Pineapple Financial (PAPL) Asset Utilization Ratio (2023 - 2026)
Pineapple Financial (PAPL) posted Asset Utilization Ratio of 0.04 for Q2 2026, down 54.34% sequentially from 0.1 in Q1 2026, and down 93.51% YoY from 0.69 in Q2 2025.
Pineapple Financial (PAPL) Asset Utilization Ratio (2023 - 2026) Analysis & Trends
Pineapple Financial has reported Asset Utilization Ratio for 4 years, with the latest figure at 0.04 in Q2 2026.
- Quarterly Asset Utilization Ratio fell 93.51% year-over-year to 0.04 in Q2 2026, while the trailing twelve-month figure through May 2026 was 0.04 (down 93.51% YoY) and the FY2025 annual result came in at 0.63, up 1.87% from the prior year.
- Asset Utilization Ratio declined to 0.04 in Q2 2026 per PAPL's latest filing, from 0.1 in the prior quarter.
- Over five years, Asset Utilization Ratio peaked at 0.73 in Q1 2025 and troughed at 0.04 in Q2 2026.
- A 4-year average of 0.48 and a median of 0.54 in 2024 frame the typical range for Asset Utilization Ratio.
- The sharpest annual moves came in 2024 and 2026: Asset Utilization Ratio surged 80.87% in 2024, then tumbled 93.51% in 2026.
- Over 4 years, Asset Utilization Ratio stood at 0.4 in 2023, then soared by 80.87% to 0.73 in 2024, then plunged by 49.8% to 0.37 in 2025, then plunged by 87.84% to 0.04 in 2026.
- According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.04, 0.1, and 0.37 for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.28 Bn | 36.18 Bn | - | 0.17 |
| 2 | Federal National Mortgage Association Fannie Mae | 36.73 Bn | 36.73 Bn | - | 0.01 |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | 0.01 |
| 4 | PennyMac Financial Services | 3.91 Bn | 3.16 Bn | 480.08 Mn | 0.07 |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 0.23 |
| 7 | Velocity Financial | 710.11 Mn | -6.74 Bn | - | -0.04 |
| 8 | UWM Holdings | 475.91 Mn | -22.50 Mn | - | 0.19 |
| 9 | Onity | 305.53 Mn | 109.23 Mn | - | 0.08 |
| 10 | Pineapple Financial | 29.62 Mn | 19.11 Mn | - | 0.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| May 31, 2026 | 0.04 |
| Feb 28, 2026 | 0.10 |
| Nov 30, 2025 | 0.37 |
| Aug 31, 2025 | 0.59 |
| May 31, 2025 | 0.69 |
| Feb 28, 2025 | 0.73 |
| Nov 30, 2024 | 0.73 |
| Aug 31, 2024 | 0.67 |
| May 31, 2024 | 0.54 |
| Feb 29, 2024 | 0.42 |
| Nov 30, 2023 | 0.40 |