Pineapple Financial (PAPL) Operating Margin (2023 - 2026)

Pineapple Financial's (PAPL) quarterly Operating Margin came in at 2518.81% in Q1 2026, down 243823.0% year-on-year from N/an in Q1 2025, and down 177.06% quarter-over-quarter from 909.12% in Q4 2025.

Pineapple Financial (PAPL) Operating Margin (2023 - 2026) Analysis & Trends

Pineapple Financial has disclosed Operating Margin across 4 years of filings, most recently posting 2518.81% for Q1 2026.

  • Operating Margin for Q1 2026 came in at 2518.81%, down 243823.0% year-over-year; the trailing twelve-month figure through Feb 2026 was 896.63% (down 77640.0% YoY), and the FY2025 annual result was 98.7%, up 4354.0% from the prior year.
  • Operating Margin came in at 2518.81% for Q1 2026 at Pineapple Financial, down from 909.12% in the prior quarter.
  • In the past five years, Operating Margin ranged from a high of 80.58% in Q1 2025 to a low of 2518.81% in Q1 2026.
  • The 4-year median for Operating Margin is 131.72% (2025), against an average of 365.3%.
  • Across the five-year window, Operating Margin surged 6339 bps in 2024 and tumbled 243823 bps in 2026, its largest moves.
  • Pineapple Financial's Operating Margin stood at 153.92% in 2023, then surged by 41 bps to 90.53% in 2024, then tumbled by 904 bps to 909.12% in 2025, then tumbled by 177 bps to 2518.81% in 2026.
  • The last three Operating Margin figures came in at 2518.81% (Q1 2026), 909.12% (Q4 2025), and 131.72% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - -
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn 15.34%
3 Walker & Dunlop 1.73 Bn 1.55 Bn - -
4 UWM Holdings 743.45 Mn 1.57 Bn - -
5 Velocity Financial 668.42 Mn 583.96 Mn - -
6 CNFinance Holdings 591.78 Mn 542.97 Mn - -
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - -
8 Onity 306.24 Mn 306.24 Mn - -
9 loanDepot 209.70 Mn -4.79 Mn - -
10 Pineapple Financial 85,956.00 -17.81 Mn - -2,518.81%

Historic Data

Download Data
DateValue
Feb 28, 2026 -2,518.81%
Nov 30, 2025 -909.12%
Aug 31, 2025 -131.72%
May 31, 2025 -93.26%
Feb 28, 2025 -80.58%
Nov 30, 2024 -90.53%
Aug 31, 2024 -191.49%
May 31, 2024 -121.69%
Feb 29, 2024 -84.01%
Nov 30, 2023 -153.92%
Aug 31, 2023 -100.99%
May 31, 2023 -133.98%
Feb 28, 2023 -138.83%