Pineapple Financial (PAPL) FCF Margin (2022 - 2026)
Pineapple Financial (PAPL) recorded FCF Margin of -131.95% in the quarter ended May 31, 2026, down 185.11 percentage points from 53.16% a year earlier but up 334.81 percentage points from the prior quarter.
Pineapple Financial (PAPL) FCF Margin (2022 - 2026) Analysis & Trends
On a TTM basis, Pineapple Financial's FCF Margin came in at -184.63% as of May 31, 2026, down 160.97 percentage points year-over-year; for the year ended Aug 31, 2025, it came in at -31.70%, up 32.01 percentage points from the prior year.
- Annual FCF Margin has a three-year change of +26.18 percentage points (years ended Aug 2022 to Aug 2025).
- Across earlier years, FCF Margin came in at -63.71% in the year ended Aug 31, 2024 (+23.33 pp), -87.05% in the year ended Aug 31, 2023 (-29.17 pp) and -57.88% in the year ended Aug 31, 2022.
- Quarterly FCF Margin has ranged from -466.77% in the quarter ended Feb 28, 2026 to 53.16% in the quarter ended May 31, 2025 over the past five years.
- On a year-over-year basis, FCF Margin rose in four of the last eight quarters, with an average year-over-year change of -59.03 percentage points.
- Peak year-over-year performance for FCF Margin in the last five years was a gain of 93.37 percentage points in the quarter ended Nov 30, 2024, against a drop of 443.54 percentage points in the quarter ended Feb 28, 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at -466.77% (quarter ended Feb 28, 2026), -69.32% (quarter ended Nov 30, 2025) and -69.78% (quarter ended Aug 31, 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 43.85 Bn | 44.35 Bn | - | - |
| 2 | Rocket Companies | 43.67 Bn | 29.35 Bn | - | -44.76% |
| 3 | Royalty Pharma | 33.56 Bn | 33.48 Bn | - | 108.06% |
| 4 | Federal National Mortgage Association Fannie Mae | 25.52 Bn | 25.52 Bn | - | 122.69% |
| 5 | Synchrony Financial | 23.24 Bn | -44.73 Bn | - | 51.00% |
| 6 | Affirm Holdings | 22.66 Bn | 16.35 Bn | - | 19.67% |
| 7 | Royal Gold | 20.35 Bn | 19.57 Bn | 390.45 Mn | 74.39% |
| 8 | Annaly Capital Management | 15.27 Bn | 6.37 Bn | - | - |
| 9 | Ares Capital | 13.74 Bn | 11.17 Bn | - | - |
| 10 | Pineapple Financial | 25.53 Mn | -6.47 Mn | - | -131.95% |
Historic Data
| Date | Value |
|---|---|
| May 31, 2026 | -131.95% |
| Feb 28, 2026 | -466.77% |
| Nov 30, 2025 | -69.32% |
| Aug 31, 2025 | -69.78% |
| May 31, 2025 | 53.16% |
| Feb 28, 2025 | -23.22% |
| Nov 30, 2024 | -86.62% |
| Aug 31, 2024 | -36.88% |
| May 31, 2024 | 16.66% |
| Feb 29, 2024 | -69.62% |
| Nov 30, 2023 | -180.00% |
| Aug 31, 2023 | -32.62% |
| May 31, 2023 | -2.97% |
| Feb 28, 2023 | -157.38% |
| Nov 30, 2022 | -134.47% |
Pineapple Financial FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=PAPL&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "PAPL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=PAPL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();