First Bancorp (FNLC) Interest Expense - Deposits (2009 - 2026)
First Bancorp (FNLC) recorded Interest Expense - Deposits of $17.17 million in Q3 2026, down 11.4% from $19.38 million a year earlier but up 1.7% from the prior quarter.
First Bancorp (FNLC) Interest Expense - Deposits (2009 - 2026) Analysis & Trends
On a TTM basis, First Bancorp's Interest Expense - Deposits came in at $69.08 million as of Sep 30, 2026, down 12.2% year-over-year; for FY2025, it was $76.7 million, down 3.4% from FY2024.
- Annual Interest Expense - Deposits has a five-year compound annual growth rate of 40.2% (FY2020 to FY2025).
- Across earlier years, Interest Expense - Deposits came in at $79.41 million in FY2024 (+30.2%), $61 million in FY2023 (+297.2%), $15.36 million in FY2022 (+110.0%) and $7.31 million in FY2021 (-48.3%).
- Quarterly Interest Expense - Deposits has ranged from $1.52 million in Q4 2021 to $20.3 million in Q4 2024 over the past five years.
- On a year-over-year basis, Interest Expense - Deposits has declined for six consecutive quarters, with an average decline of 5.4% over the last eight quarters.
- Peak year-over-year performance for Interest Expense - Deposits in the last five years was growth of 571.8% in Q1 2023, against a decline of 39.9% in Q4 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at $16.88 million (Q2 2026), $16.7 million (Q1 2026) and $18.32 million (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 11.40 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 7.61 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 3.09 Bn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 7.85 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 5.09 Bn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 5.85 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 3.48 Bn |
| 10 | First Bancorp | 417.68 Mn | 304.42 Mn | - | 17.17 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 17.17 Mn |
| Jun 30, 2026 | 16.88 Mn |
| Mar 31, 2026 | 16.70 Mn |
| Dec 31, 2025 | 18.32 Mn |
| Sep 30, 2025 | 19.38 Mn |
| Jun 30, 2025 | 19.73 Mn |
| Mar 31, 2025 | 19.27 Mn |
| Dec 31, 2024 | 20.30 Mn |
| Sep 30, 2024 | 20.12 Mn |
| Jun 30, 2024 | 19.82 Mn |
| Mar 31, 2024 | 19.18 Mn |
| Dec 31, 2023 | 18.62 Mn |
| Sep 30, 2023 | 16.99 Mn |
| Jun 30, 2023 | 14.48 Mn |
| Mar 31, 2023 | 10.92 Mn |
| Dec 31, 2022 | 7.17 Mn |
| Sep 30, 2022 | 4.16 Mn |
| Jun 30, 2022 | 2.40 Mn |
| Mar 31, 2022 | 1.63 Mn |
| Dec 31, 2021 | 1.52 Mn |
First Bancorp Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=FNLC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "FNLC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=FNLC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();