First Bancorp (FNLC) Debt Ratio (2009 - 2026)

First Bancorp's (FNLC) quarterly Debt Ratio came in at 0.06 in Q1 2026, up 5.14% year-on-year from 0.06 in Q1 2025, and up 3.12% on a QoQ basis from 0.06 in Q4 2025.

First Bancorp (FNLC) Debt Ratio (2009 - 2026) Analysis & Trends

First Bancorp (FNLC) has 18 years of Debt Ratio data on file, last reported at 0.06 in Q1 2026.

  • On a quarterly basis, Debt Ratio rose 5.14% year-over-year to 0.06 in Q1 2026; TTM through Mar 2026 was 0.06, a 5.14% increase from a year earlier, with the FY2025 full-year figure at 0.06, up 28.02% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.06, up from 0.06 in the prior quarter.
  • Over the last five years, Debt Ratio for FNLC reached as high as 0.07 in Q2 2024 and fell as low as 0.02 in Q4 2023.
  • Historically, Debt Ratio has averaged 0.05 across 5 years, with a median of 0.05 in 2024.
  • Across the five-year window, Debt Ratio slumped 53.07% in 2022 and jumped 96.02% in 2024, its largest moves.
  • Year by year, Debt Ratio stood at 0.04 in 2022, then sank by 37.43% to 0.02 in 2023, then jumped by 96.02% to 0.05 in 2024, then gained by 28.02% to 0.06 in 2025, then increased by 3.12% to 0.06 in 2026.
  • Per Business Quant data, the three most recent Debt Ratio figures were 0.06 in Q1 2026, 0.06 in Q4 2025, and 0.05 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 First Bancorp 383.10 Mn 359.49 Mn - 0.06

Historic Data

Download Data
DateValue
Mar 31, 2026 0.06
Dec 31, 2025 0.06
Sep 30, 2025 0.05
Jun 30, 2025 0.06
Mar 31, 2025 0.06
Dec 31, 2024 0.05
Sep 30, 2024 0.05
Jun 30, 2024 0.07
Mar 31, 2024 0.05
Dec 31, 2023 0.02
Sep 30, 2023 0.03
Jun 30, 2023 0.04
Mar 31, 2023 0.03
Dec 31, 2022 0.04
Sep 30, 2022 0.04
Jun 30, 2022 0.05
Mar 31, 2022 0.05
Dec 31, 2021 0.05
Sep 30, 2021 0.09
Jun 30, 2021 0.09