First Bancorp (FNLC) Debt Ratio (2009 - 2026)

First Bancorp (FNLC) reported Debt Ratio of 0.03 for Q1 2026, down 13.48% year-over-year from 0.04 in Q1 2025, and up 7.47% quarter-over-quarter from 0.03 in Q4 2025.

First Bancorp (FNLC) Debt Ratio (2009 - 2026) Analysis & Trends

First Bancorp (FNLC) has 18 years of Debt Ratio data on file, last reported at 0.03 in Q1 2026.

  • Debt Ratio for Q1 2026 came in at 0.03, down 13.48% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.03 (down 13.48% YoY), and the FY2025 annual result was 0.03, up 79.51% from the prior year.
  • Debt Ratio grew to 0.03 in Q1 2026 per FNLC's latest filing, from 0.03 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.05 in Q2 2024 and troughed at 0.02 in Q4 2024.
  • A 5-year average of 0.03 and a median of 0.03 in 2022 frame the typical range for Debt Ratio.
  • The sharpest annual moves came in 2022 and 2025: Debt Ratio sank 56.93% in 2022, then soared 79.51% in 2025.
  • A 5-year view of Debt Ratio shows it stood at 0.04 in 2022, then plunged by 37.38% to 0.02 in 2023, then tumbled by 31.28% to 0.02 in 2024, then jumped by 79.51% to 0.03 in 2025, then climbed by 7.47% to 0.03 in 2026.
  • Business Quant data shows FNLC's Debt Ratio at 0.03 in Q1 2026, 0.03 in Q4 2025, and 0.02 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 0.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 0.05
3 Lloyds Banking 384.13 Bn 384.40 Bn - 0.03
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - 0.09
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.01
7 NatWest 168.65 Bn -51.67 Bn - 0.09
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.01
9 Mizuho Financial 112.02 Bn 112.56 Bn - 0.12
10 First Bancorp 342.54 Mn 318.93 Mn - 0.03

Historic Data

Download Data
DateValue
Mar 31, 2026 0.03
Dec 31, 2025 0.03
Sep 30, 2025 0.02
Jun 30, 2025 0.03
Mar 31, 2025 0.04
Dec 31, 2024 0.02
Sep 30, 2024 0.02
Jun 30, 2024 0.05
Mar 31, 2024 0.03
Dec 31, 2023 0.02
Sep 30, 2023 0.03
Jun 30, 2023 0.03
Mar 31, 2023 0.03
Dec 31, 2022 0.04
Sep 30, 2022 0.04
Jun 30, 2022 0.05
Mar 31, 2022 0.03
Dec 31, 2021 0.03
Sep 30, 2021 0.07
Jun 30, 2021 0.07