2023 - 2026) Analysis & Trends
Pineapple Financial has disclosed Debt Ratio across 4 years of filings, most recently posting 0.0 for Q1 2026.
- Debt Ratio for Q1 2026 came in at 0.0, down 99.75% year-over-year; the trailing twelve-month figure through Feb 2026 was 0.0 (down 99.75% YoY), and the FY2025 annual result was 0.12, changed N/A from the prior year.
- Debt Ratio came in at 0.0 for Q1 2026 at Pineapple Financial, down from 1.13 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 1.13 in Q4 2025 to a low of 0.0 in Q1 2026.
- The 4-year median for Debt Ratio is 0.12 (2024), against an average of 0.22.
- Across the five-year window, Debt Ratio soared 850.21% in 2025 and plunged 99.75% in 2026, its largest moves.
- Pineapple Financial's Debt Ratio stood at 0.08 in 2023, then surged by 47.34% to 0.12 in 2024, then jumped by 850.21% to 1.13 in 2025, then slumped by 99.97% to 0.0 in 2026.
- The last three Debt Ratio figures came in at 0.0 (Q1 2026), 1.13 (Q4 2025), and 0.12 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 0.27 |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 0.15 |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 0.06 |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 0.10 |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 0.07 |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | 0.27 |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | 0.13 |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 0.08 |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | - |
| 10 | Pineapple Financial | 85,956.00 | -17.81 Mn | - | 0.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Feb 28, 2026 | 0.00 |
| Nov 30, 2025 | 1.13 |
| Aug 31, 2025 | 0.12 |
| May 31, 2025 | 0.13 |
| Feb 28, 2025 | 0.15 |
| Nov 30, 2024 | 0.12 |
| Feb 29, 2024 | 0.10 |
| Nov 30, 2023 | 0.08 |
| Aug 31, 2023 | 0.19 |