First Bancorp (FNLC) EBT Margin (2009 - 2026)
First Bancorp (FNLC) recorded EBT Margin of 44.58% in Q2 2026, up 0.86 percentage points from 43.72% a year earlier and up 1.20 percentage points from the prior quarter.
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Analysis
First Bancorp (FNLC) EBT Margin (2009 - 2026) Analysis & Trends
On a TTM basis, First Bancorp's EBT Margin came in at 45.33% as of Jun 30, 2026, up 3.58 percentage points year-over-year; for FY2025, it came in at 44.28%, up 3.68 percentage points from FY2024.
- Annual EBT Margin has a five-year change of +2.91 percentage points (FY2020 to FY2025).
- Across earlier years, EBT Margin came in at 40.60% in FY2024 (-3.68 pp), 44.27% in FY2023 (-6.66 pp), 50.93% in FY2022 (-0.32 pp) and 51.25% in FY2021 (+9.88 pp).
- Quarterly EBT Margin has ranged from 38.84% in Q2 2024 to 53.37% in Q2 2022 over the past five years.
- On a year-over-year basis, EBT Margin has increased for six consecutive quarters, with an average year-over-year change of +2.13 percentage points over the last eight quarters.
- Peak year-over-year performance for EBT Margin in the last five years was a gain of 10.64 percentage points in Q4 2021, against a drop of 8.26 percentage points in Q2 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 43.37% (Q1 2026), 48.14% (Q4 2025) and 45.16% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 51.73% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 41.80% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 70.61% |
| 10 | First Bancorp | 417.68 Mn | 304.42 Mn | - | 47.13% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 47.13% |
| Jun 30, 2026 | 44.58% |
| Mar 31, 2026 | 43.37% |
| Dec 31, 2025 | 48.14% |
| Sep 30, 2025 | 45.16% |
| Jun 30, 2025 | 43.72% |
| Mar 31, 2025 | 39.29% |
| Dec 31, 2024 | 39.47% |
| Sep 30, 2024 | 44.64% |
| Jun 30, 2024 | 38.84% |
| Mar 31, 2024 | 39.27% |
| Dec 31, 2023 | 40.53% |
| Sep 30, 2023 | 45.55% |
| Jun 30, 2023 | 45.11% |
| Mar 31, 2023 | 45.83% |
| Dec 31, 2022 | 47.88% |
| Sep 30, 2022 | 51.12% |
| Jun 30, 2022 | 53.37% |
| Mar 31, 2022 | 51.43% |
| Dec 31, 2021 | 51.56% |
API Access
First Bancorp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=FNLC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "FNLC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=FNLC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();