Pineapple Financial (PAPL) Net Margin (2022 - 2026)
Pineapple Financial (PAPL) recorded Net Margin of 4056.23% in the quarter ended May 31, 2026, up 4130.90 percentage points from -74.67% a year earlier and up 6812.43 percentage points from the prior quarter.
Pineapple Financial (PAPL) Net Margin (2022 - 2026) Analysis & Trends
On a TTM basis, Pineapple Financial's Net Margin came in at -90.15% as of May 31, 2026, up 28.66 percentage points year-over-year; for the year ended Aug 31, 2025, it came in at -121.82%, up 30.76 percentage points from the prior year.
- Annual Net Margin has a three-year change of -43.78 percentage points (years ended Aug 2022 to Aug 2025).
- Across earlier years, Net Margin came in at -152.57% in the year ended Aug 31, 2024 (-40.31 pp), -112.26% in the year ended Aug 31, 2023 (-34.22 pp) and -78.04% in the year ended Aug 31, 2022.
- The figure for the quarter ended May 31, 2026 is the highest quarterly Net Margin in data going back to the quarter ended Nov 30, 2022.
- On a year-over-year basis, Net Margin rose in four of the last eight quarters, with an average year-over-year change of +77.51 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 4130.90 percentage points in the quarter ended May 31, 2026, against a drop of 2676.10 percentage points in the quarter ended Feb 28, 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at -2756.20% (quarter ended Feb 28, 2026), -891.62% (quarter ended Nov 30, 2025) and -250.80% (quarter ended Aug 31, 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 43.85 Bn | 44.35 Bn | - | 32.04% |
| 2 | Rocket Companies | 43.67 Bn | 29.35 Bn | - | 8.26% |
| 3 | Royalty Pharma | 33.56 Bn | 33.48 Bn | - | 2.65% |
| 4 | Federal National Mortgage Association Fannie Mae | 25.52 Bn | 25.52 Bn | - | 2.02% |
| 5 | Synchrony Financial | 23.24 Bn | -44.73 Bn | - | 18.21% |
| 6 | Affirm Holdings | 22.66 Bn | 16.35 Bn | - | 138.65% |
| 7 | Royal Gold | 20.35 Bn | 19.57 Bn | 390.45 Mn | 52.47% |
| 8 | Annaly Capital Management | 15.27 Bn | 6.37 Bn | - | - |
| 9 | Ares Capital | 13.74 Bn | 11.17 Bn | - | - |
| 10 | Pineapple Financial | 25.53 Mn | -6.47 Mn | - | 4,056.23% |
Historic Data
| Date | Value |
|---|---|
| May 31, 2026 | 4,056.23% |
| Feb 28, 2026 | -2,756.20% |
| Nov 30, 2025 | -891.62% |
| Aug 31, 2025 | -250.80% |
| May 31, 2025 | -74.67% |
| Feb 28, 2025 | -80.11% |
| Nov 30, 2024 | -85.75% |
| Aug 31, 2024 | -240.13% |
| May 31, 2024 | -115.23% |
| Feb 29, 2024 | -83.77% |
| Nov 30, 2023 | -157.68% |
| Aug 31, 2023 | -105.80% |
| May 31, 2023 | -133.98% |
| Feb 28, 2023 | -138.83% |
| Nov 30, 2022 | -85.43% |
Pineapple Financial Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=PAPL&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "PAPL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=PAPL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();