Pineapple Financial (PAPL) Debt Ratio (2023 - 2026)
Pineapple Financial's (PAPL) Debt Ratio stood at 0.28 in the quarter ended May 31, 2026, up 109.9% from 0.13 a year earlier but down 27.2% from the prior quarter.
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Analysis
Pineapple Financial (PAPL) Debt Ratio (2023 - 2026) Analysis & Trends
For the year ended Aug 31, 2025, Pineapple Financial's Debt Ratio came in at 0.12.
- Across earlier years, Debt Ratio came in at 0.19 in the year ended Aug 31, 2023.
- Quarterly Debt Ratio has ranged from 0.08 in the quarter ended Nov 30, 2023 to 1.13 in the quarter ended Nov 30, 2025 over the past five years.
- On a year-over-year basis, Debt Ratio has increased for three consecutive quarters, with growth averaging 244.5% over the last five quarters.
- Per Business Quant, the preceding three quarters came in at 0.39 (quarter ended Feb 28, 2026), 1.13 (quarter ended Nov 30, 2025) and 0.12 (quarter ended Aug 31, 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.90 Bn | 29.58 Bn | - | 0.27 |
| 2 | Orix | 42.96 Bn | 43.46 Bn | - | 0.35 |
| 3 | Royalty Pharma | 33.48 Bn | 33.39 Bn | - | 0.45 |
| 4 | Federal National Mortgage Association Fannie Mae | 23.94 Bn | 23.94 Bn | - | - |
| 5 | Affirm Holdings | 23.37 Bn | 17.06 Bn | - | 0.21 |
| 6 | Synchrony Financial | 23.31 Bn | -44.66 Bn | - | 0.06 |
| 7 | Royal Gold | 20.23 Bn | 19.45 Bn | 390.45 Mn | 0.04 |
| 8 | Annaly Capital Management | 15.24 Bn | 6.34 Bn | - | 0.24 |
| 9 | Ares Capital | 13.90 Bn | 11.34 Bn | - | - |
| 10 | Pineapple Financial | 25.28 Mn | -6.73 Mn | - | 0.28 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| May 31, 2026 | 0.28 |
| Feb 28, 2026 | 0.39 |
| Nov 30, 2025 | 1.13 |
| Aug 31, 2025 | 0.12 |
| May 31, 2025 | 0.13 |
| Feb 28, 2025 | 0.15 |
| Nov 30, 2024 | 0.12 |
| Feb 29, 2024 | 0.10 |
| Nov 30, 2023 | 0.08 |
| Aug 31, 2023 | 0.19 |
API Access
Pineapple Financial Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=PAPL&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "PAPL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=PAPL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();