First Bancorp (FNLC) Debt Ratio (2009 - 2026)
First Bancorp's (FNLC) quarterly Debt Ratio came in at 0.12 in Q2 2026, up 31.37% year-over-year from 0.09 in Q2 2025, and up 31.97% quarter-over-quarter from 0.09 in Q1 2026.
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Analysis
First Bancorp (FNLC) Debt Ratio (2009 - 2026) Analysis & Trends
First Bancorp (FNLC) has reported Debt Ratio for 18 consecutive years, with 0.12 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Debt Ratio rose 31.37% year-over-year to 0.12 in Q2 2026; TTM through Jun 2026 was 0.12, a 31.37% increase from a year earlier, with the FY2025 full-year figure at 0.09, up 41.39% from the prior year.
- Debt Ratio was 0.12 for Q2 2026 at First Bancorp, up from 0.09 in the prior quarter.
- Over five years, Debt Ratio peaked at 0.13 in Q2 2024 and troughed at 0.05 in Q4 2023.
- A 5-year average of 0.08 and a median of 0.08 in 2024 frame the typical range for Debt Ratio.
- Across the five-year window, Debt Ratio sank 49.77% in 2022 and surged 78.82% in 2024, its largest moves.
- Over 5 years, Debt Ratio stood at 0.08 in 2022, then plunged by 37.41% to 0.05 in 2023, then surged by 32.37% to 0.06 in 2024, then soared by 41.39% to 0.09 in 2025, then jumped by 37.99% to 0.12 in 2026.
- The last three Debt Ratio figures came in at 0.12 (Q2 2026), 0.09 (Q1 2026), and 0.09 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.01 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 0.17 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 0.09 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 0.10 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 0.09 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 0.07 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 0.07 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 0.08 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 0.14 |
| 10 | First Bancorp | 396.79 Mn | 367.03 Mn | - | 0.12 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.12 |
| Mar 31, 2026 | 0.09 |
| Dec 31, 2025 | 0.09 |
| Sep 30, 2025 | 0.07 |
| Jun 30, 2025 | 0.09 |
| Mar 31, 2025 | 0.09 |
| Dec 31, 2024 | 0.06 |
| Sep 30, 2024 | 0.07 |
| Jun 30, 2024 | 0.13 |
| Mar 31, 2024 | 0.08 |
| Dec 31, 2023 | 0.05 |
| Sep 30, 2023 | 0.06 |
| Jun 30, 2023 | 0.07 |
| Mar 31, 2023 | 0.06 |
| Dec 31, 2022 | 0.08 |
| Sep 30, 2022 | 0.09 |
| Jun 30, 2022 | 0.10 |
| Mar 31, 2022 | 0.08 |
| Dec 31, 2021 | 0.09 |
| Sep 30, 2021 | 0.16 |
API Access
First Bancorp Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=FNLC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "FNLC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=FNLC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();