First Bancorp (FNLC) Debt Ratio (2009 - 2026)
First Bancorp's (FNLC) Debt Ratio stood at 0.07 in Q2 2026, up 8.6% from 0.06 a year earlier and up 8.8% from the prior quarter.
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Analysis
First Bancorp (FNLC) Debt Ratio (2009 - 2026) Analysis & Trends
For FY2025, First Bancorp's Debt Ratio came in at 0.06, up 28.0% from FY2024.
- Across earlier years, Debt Ratio came in at 0.05 in FY2024 (+96.0%), 0.02 in FY2023 (-37.4%), 0.04 in FY2022 (-30.0%) and 0.05 in FY2021 (-51.4%).
- The Q2 2026 figure is the highest quarterly Debt Ratio since Q2 2024.
- On a year-over-year basis, Debt Ratio has increased for three consecutive quarters, with growth averaging 25.2% over the last eight quarters.
- Peak year-over-year performance for Debt Ratio in the last five years was growth of 96.0% in Q4 2024, against a decline of 53.1% in Q3 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 0.06 (Q1 2026), 0.06 (Q4 2025) and 0.05 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 0.70 |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | 0.63 |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 0.11 |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 0.23 |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 0.01 |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 0.50 |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 0.72 |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 0.04 |
| 10 | First Bancorp | 417.68 Mn | 304.42 Mn | - | 0.04 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.04 |
| Jun 30, 2026 | 0.07 |
| Mar 31, 2026 | 0.06 |
| Dec 31, 2025 | 0.06 |
| Sep 30, 2025 | 0.05 |
| Jun 30, 2025 | 0.06 |
| Mar 31, 2025 | 0.06 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.05 |
| Jun 30, 2024 | 0.07 |
| Mar 31, 2024 | 0.05 |
| Dec 31, 2023 | 0.02 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | 0.04 |
| Mar 31, 2023 | 0.03 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.04 |
| Jun 30, 2022 | 0.05 |
| Mar 31, 2022 | 0.05 |
| Dec 31, 2021 | 0.05 |
API Access
First Bancorp Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=FNLC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "FNLC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=FNLC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();