Pineapple Financial (PAPL) Interest Coverage Ratio (2022 - 2026)
Pineapple Financial (PAPL) reported Interest Coverage Ratio of 35.94 for Q2 2026, up 1240.65% on a YoY basis from 2.68 in Q2 2025, and up 402.55% sequentially from 11.88 in Q1 2026.
Pineapple Financial (PAPL) Interest Coverage Ratio (2022 - 2026) Analysis & Trends
Pineapple Financial (PAPL) has 5 years of Interest Coverage Ratio data on file, last reported at 35.94 in Q2 2026.
- For the quarter ending Q2 2026, Interest Coverage Ratio rose 1240.65% year-over-year to 35.94; the trailing twelve-month figure through May 2026 stood at 0.58 (up 96.19% YoY), and the FY2025 full-year result was 0.69, up 91.17% from the prior year.
- Interest Coverage Ratio climbed to 35.94 in Q2 2026, from 11.88 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 323.26 in Q3 2023 to a low of 43.25 in Q2 2023.
- A 5-year average of 9.67 and a median of 4.48 in 2024 frame the typical range for Interest Coverage Ratio.
- Peak annual rise in Interest Coverage Ratio reached 1240.65% in 2026, while the deepest fall reached 322.4% in 2026.
- Tracing PAPL's Interest Coverage Ratio over 5 years: stood at 34.53 in 2022, then soared by 87.32% to 4.38 in 2023, then increased by 28.24% to 3.14 in 2024, then sank by 168.2% to 8.43 in 2025, then soared by 526.54% to 35.94 in 2026.
- Business Quant data shows PAPL's Interest Coverage Ratio at 35.94 in Q2 2026, 11.88 in Q1 2026, and 8.43 in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 2.15 |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 1.13 |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 1.15 |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 0.34 |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 2.52 |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 1.31 |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 2.22 |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -7.89 |
| 10 | Pineapple Financial | 28.85 Mn | 18.35 Mn | - | 35.94 |
Historic Data
Download Data| Date | Value |
|---|---|
| May 31, 2026 | 35.94 |
| Feb 28, 2026 | -11.88 |
| Nov 30, 2025 | -8.43 |
| Aug 31, 2025 | -32.10 |
| May 31, 2025 | -3.15 |
| Feb 28, 2025 | -2.81 |
| Nov 30, 2024 | -3.14 |
| Aug 31, 2024 | -27.13 |
| May 31, 2024 | -4.48 |
| Feb 29, 2024 | -3.07 |
| Nov 30, 2023 | -4.38 |
| Aug 31, 2023 | 323.26 |
| May 31, 2023 | -43.25 |
| Feb 28, 2023 | -35.75 |
| Nov 30, 2022 | -34.53 |