First Bancorp (FNLC) FCF Margin (2009 - 2026)
First Bancorp's FCF Margin came in at -50.95% for Q2 2026, down 83.04 percentage points from 32.09% a year earlier and down 139.45 percentage points from the prior quarter.
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Analysis
First Bancorp (FNLC) FCF Margin (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, First Bancorp reported FCF Margin of 35.15%, up 2.76 percentage points year-over-year; for FY2025, it came in at 36.52%, up 5.91 percentage points from FY2024.
- FCF Margin carries a five-year change of +10.66 percentage points (FY2020 to FY2025).
- Going back by year, FCF Margin was 30.61% in FY2024 (-11.90 pp), 42.51% in FY2023 (-0.27 pp), 42.79% in FY2022 (-18.99 pp) and 61.78% in FY2021 (+35.92 pp).
- The Q2 2026 figure represents the lowest quarterly FCF Margin in data going back to Q1 2010.
- Year-over-year, FCF Margin increased in five of the last eight quarters, with an average year-over-year change of +3.06 percentage points.
- The fastest year-over-year change in FCF Margin over five years came in Q1 2026 (a gain of 84.69 percentage points), and the weakest in Q2 2026 (a drop of 83.04 percentage points).
- Business Quant data shows FNLC's FCF Margin at 88.49% (Q1 2026), 53.91% (Q4 2025) and 51.37% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 66.09% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | -21.69% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | -230.94% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 189.34% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 19.57% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 40.54% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | First Bancorp | 417.68 Mn | 304.42 Mn | - | 34.73% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 34.73% |
| Jun 30, 2026 | -50.95% |
| Mar 31, 2026 | 88.49% |
| Dec 31, 2025 | 53.91% |
| Sep 30, 2025 | 51.37% |
| Jun 30, 2025 | 32.09% |
| Mar 31, 2025 | 3.80% |
| Dec 31, 2024 | 47.43% |
| Sep 30, 2024 | 47.00% |
| Jun 30, 2024 | 32.86% |
| Mar 31, 2024 | -9.84% |
| Dec 31, 2023 | 51.82% |
| Sep 30, 2023 | 43.46% |
| Jun 30, 2023 | 54.53% |
| Mar 31, 2023 | 21.48% |
| Dec 31, 2022 | 36.61% |
| Sep 30, 2022 | 54.49% |
| Jun 30, 2022 | 48.38% |
| Mar 31, 2022 | 31.20% |
| Dec 31, 2021 | 49.44% |
API Access
First Bancorp FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=FNLC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "FNLC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=FNLC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();