Pineapple Financial (PAPL) FCF Margin (2022 - 2026)
Pineapple Financial (PAPL) reported FCF Margin of 137.93% for Q2 2026, down 19109.0% on a YoY basis from N/an in Q2 2025, and up 70.11% sequentially from 461.51% in Q1 2026.
Pineapple Financial (PAPL) FCF Margin (2022 - 2026) Analysis & Trends
Pineapple Financial (PAPL) has 5 years of FCF Margin data on file, last reported at 137.93% in Q2 2026.
- For the quarter ending Q2 2026, FCF Margin fell 19109.0% year-over-year to 137.93%; the trailing twelve-month figure through May 2026 stood at 184.63% (down 16097.0% YoY), and the FY2025 full-year result was 31.7%, up 3201.0% from the prior year.
- FCF Margin improved to 137.93% in Q2 2026, from 461.51% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 53.16% in Q2 2025 to a low of 461.51% in Q1 2026.
- A 5-year average of 92.83% and a median of 69.62% in 2024 frame the typical range for FCF Margin.
- Across the five-year window, FCF Margin soared 9337 bps in 2024 and sank 43828 bps in 2026, its largest moves.
- Tracing PAPL's FCF Margin over 5 years: stood at 134.47% in 2022, then plunged by 34 bps to 180.0% in 2023, then surged by 52 bps to 86.62% in 2024, then gained by 20 bps to 69.32% in 2025, then slumped by 99 bps to 137.93% in 2026.
- Business Quant data shows PAPL's FCF Margin at 137.93% in Q2 2026, 461.51% in Q1 2026, and 69.32% in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 61.68% |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 299.49% |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 63.07% |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | -246.65% |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | -380.25% |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | -12.13% |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | -249.49% |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -268.49% |
| 10 | Pineapple Financial | 28.85 Mn | 18.35 Mn | - | -137.93% |
Historic Data
Download Data| Date | Value |
|---|---|
| May 31, 2026 | -137.93% |
| Feb 28, 2026 | -461.51% |
| Nov 30, 2025 | -69.32% |
| Aug 31, 2025 | -69.78% |
| May 31, 2025 | 53.16% |
| Feb 28, 2025 | -23.22% |
| Nov 30, 2024 | -86.62% |
| Aug 31, 2024 | -36.88% |
| May 31, 2024 | 16.66% |
| Feb 29, 2024 | -69.62% |
| Nov 30, 2023 | -180.00% |
| Aug 31, 2023 | -32.62% |
| May 31, 2023 | -2.97% |
| Feb 28, 2023 | -157.38% |
| Nov 30, 2022 | -134.47% |