Pineapple Financial (PAPL) Interest Coverage Ratio (2022 - 2026)

Pineapple Financial's (PAPL) quarterly Interest Coverage Ratio came in at 11.88 in Q1 2026, down 98.32% year-on-year from 706.96 in Q1 2025, and up 51.99% quarter-over-quarter from 24.74 in Q4 2025.

Pineapple Financial (PAPL) Interest Coverage Ratio (2022 - 2026) Analysis & Trends

Pineapple Financial has disclosed Interest Coverage Ratio across 5 years of filings, most recently posting 11.88 for Q1 2026.

  • Interest Coverage Ratio for Q1 2026 came in at 11.88, down 98.32% year-over-year; the trailing twelve-month figure through Feb 2026 was 14.25 (down 46.25% YoY), and the FY2025 annual result was 8.77, up 78.57% from the prior year.
  • Interest Coverage Ratio came in at 11.88 for Q1 2026 at Pineapple Financial, up from 24.74 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 323.26 in Q3 2023 to a low of 43.25 in Q2 2023.
  • The 5-year median for Interest Coverage Ratio is 23.96 (2024), against an average of 0.34.
  • Across the five-year window, Interest Coverage Ratio soared 90.29% in 2024 and tumbled 522.46% in 2025, its largest moves.
  • Pineapple Financial's Interest Coverage Ratio stood at 34.53 in 2022, then retreated by 18.55% to 40.94 in 2023, then soared by 90.29% to 3.97 in 2024, then sank by 522.46% to 24.74 in 2025, then jumped by 51.99% to 11.88 in 2026.
  • The last three Interest Coverage Ratio figures came in at 11.88 (Q1 2026), 24.74 (Q4 2025), and 32.1 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - 2.15
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn 0.33
3 Walker & Dunlop 1.73 Bn 1.55 Bn - 2.74
4 UWM Holdings 743.45 Mn 1.57 Bn - 2.26
5 Velocity Financial 668.42 Mn 583.96 Mn - 1.34
6 CNFinance Holdings 591.78 Mn 542.97 Mn - -
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - -7.89
8 Onity 306.24 Mn 306.24 Mn - 1.10
9 loanDepot 209.70 Mn -4.79 Mn - -0.28
10 Pineapple Financial 85,956.00 -17.81 Mn - -11.88

Historic Data

Download Data
DateValue
Feb 28, 2026 -11.88
Nov 30, 2025 -24.74
Aug 31, 2025 -32.10
May 31, 2025 -22.31
Feb 28, 2025 -5.99
Nov 30, 2024 -3.97
Aug 31, 2024 -27.13
May 31, 2024 -22.20
Feb 29, 2024 -23.18
Nov 30, 2023 -40.94
Aug 31, 2023 323.26
May 31, 2023 -43.25
Feb 28, 2023 -35.75
Nov 30, 2022 -34.53