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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

First Bancorp (FNLC) Interest Coverage Ratio: 2016-2025

Historic Interest Coverage Ratio for First Bancorp (FNLC) over the last 10 years, with Sep 2025 value amounting to 1.53.

  • First Bancorp's Interest Coverage Ratio rose 7.77% to 1.53 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.45, marking a year-over-year increase of 4.51%. This contributed to the annual value of 1.38 for FY2024, which is 11.70% down from last year.
  • Per First Bancorp's latest filing, its Interest Coverage Ratio stood at 1.53 for Q3 2025, which was up 4.71% from 1.46 recorded in Q2 2025.
  • Over the past 5 years, First Bancorp's Interest Coverage Ratio peaked at 7.14 during Q1 2022, and registered a low of 1.35 during Q2 2024.
  • For the 3-year period, First Bancorp's Interest Coverage Ratio averaged around 1.48, with its median value being 1.43 (2023).
  • As far as peak fluctuations go, First Bancorp's Interest Coverage Ratio surged by 92.82% in 2021, and later plummeted by 74.20% in 2023.
  • Quarterly analysis of 5 years shows First Bancorp's Interest Coverage Ratio stood at 6.04 in 2021, then tumbled by 59.07% to 2.47 in 2022, then crashed by 42.26% to 1.43 in 2023, then dropped by 1.52% to 1.40 in 2024, then grew by 7.77% to 1.53 in 2025.
  • Its Interest Coverage Ratio stands at 1.53 for Q3 2025, versus 1.46 for Q2 2025 and 1.41 for Q1 2025.