First Bancorp (FNLC) Loans - Loss Allowance (2009 - 2026)
First Bancorp (FNLC) recorded Loans - Loss Allowance of $23.81 million in Q3 2026, down 5.0% from $25.08 million a year earlier and down 3.0% from the prior quarter.
Powered by 
Analysis
First Bancorp (FNLC) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
At the end of FY2025, First Bancorp reported Loans - Loss Allowance of $25.37 million, up 2.0% from FY2024.
- Annual Loans - Loss Allowance has increased for four straight years, with a five-year compound annual growth rate of 9.3% (FY2020 to FY2025).
- Across earlier years, Loans - Loss Allowance came in at $24.87 million in FY2024 (+3.5%), $24.03 million in FY2023 (+43.7%), $16.72 million in FY2022 (+7.7%) and $15.52 million in FY2021 (-4.5%).
- The Q3 2026 figure is the lowest quarterly Loans - Loss Allowance since Q3 2023.
- On a year-over-year basis, Loans - Loss Allowance rose in six of the last eight quarters, with growth averaging 1.1%.
- Peak year-over-year performance for Loans - Loss Allowance in the last five years was growth of 48.8% in Q1 2023, against a decline of 6.4% in Q3 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at $24.56 million (Q2 2026), $25.21 million (Q1 2026) and $25.37 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 26.27 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 13.01 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | -5.30 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | - |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 13.82 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | -7.49 Bn |
| 10 | First Bancorp | 417.68 Mn | 304.42 Mn | - | 23.81 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 23.81 Mn |
| Jun 30, 2026 | 24.56 Mn |
| Mar 31, 2026 | 25.21 Mn |
| Dec 31, 2025 | 25.37 Mn |
| Sep 30, 2025 | 25.08 Mn |
| Jun 30, 2025 | 24.83 Mn |
| Mar 31, 2025 | 25.11 Mn |
| Dec 31, 2024 | 24.87 Mn |
| Sep 30, 2024 | 24.00 Mn |
| Jun 30, 2024 | 24.69 Mn |
| Mar 31, 2024 | 24.21 Mn |
| Dec 31, 2023 | 24.03 Mn |
| Sep 30, 2023 | 23.32 Mn |
| Jun 30, 2023 | 23.47 Mn |
| Mar 31, 2023 | 23.46 Mn |
| Dec 31, 2022 | 16.72 Mn |
| Sep 30, 2022 | 16.39 Mn |
| Jun 30, 2022 | 16.20 Mn |
| Mar 31, 2022 | 15.77 Mn |
| Dec 31, 2021 | 15.52 Mn |
API Access
First Bancorp Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=FNLC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "FNLC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=FNLC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();