First Bancorp (FNLC) Times Interest Earned (2010 - 2026)
First Bancorp's (FNLC) quarterly Times Interest Earned came in at 1.62 in Q2 2026, up 10.7% year-over-year from 1.46 in Q2 2025, and up 1.59% quarter-over-quarter from 1.59 in Q1 2026.
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First Bancorp (FNLC) Times Interest Earned (2010 - 2026) Analysis & Trends
First Bancorp (FNLC) has reported Times Interest Earned for 17 consecutive years, with 1.62 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Times Interest Earned rose 10.7% year-over-year to 1.62 in Q2 2026; TTM through Jun 2026 was 1.59, a 11.8% increase from a year earlier, with the FY2025 full-year figure at 1.51, up 8.83% from the prior year.
- Times Interest Earned was 1.62 for Q2 2026 at First Bancorp, up from 1.59 in the prior quarter.
- Over five years, Times Interest Earned peaked at 7.14 in Q1 2022 and troughed at 1.35 in Q2 2024.
- A 5-year average of 2.22 and a median of 1.56 in 2025 frame the typical range for Times Interest Earned.
- Across the five-year window, Times Interest Earned soared 58.83% in 2022 and slumped 74.2% in 2023, its largest moves.
- Over 5 years, Times Interest Earned stood at 2.47 in 2022, then plunged by 42.26% to 1.43 in 2023, then dropped by 1.52% to 1.4 in 2024, then gained by 16.33% to 1.63 in 2025, then decreased by 1.09% to 1.62 in 2026.
- The last three Times Interest Earned figures came in at 1.62 (Q2 2026), 1.59 (Q1 2026), and 1.63 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.09 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 1.90 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.67 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.83 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 2.52 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -1.27 |
| 10 | First Bancorp | 396.79 Mn | 367.03 Mn | - | 1.62 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.62 |
| Mar 31, 2026 | 1.59 |
| Dec 31, 2025 | 1.63 |
| Sep 30, 2025 | 1.53 |
| Jun 30, 2025 | 1.46 |
| Mar 31, 2025 | 1.41 |
| Dec 31, 2024 | 1.40 |
| Sep 30, 2024 | 1.42 |
| Jun 30, 2024 | 1.35 |
| Mar 31, 2024 | 1.36 |
| Dec 31, 2023 | 1.43 |
| Sep 30, 2023 | 1.52 |
| Jun 30, 2023 | 1.59 |
| Mar 31, 2023 | 1.84 |
| Dec 31, 2022 | 2.47 |
| Sep 30, 2022 | 3.66 |
| Jun 30, 2022 | 5.45 |
| Mar 31, 2022 | 7.14 |
| Dec 31, 2021 | 6.04 |
| Sep 30, 2021 | 5.24 |
API Access
First Bancorp Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=FNLC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "FNLC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=FNLC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();