Pineapple Financial (PAPL) Asset Utilization Ratio (2023 - 2026)
Pineapple Financial (PAPL) reported Asset Utilization Ratio of 0.04 for Q2 2026, down 93.51% on a YoY basis from 0.69 in Q2 2025, and down 54.34% sequentially from 0.1 in Q1 2026.
Pineapple Financial (PAPL) Asset Utilization Ratio (2023 - 2026) Analysis & Trends
Pineapple Financial (PAPL) has 4 years of Asset Utilization Ratio data on file, last reported at 0.04 in Q2 2026.
- For the quarter ending Q2 2026, Asset Utilization Ratio fell 93.51% year-over-year to 0.04; the trailing twelve-month figure through May 2026 stood at 0.04 (down 93.51% YoY), and the FY2025 full-year result was 0.63, up 1.87% from the prior year.
- Asset Utilization Ratio declined to 0.04 in Q2 2026, from 0.1 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.73 in Q1 2025 to a low of 0.04 in Q2 2026.
- A 4-year average of 0.48 and a median of 0.54 in 2024 frame the typical range for Asset Utilization Ratio.
- Across the five-year window, Asset Utilization Ratio soared 80.87% in 2024 and sank 93.51% in 2026, its largest moves.
- Tracing PAPL's Asset Utilization Ratio over 4 years: stood at 0.4 in 2023, then soared by 80.87% to 0.73 in 2024, then sank by 49.8% to 0.37 in 2025, then sank by 87.84% to 0.04 in 2026.
- Business Quant data shows PAPL's Asset Utilization Ratio at 0.04 in Q2 2026, 0.1 in Q1 2026, and 0.37 in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 0.14 |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 0.01 |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 0.01 |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 0.04 |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 0.23 |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | -0.05 |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 0.19 |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | 0.09 |
| 10 | Pineapple Financial | 28.85 Mn | 18.35 Mn | - | 0.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| May 31, 2026 | 0.04 |
| Feb 28, 2026 | 0.10 |
| Nov 30, 2025 | 0.37 |
| Aug 31, 2025 | 0.59 |
| May 31, 2025 | 0.69 |
| Feb 28, 2025 | 0.73 |
| Nov 30, 2024 | 0.73 |
| Aug 31, 2024 | 0.67 |
| May 31, 2024 | 0.54 |
| Feb 29, 2024 | 0.42 |
| Nov 30, 2023 | 0.40 |