Pineapple Financial (PAPL) FCF Margin (2022 - 2026)
Pineapple Financial's (PAPL) quarterly FCF Margin came in at 462.73% in Q1 2026, down 43950.0% year-on-year from N/an in Q1 2025, and down 579.24% quarter-over-quarter from 68.12% in Q4 2025.
Pineapple Financial (PAPL) FCF Margin (2022 - 2026) Analysis & Trends
Pineapple Financial has disclosed FCF Margin across 5 years of filings, most recently posting 462.73% for Q1 2026.
- FCF Margin for Q1 2026 came in at 462.73%, down 43950.0% year-over-year; the trailing twelve-month figure through Feb 2026 was 133.48% (down 10047.0% YoY), and the FY2025 annual result was 31.7%, up 3201.0% from the prior year.
- FCF Margin came in at 462.73% for Q1 2026 at Pineapple Financial, down from 68.12% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 53.16% in Q2 2025 to a low of 462.73% in Q1 2026.
- The 5-year median for FCF Margin is 68.87% (2024), against an average of 89.62%.
- Across the five-year window, FCF Margin soared 9337 bps in 2024 and tumbled 43950 bps in 2026, its largest moves.
- Pineapple Financial's FCF Margin stood at 134.47% in 2022, then tumbled by 34 bps to 180.0% in 2023, then soared by 52 bps to 86.62% in 2024, then rose by 21 bps to 68.12% in 2025, then sank by 579 bps to 462.73% in 2026.
- The last three FCF Margin figures came in at 462.73% (Q1 2026), 68.12% (Q4 2025), and 69.78% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 61.68% |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | -246.65% |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | -380.25% |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | -249.49% |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | - |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | -264.34% |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | -8,324.61% |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -61.87% |
| 10 | Pineapple Financial | 85,956.00 | -17.81 Mn | - | -462.73% |
Historic Data
Download Data| Date | Value |
|---|---|
| Feb 28, 2026 | -462.73% |
| Nov 30, 2025 | -68.12% |
| Aug 31, 2025 | -69.78% |
| May 31, 2025 | 53.16% |
| Feb 28, 2025 | -23.22% |
| Nov 30, 2024 | -86.62% |
| Aug 31, 2024 | -36.88% |
| May 31, 2024 | 16.66% |
| Feb 29, 2024 | -69.62% |
| Nov 30, 2023 | -180.00% |
| Aug 31, 2023 | -32.62% |
| May 31, 2023 | -2.97% |
| Feb 28, 2023 | -157.38% |
| Nov 30, 2022 | -134.47% |