Pineapple Financial (PAPL) Interest Coverage Ratio (2022 - 2026)
Pineapple Financial's (PAPL) quarterly Interest Coverage Ratio came in at 11.88 in Q1 2026, down 98.32% year-on-year from 706.96 in Q1 2025, and up 51.99% quarter-over-quarter from 24.74 in Q4 2025.
Pineapple Financial (PAPL) Interest Coverage Ratio (2022 - 2026) Analysis & Trends
Pineapple Financial has disclosed Interest Coverage Ratio across 5 years of filings, most recently posting 11.88 for Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 11.88, down 98.32% year-over-year; the trailing twelve-month figure through Feb 2026 was 14.25 (down 46.25% YoY), and the FY2025 annual result was 8.77, up 78.57% from the prior year.
- Interest Coverage Ratio came in at 11.88 for Q1 2026 at Pineapple Financial, up from 24.74 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 323.26 in Q3 2023 to a low of 43.25 in Q2 2023.
- The 5-year median for Interest Coverage Ratio is 23.96 (2024), against an average of 0.34.
- Across the five-year window, Interest Coverage Ratio soared 90.29% in 2024 and tumbled 522.46% in 2025, its largest moves.
- Pineapple Financial's Interest Coverage Ratio stood at 34.53 in 2022, then retreated by 18.55% to 40.94 in 2023, then soared by 90.29% to 3.97 in 2024, then sank by 522.46% to 24.74 in 2025, then jumped by 51.99% to 11.88 in 2026.
- The last three Interest Coverage Ratio figures came in at 11.88 (Q1 2026), 24.74 (Q4 2025), and 32.1 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 2.15 |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 0.33 |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 2.74 |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 2.26 |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 1.34 |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | -7.89 |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 1.10 |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -0.28 |
| 10 | Pineapple Financial | 85,956.00 | -17.81 Mn | - | -11.88 |
Historic Data
Download Data| Date | Value |
|---|---|
| Feb 28, 2026 | -11.88 |
| Nov 30, 2025 | -24.74 |
| Aug 31, 2025 | -32.10 |
| May 31, 2025 | -22.31 |
| Feb 28, 2025 | -5.99 |
| Nov 30, 2024 | -3.97 |
| Aug 31, 2024 | -27.13 |
| May 31, 2024 | -22.20 |
| Feb 29, 2024 | -23.18 |
| Nov 30, 2023 | -40.94 |
| Aug 31, 2023 | 323.26 |
| May 31, 2023 | -43.25 |
| Feb 28, 2023 | -35.75 |
| Nov 30, 2022 | -34.53 |