Pineapple Financial (PAPL) Asset Utilization Ratio (2023 - 2026)

Pineapple Financial (PAPL) reported Asset Utilization Ratio of 0.04 for Q2 2026, down 93.51% on a YoY basis from 0.69 in Q2 2025, and down 54.34% sequentially from 0.1 in Q1 2026.

Pineapple Financial (PAPL) Asset Utilization Ratio (2023 - 2026) Analysis & Trends

Pineapple Financial (PAPL) has 4 years of Asset Utilization Ratio data on file, last reported at 0.04 in Q2 2026.

  • For the quarter ending Q2 2026, Asset Utilization Ratio fell 93.51% year-over-year to 0.04; the trailing twelve-month figure through May 2026 stood at 0.04 (down 93.51% YoY), and the FY2025 full-year result was 0.63, up 1.87% from the prior year.
  • Asset Utilization Ratio declined to 0.04 in Q2 2026, from 0.1 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 0.73 in Q1 2025 to a low of 0.04 in Q2 2026.
  • A 4-year average of 0.48 and a median of 0.54 in 2024 frame the typical range for Asset Utilization Ratio.
  • Across the five-year window, Asset Utilization Ratio soared 80.87% in 2024 and sank 93.51% in 2026, its largest moves.
  • Tracing PAPL's Asset Utilization Ratio over 4 years: stood at 0.4 in 2023, then soared by 80.87% to 0.73 in 2024, then sank by 49.8% to 0.37 in 2025, then sank by 87.84% to 0.04 in 2026.
  • Business Quant data shows PAPL's Asset Utilization Ratio at 0.04 in Q2 2026, 0.1 in Q1 2026, and 0.37 in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 0.14
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - 0.01
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - 0.01
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn 0.04
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - 0.23
7 Velocity Financial 681.36 Mn -6.51 Bn - -0.05
8 UWM Holdings 540.43 Mn 116.43 Mn - 0.19
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - 0.09
10 Pineapple Financial 28.85 Mn 18.35 Mn - 0.04

Historic Data

Download Data
DateValue
May 31, 2026 0.04
Feb 28, 2026 0.10
Nov 30, 2025 0.37
Aug 31, 2025 0.59
May 31, 2025 0.69
Feb 28, 2025 0.73
Nov 30, 2024 0.73
Aug 31, 2024 0.67
May 31, 2024 0.54
Feb 29, 2024 0.42
Nov 30, 2023 0.40