First Bancorp (FNLC) FCF Payout Ratio (2010 - 2026)
First Bancorp's (FNLC) quarterly FCF Payout Ratio came in at 0.13 in Q2 2026, up 87.12% year-over-year from 0.07 in Q2 2025, and down 135.04% quarter-over-quarter from 0.37 in Q1 2026.
First Bancorp (FNLC) FCF Payout Ratio (2010 - 2026) Analysis & Trends
First Bancorp (FNLC) has reported FCF Payout Ratio for 17 consecutive years, with 0.13 the latest figure, recorded in Q2 2026.
- On a quarterly basis, FCF Payout Ratio rose 87.12% year-over-year to 0.13 in Q2 2026; TTM through Jun 2026 was 3.19, a 2437.57% increase from a year earlier, with the FY2025 full-year figure at 0.97, down 1038.48% from the prior year.
- FCF Payout Ratio was 0.13 for Q2 2026 at First Bancorp, down from 0.37 in the prior quarter.
- Over five years, FCF Payout Ratio peaked at 0.52 in Q3 2025 and troughed at 1.01 in Q2 2025.
- A 5-year average of 0.08 and a median of 0.07 in 2022 frame the typical range for FCF Payout Ratio.
- The widest YoY moves for FCF Payout Ratio: up 749.22% in 2025, down 1600.38% in 2025.
- Over 5 years, FCF Payout Ratio stood at 0.08 in 2022, then fell by 27.16% to 0.1 in 2023, then plunged by 72.08% to 0.17 in 2024, then surged by 224.89% to 0.21 in 2025, then slumped by 160.6% to 0.13 in 2026.
- The last three FCF Payout Ratio figures came in at 0.13 (Q2 2026), 0.37 (Q1 2026), and 0.21 (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 0.67 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 0.17 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 0.32 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 0.29 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 0.74 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.11 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 0.06 |
| 10 | First Bancorp | 396.79 Mn | 367.03 Mn | - | - |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -0.13 |
| Mar 31, 2026 | 0.37 |
| Dec 31, 2025 | 0.21 |
| Sep 30, 2025 | 0.52 |
| Jun 30, 2025 | -1.01 |
| Mar 31, 2025 | -0.10 |
| Dec 31, 2024 | -0.17 |
| Sep 30, 2024 | -0.08 |
| Jun 30, 2024 | -0.06 |
| Mar 31, 2024 | -0.09 |
| Dec 31, 2023 | -0.10 |
| Sep 30, 2023 | -0.45 |
| Jun 30, 2023 | -0.06 |
| Mar 31, 2023 | -0.06 |
| Dec 31, 2022 | -0.08 |
| Sep 30, 2022 | -0.07 |
| Jun 30, 2022 | -0.05 |
| Mar 31, 2022 | -0.07 |
| Dec 31, 2021 | -0.19 |
| Sep 30, 2021 | -0.22 |
First Bancorp FCF Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=FNLC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-payout-ratio", "ticker": "FNLC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=FNLC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();