Pineapple Financial (PAPL) FCF Margin (2022 - 2026)

Pineapple Financial's (PAPL) quarterly FCF Margin came in at 462.73% in Q1 2026, down 43950.0% year-on-year from N/an in Q1 2025, and down 579.24% quarter-over-quarter from 68.12% in Q4 2025.

Pineapple Financial (PAPL) FCF Margin (2022 - 2026) Analysis & Trends

Pineapple Financial has disclosed FCF Margin across 5 years of filings, most recently posting 462.73% for Q1 2026.

  • FCF Margin for Q1 2026 came in at 462.73%, down 43950.0% year-over-year; the trailing twelve-month figure through Feb 2026 was 133.48% (down 10047.0% YoY), and the FY2025 annual result was 31.7%, up 3201.0% from the prior year.
  • FCF Margin came in at 462.73% for Q1 2026 at Pineapple Financial, down from 68.12% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 53.16% in Q2 2025 to a low of 462.73% in Q1 2026.
  • The 5-year median for FCF Margin is 68.87% (2024), against an average of 89.62%.
  • Across the five-year window, FCF Margin soared 9337 bps in 2024 and tumbled 43950 bps in 2026, its largest moves.
  • Pineapple Financial's FCF Margin stood at 134.47% in 2022, then tumbled by 34 bps to 180.0% in 2023, then soared by 52 bps to 86.62% in 2024, then rose by 21 bps to 68.12% in 2025, then sank by 579 bps to 462.73% in 2026.
  • The last three FCF Margin figures came in at 462.73% (Q1 2026), 68.12% (Q4 2025), and 69.78% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - 61.68%
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn -246.65%
3 Walker & Dunlop 1.73 Bn 1.55 Bn - -380.25%
4 UWM Holdings 743.45 Mn 1.57 Bn - -249.49%
5 Velocity Financial 668.42 Mn 583.96 Mn - -
6 CNFinance Holdings 591.78 Mn 542.97 Mn - -
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - -264.34%
8 Onity 306.24 Mn 306.24 Mn - -8,324.61%
9 loanDepot 209.70 Mn -4.79 Mn - -61.87%
10 Pineapple Financial 85,956.00 -17.81 Mn - -462.73%

Historic Data

Download Data
DateValue
Feb 28, 2026 -462.73%
Nov 30, 2025 -68.12%
Aug 31, 2025 -69.78%
May 31, 2025 53.16%
Feb 28, 2025 -23.22%
Nov 30, 2024 -86.62%
Aug 31, 2024 -36.88%
May 31, 2024 16.66%
Feb 29, 2024 -69.62%
Nov 30, 2023 -180.00%
Aug 31, 2023 -32.62%
May 31, 2023 -2.97%
Feb 28, 2023 -157.38%
Nov 30, 2022 -134.47%