Pineapple Financial (PAPL) Debt Ratio (2023 - 2026)
Pineapple Financial (PAPL) reported Debt Ratio of 0.28 for Q2 2026, up 109.92% on a YoY basis from 0.13 in Q2 2025, and down 27.18% sequentially from 0.39 in Q1 2026.
Pineapple Financial (PAPL) Debt Ratio (2023 - 2026) Analysis & Trends
Pineapple Financial (PAPL) has 4 years of Debt Ratio data on file, last reported at 0.28 in Q2 2026.
- For the quarter ending Q2 2026, Debt Ratio rose 109.92% year-over-year to 0.28; the trailing twelve-month figure through May 2026 stood at 0.28 (up 109.92% YoY), and the FY2025 full-year result was 0.12, changed N/A from the prior year.
- Debt Ratio eased to 0.28 in Q2 2026, from 0.39 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 1.13 in Q4 2025 to a low of 0.08 in Q4 2023.
- A 4-year average of 0.27 and a median of 0.14 in 2025 frame the typical range for Debt Ratio.
- Across the five-year window, Debt Ratio jumped 47.34% in 2024 and soared 850.21% in 2025, its largest moves.
- Tracing PAPL's Debt Ratio over 4 years: stood at 0.08 in 2023, then jumped by 47.34% to 0.12 in 2024, then soared by 850.21% to 1.13 in 2025, then plunged by 74.93% to 0.28 in 2026.
- Business Quant data shows PAPL's Debt Ratio at 0.28 in Q2 2026, 0.39 in Q1 2026, and 1.13 in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 0.18 |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | - |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 0.06 |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 0.04 |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | 0.27 |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 0.13 |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 0.08 |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 0.00 |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | 0.13 |
| 10 | Pineapple Financial | 28.85 Mn | 18.35 Mn | - | 0.28 |
Historic Data
Download Data| Date | Value |
|---|---|
| May 31, 2026 | 0.28 |
| Feb 28, 2026 | 0.39 |
| Nov 30, 2025 | 1.13 |
| Aug 31, 2025 | 0.12 |
| May 31, 2025 | 0.13 |
| Feb 28, 2025 | 0.15 |
| Nov 30, 2024 | 0.12 |
| Feb 29, 2024 | 0.10 |
| Nov 30, 2023 | 0.08 |
| Aug 31, 2023 | 0.19 |