First Bancorp (FNLC) Interest Coverage Ratio (2010 - 2026)
First Bancorp (FNLC) posted quarterly Interest Coverage Ratio of 1.59 for Q1 2026, up 12.87% year-over-year from 1.41 in Q1 2025, and down 2.64% quarter-over-quarter from 1.63 in Q4 2025.
First Bancorp (FNLC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
First Bancorp (FNLC) has reported Interest Coverage Ratio for 17 consecutive years, with 1.59 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 12.87% year-over-year to 1.59; the TTM figure through Mar 2026 stood at 1.55 (up 11.13% YoY), while the FY2025 annual figure was 1.51, up 8.8% from the prior year.
- Interest Coverage Ratio slipped to 1.59 in Q1 2026 per FNLC's latest filing, from 1.63 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 7.14 in Q1 2022 and bottomed at 1.35 in Q2 2024.
- Historically, Interest Coverage Ratio has averaged 2.25 across 5 years, with a median of 1.53 in 2025.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio soared 73.17% — and 2023, when it sank 74.22%.
- First Bancorp's Interest Coverage Ratio stood at 2.47 in 2022, then plunged by 42.26% to 1.43 in 2023, then fell by 1.52% to 1.4 in 2024, then climbed by 16.33% to 1.63 in 2025, then slipped by 2.64% to 1.59 in 2026.
- Business Quant data shows FNLC's Interest Coverage Ratio at 1.59 in Q1 2026, 1.63 in Q4 2025, and 1.53 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | First Bancorp | 386.41 Mn | 356.65 Mn | - | 1.62 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.28 |
| Mar 31, 2026 | 1.59 |
| Dec 31, 2025 | 1.63 |
| Sep 30, 2025 | 1.53 |
| Jun 30, 2025 | 1.46 |
| Mar 31, 2025 | 1.41 |
| Dec 31, 2024 | 1.40 |
| Sep 30, 2024 | 1.42 |
| Jun 30, 2024 | 1.35 |
| Mar 31, 2024 | 1.36 |
| Dec 31, 2023 | 1.43 |
| Sep 30, 2023 | 1.52 |
| Jun 30, 2023 | 1.59 |
| Mar 31, 2023 | 1.84 |
| Dec 31, 2022 | 2.47 |
| Sep 30, 2022 | 3.66 |
| Jun 30, 2022 | 5.45 |
| Mar 31, 2022 | 7.14 |
| Dec 31, 2021 | 6.04 |
| Sep 30, 2021 | 5.24 |