Pineapple Financial (PAPL) Interest Coverage Ratio (2022 - 2026)
Pineapple Financial (PAPL) posted Interest Coverage Ratio of 35.94 for Q2 2026, up 402.55% sequentially from 11.88 in Q1 2026, and up 1240.65% YoY from 2.68 in Q2 2025.
Pineapple Financial (PAPL) Interest Coverage Ratio (2022 - 2026) Analysis & Trends
Pineapple Financial has reported Interest Coverage Ratio for 5 years, with the latest figure at 35.94 in Q2 2026.
- Quarterly Interest Coverage Ratio rose 1240.65% year-over-year to 35.94 in Q2 2026, while the trailing twelve-month figure through May 2026 was 0.58 (up 96.19% YoY) and the FY2025 annual result came in at 0.69, up 91.17% from the prior year.
- Interest Coverage Ratio climbed to 35.94 in Q2 2026 per PAPL's latest filing, from 11.88 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 323.26 in Q3 2023 and troughed at 43.25 in Q2 2023.
- A 5-year average of 26.49 and a median of 3.15 in 2025 frame the typical range for Interest Coverage Ratio.
- The widest YoY moves for Interest Coverage Ratio: up 1240.65% in 2026, down 322.4% in 2026.
- Over 5 years, Interest Coverage Ratio stood at 34.53 in 2022, then soared by 87.32% to 4.38 in 2023, then advanced by 28.24% to 3.14 in 2024, then plunged by 168.2% to 8.43 in 2025, then soared by 526.54% to 35.94 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 35.94, 11.88, and 8.43 for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.30 Bn | 36.19 Bn | - | 1.75 |
| 2 | Federal National Mortgage Association Fannie Mae | 36.55 Bn | 36.55 Bn | - | 1.15 |
| 3 | Federal Home Loan Mortgage | 18.37 Bn | 14.05 Bn | - | 1.17 |
| 4 | PennyMac Financial Services | 3.91 Bn | 3.16 Bn | 480.08 Mn | 0.05 |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 1.12 |
| 7 | Velocity Financial | 708.95 Mn | -6.74 Bn | - | 1.38 |
| 8 | UWM Holdings | 477.60 Mn | -20.81 Mn | - | -1.98 |
| 9 | Onity | 305.53 Mn | 109.23 Mn | - | 0.85 |
| 10 | Pineapple Financial | 29.62 Mn | 19.11 Mn | - | 55.59 |
Historic Data
Download Data| Date | Value |
|---|---|
| May 31, 2026 | 35.94 |
| Feb 28, 2026 | -11.88 |
| Nov 30, 2025 | -8.43 |
| Aug 31, 2025 | 10.92 |
| May 31, 2025 | -3.15 |
| Feb 28, 2025 | -2.81 |
| Nov 30, 2024 | -3.14 |
| Aug 31, 2024 | 182.15 |
| May 31, 2024 | -4.48 |
| Feb 29, 2024 | -3.07 |
| Nov 30, 2023 | -4.38 |
| Aug 31, 2023 | 323.26 |
| May 31, 2023 | -43.25 |
| Feb 28, 2023 | -35.75 |
| Nov 30, 2022 | -34.53 |