Pineapple Financial (PAPL) FCF Margin (2022 - 2026)
Pineapple Financial (PAPL) posted FCF Margin of 137.93% for Q2 2026, up 70.11% sequentially from 461.51% in Q1 2026, and down 19109.0% YoY from N/an in Q2 2025.
Pineapple Financial (PAPL) FCF Margin (2022 - 2026) Analysis & Trends
Pineapple Financial has reported FCF Margin for 5 years, with the latest figure at 137.93% in Q2 2026.
- Quarterly FCF Margin fell 19109.0% year-over-year to 137.93% in Q2 2026, while the trailing twelve-month figure through May 2026 was 184.63% (down 16097.0% YoY) and the FY2025 annual result came in at 31.7%, up 3201.0% from the prior year.
- FCF Margin improved to 137.93% in Q2 2026 per PAPL's latest filing, from 461.51% in the prior quarter.
- Over five years, FCF Margin peaked at 53.16% in Q2 2025 and troughed at 461.51% in Q1 2026.
- A 5-year average of 92.83% and a median of 69.62% in 2024 frame the typical range for FCF Margin.
- The sharpest annual moves came in 2024 and 2026: FCF Margin surged 9337 bps in 2024, then tumbled 43828 bps in 2026.
- Over 5 years, FCF Margin stood at 134.47% in 2022, then tumbled by 34 bps to 180.0% in 2023, then surged by 52 bps to 86.62% in 2024, then grew by 20 bps to 69.32% in 2025, then sank by 99 bps to 137.93% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 137.93%, 461.51%, and 69.32% for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.55 Bn | 36.45 Bn | - | -44.76% |
| 2 | Federal National Mortgage Association Fannie Mae | 36.61 Bn | 36.61 Bn | - | 122.69% |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | 46.04% |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 428.66% |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 381.13% |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | -3.99% |
| 8 | UWM Holdings | 472.54 Mn | -25.87 Mn | - | 37.68% |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | -182.71% |
| 10 | Pineapple Financial | 28.86 Mn | 18.34 Mn | - | -252.43% |
Historic Data
Download Data| Date | Value |
|---|---|
| May 31, 2026 | -137.93% |
| Feb 28, 2026 | -461.51% |
| Nov 30, 2025 | -69.32% |
| Aug 31, 2025 | -69.78% |
| May 31, 2025 | 53.16% |
| Feb 28, 2025 | -23.22% |
| Nov 30, 2024 | -86.62% |
| Aug 31, 2024 | -36.88% |
| May 31, 2024 | 16.66% |
| Feb 29, 2024 | -69.62% |
| Nov 30, 2023 | -180.00% |
| Aug 31, 2023 | -32.62% |
| May 31, 2023 | -2.97% |
| Feb 28, 2023 | -157.38% |
| Nov 30, 2022 | -134.47% |