Pineapple Financial (PAPL) Net Margin (2022 - 2026)
Pineapple Financial's (PAPL) quarterly Net Margin came in at 2756.2% in Q1 2026, down 267610.0% year-on-year from N/an in Q1 2025, and down 191.39% quarter-over-quarter from 945.87% in Q4 2025.
Pineapple Financial (PAPL) Net Margin (2022 - 2026) Analysis & Trends
Pineapple Financial has disclosed Net Margin across 5 years of filings, most recently posting 2756.2% for Q1 2026.
- Net Margin for Q1 2026 came in at 2756.2%, down 267610.0% year-over-year; the trailing twelve-month figure through Feb 2026 was 959.85% (down 83080.0% YoY), and the FY2025 annual result was 109.95%, up 4262.0% from the prior year.
- Net Margin came in at 2756.2% for Q1 2026 at Pineapple Financial, down from 945.87% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 74.67% in Q2 2025 to a low of 2756.2% in Q1 2026.
- The 5-year median for Net Margin is 124.61% (2023), against an average of 367.09%.
- Across the five-year window, Net Margin soared 10430 bps in 2025 and plunged 267610 bps in 2026, its largest moves.
- Pineapple Financial's Net Margin stood at 85.43% in 2022, then sank by 85 bps to 157.68% in 2023, then surged by 46 bps to 85.75% in 2024, then plunged by 1003 bps to 945.87% in 2025, then tumbled by 191 bps to 2756.2% in 2026.
- The last three Net Margin figures came in at 2756.2% (Q1 2026), 945.87% (Q4 2025), and 135.83% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 37.42 Bn | 34.73 Bn | - | 10.10% |
| 2 | PennyMac Financial Services | 4.27 Bn | 3.77 Bn | 523.89 Mn | 15.11% |
| 3 | Walker & Dunlop | 1.77 Bn | 1.59 Bn | - | 5.95% |
| 4 | UWM Holdings | 728.84 Mn | 1.55 Bn | - | 18.90% |
| 5 | Velocity Financial | 676.73 Mn | 592.27 Mn | - | - |
| 6 | CNFinance Holdings | 606.48 Mn | 557.67 Mn | - | - |
| 7 | Better Home & Finance Holding | 411.40 Mn | 341.12 Mn | - | -44.13% |
| 8 | Onity | 314.31 Mn | 314.31 Mn | - | 34.55% |
| 9 | loanDepot | 211.55 Mn | -2.94 Mn | - | -19.18% |
| 10 | Pineapple Financial | 81,930.94 | -17.82 Mn | - | -2,756.20% |
Historic Data
Download Data| Date | Value |
|---|---|
| Feb 28, 2026 | -2,756.20% |
| Nov 30, 2025 | -945.87% |
| Aug 31, 2025 | -135.83% |
| May 31, 2025 | -74.67% |
| Feb 28, 2025 | -80.11% |
| Nov 30, 2024 | -85.75% |
| Aug 31, 2024 | -240.13% |
| May 31, 2024 | -115.23% |
| Feb 29, 2024 | -83.77% |
| Nov 30, 2023 | -157.68% |
| Aug 31, 2023 | -105.80% |
| May 31, 2023 | -133.98% |
| Feb 28, 2023 | -138.83% |
| Nov 30, 2022 | -85.43% |