First Bancorp (FNLC) EBITDA Margin (2009 - 2026)
First Bancorp (FNLC) recorded EBITDA Margin of 118.91% in Q2 2026, down 21.27 percentage points from 140.17% a year earlier but up 0.26 percentage points from the prior quarter.
First Bancorp (FNLC) EBITDA Margin (2009 - 2026) Analysis & Trends
On a TTM basis, First Bancorp's EBITDA Margin came in at 123.60% as of Jun 30, 2026, down 18.44 percentage points year-over-year; for FY2025, it was 133.15%, down 14.57 percentage points from FY2024.
- Annual EBITDA Margin has a five-year change of +69.15 percentage points (FY2020 to FY2025).
- Across earlier years, EBITDA Margin came in at 147.71% in FY2024 (+24.95 pp), 122.76% in FY2023 (+53.30 pp), 69.46% in FY2022 (+5.20 pp) and 64.27% in FY2021 (+0.27 pp).
- Quarterly EBITDA Margin has ranged from 60.20% in Q1 2022 to 152.62% in Q3 2024 over the past five years.
- On a year-over-year basis, EBITDA Margin has declined for six consecutive quarters, with an average year-over-year change of -9.26 percentage points over the last eight quarters.
- Peak year-over-year performance for EBITDA Margin in the last five years was a gain of 62.42 percentage points in Q3 2023, against a drop of 21.27 percentage points in Q2 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at 118.64% (Q1 2026), 125.29% (Q4 2025) and 131.85% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 97.78% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 91.48% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 100.96% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 139.87% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 142.21% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 92.97% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | First Bancorp | 417.68 Mn | 304.42 Mn | - | 117.98% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 117.98% |
| Jun 30, 2026 | 118.91% |
| Mar 31, 2026 | 118.64% |
| Dec 31, 2025 | 125.29% |
| Sep 30, 2025 | 131.85% |
| Jun 30, 2025 | 140.17% |
| Mar 31, 2025 | 136.65% |
| Dec 31, 2024 | 139.42% |
| Sep 30, 2024 | 152.62% |
| Jun 30, 2024 | 151.19% |
| Mar 31, 2024 | 148.51% |
| Dec 31, 2023 | 135.98% |
| Sep 30, 2023 | 133.14% |
| Jun 30, 2023 | 122.61% |
| Mar 31, 2023 | 100.58% |
| Dec 31, 2022 | 80.83% |
| Sep 30, 2022 | 70.72% |
| Jun 30, 2022 | 65.78% |
| Mar 31, 2022 | 60.20% |
| Dec 31, 2021 | 62.22% |
First Bancorp EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=FNLC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "FNLC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=FNLC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();