Pineapple Financial (PAPL) Net Margin (2022 - 2026)

Pineapple Financial's (PAPL) quarterly Net Margin came in at 2756.2% in Q1 2026, down 267610.0% year-on-year from N/an in Q1 2025, and down 191.39% quarter-over-quarter from 945.87% in Q4 2025.

Pineapple Financial (PAPL) Net Margin (2022 - 2026) Analysis & Trends

Pineapple Financial has disclosed Net Margin across 5 years of filings, most recently posting 2756.2% for Q1 2026.

  • Net Margin for Q1 2026 came in at 2756.2%, down 267610.0% year-over-year; the trailing twelve-month figure through Feb 2026 was 959.85% (down 83080.0% YoY), and the FY2025 annual result was 109.95%, up 4262.0% from the prior year.
  • Net Margin came in at 2756.2% for Q1 2026 at Pineapple Financial, down from 945.87% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 74.67% in Q2 2025 to a low of 2756.2% in Q1 2026.
  • The 5-year median for Net Margin is 124.61% (2023), against an average of 367.09%.
  • Across the five-year window, Net Margin soared 10430 bps in 2025 and plunged 267610 bps in 2026, its largest moves.
  • Pineapple Financial's Net Margin stood at 85.43% in 2022, then sank by 85 bps to 157.68% in 2023, then surged by 46 bps to 85.75% in 2024, then plunged by 1003 bps to 945.87% in 2025, then tumbled by 191 bps to 2756.2% in 2026.
  • The last three Net Margin figures came in at 2756.2% (Q1 2026), 945.87% (Q4 2025), and 135.83% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Rocket Companies 37.42 Bn 34.73 Bn - 10.10%
2 PennyMac Financial Services 4.27 Bn 3.77 Bn 523.89 Mn 15.11%
3 Walker & Dunlop 1.77 Bn 1.59 Bn - 5.95%
4 UWM Holdings 728.84 Mn 1.55 Bn - 18.90%
5 Velocity Financial 676.73 Mn 592.27 Mn - -
6 CNFinance Holdings 606.48 Mn 557.67 Mn - -
7 Better Home & Finance Holding 411.40 Mn 341.12 Mn - -44.13%
8 Onity 314.31 Mn 314.31 Mn - 34.55%
9 loanDepot 211.55 Mn -2.94 Mn - -19.18%
10 Pineapple Financial 81,930.94 -17.82 Mn - -2,756.20%

Historic Data

Download Data
DateValue
Feb 28, 2026 -2,756.20%
Nov 30, 2025 -945.87%
Aug 31, 2025 -135.83%
May 31, 2025 -74.67%
Feb 28, 2025 -80.11%
Nov 30, 2024 -85.75%
Aug 31, 2024 -240.13%
May 31, 2024 -115.23%
Feb 29, 2024 -83.77%
Nov 30, 2023 -157.68%
Aug 31, 2023 -105.80%
May 31, 2023 -133.98%
Feb 28, 2023 -138.83%
Nov 30, 2022 -85.43%